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Suburbs›NSW›Central West›Cowra

Cowra, NSW 2794

Property data updated June 2026·10,145 residents
Last 12 months snapshot
229 sales · 152 leases · Refreshed June 2026

Cowra, NSW 2794 market activity

House sales narrowly top Cowra, with 220 sales (up 14.6%) at around $468.5K (up 3.9%), taking about 48 days to sell (down from 56 days last year), with 3-bedroom the biggest group at around 4 in 10.

House rentals follow, with 133 leases (up 10.8%) at $395 a week (up 1.3%), renting out in about 22 days, with rents weaker than most house rental markets, with 3-bedroom the most common at around 65%. Rounding it out, 19 unit rentals at $288 a week (among the country's strongest unit rent gains). 9 unit sales at around $403K.

Low-incomeOlder communityMostly owners

Who lives hereA low-income, mostly owner-occupied, older-leaning suburb.

House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.

Census · ABS 2021

Snapshot

Population
10,145
Median age
46yrs
Avg household
2.3people
Male · Female
49% · 51%
Owner-occupied
69%
Renting
29%
Lone person
33%
Couples, no kids
30%
Born overseas
7.4%
Year 12+ⓘ
36%

Cowra on the map

885.4 km²
Loading map
Ranked against all suburbs
How well-off · ABS SEIFA 2021 · vs Australia
Overall advantageⓘ
Bottom 13%
decile 2/10
IRSAD — Index of Relative Socio-economic Advantage & Disadvantage. Combines income, education, occupation and housing. Higher = more advantaged overall.
Economic resourcesⓘ
Bottom 13%
decile 2/10
IER — Index of Economic Resources. Household income, rent/mortgage costs and dwelling size. Higher = more economic resources (lots of renters or students pulls it down).
Education & jobsⓘ
Bottom 14%
decile 2/10
IEO — Index of Education and Occupation. Residents’ qualifications and skilled occupations. Higher = a more educated, higher-skilled workforce.
IncomeMedian household incomeProfessionalsShare who are managers or professionalsDiversityBirthplace diversityMortgage stressMortgage repayments as a share of incomeTrain / busCommute by public transportNo carHouseholds with no carNew moversMoved in within the last yearRent stressRent as a share of income
Hover a point for its percentile · – – – median
LowMedianHighPercentile
Median household incomeⓘMiddle weekly income of all households — half earn more, half less.Bottom 14%Median household income · $1,107/wk — well below average: in the bottom 14%, lower household income than 86% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 46%Rent stress · 21% — typical: right around the median for Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 34%Mortgage stress · 26% — above average: in the top 34%, more mortgage stress than 66% of Aussie suburbs.
Birthplace diversityⓘChance two random residents were born in different countries — 0 = everyone the same, 1 = all different.Bottom 12%Birthplace diversity · 0.14 — well below average: in the bottom 12%, less diverse than 88% of Aussie suburbs.
Born overseasⓘResidents born outside Australia, of those who stated a birthplace.Bottom 12%Born overseas · 7.4% — well below average: in the bottom 12%, 88% of Aussie suburbs have more overseas-born residents than this suburb.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 36%Managers & professionals · 30% — below average: in the bottom 36%, 64% of Aussie suburbs have more professionals than this suburb.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 28%Unemployment rate · 5.6% — above average: in the top 28%, more unemployment than 72% of Aussie suburbs.
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Bottom 41%Public transport to work · 0.3% — typical: right around the median for Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Top 22%No motor vehicle · 7.1% — well above average: in the top 22%, more car-free households than 78% of Aussie suburbs.
High-rise apartmentsⓘOccupied dwellings that are apartments in 4-storey-or-higher blocks.Bottom 1%High-rise apartments · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more high-rise apartments than this suburb.
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Bottom 49%Settled 5+ years · 63% — typical: right around the median for Aussie suburbs.
This suburb Typical range · 25–75th Median
How this suburb comparesPosition among all Australian suburbs — “Top 10%” means higher than 90% of them.
LowMedianHighPercentile
LowMedianHighPercentile
Owner-occupiedⓘHouseholds that own their home — outright or with a mortgage.Bottom 33%Owner-occupied · 69% — below average: in the bottom 33%, 67% of Aussie suburbs have more owner-occupiers than this suburb.
RentingⓘHouseholds renting their home.Top 31%Renting · 29% — above average: in the top 31%, more renters than 69% of Aussie suburbs.
Owned outrightⓘHouseholds that own their home outright, with no mortgage.Top 37%Owned outright · 43% — above average: in the top 37%, more outright owners than 63% of Aussie suburbs.
Owned with mortgageⓘHouseholds buying their home with a mortgage.Bottom 24%Owned with mortgage · 27% — well below average: in the bottom 24%, 76% of Aussie suburbs have more mortgaged owners than this suburb.
Separate housesⓘOccupied dwellings that are standalone (detached) houses.Bottom 42%Separate houses · 91% — typical: right around the median for Aussie suburbs.
ApartmentsⓘOccupied dwellings that are flats or apartments, any height.Top 32%Apartments · 2.2% — above average: in the top 32%, more apartments than 68% of Aussie suburbs.
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Bottom 21%Median personal income · $617/wk — well below average: in the bottom 21%, lower personal income than 79% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Bottom 18%Median family income · $1,449/wk — well below average: in the bottom 18%, lower family income than 82% of Aussie suburbs.
Low earners (<$500/wk)ⓘResidents earning under $500 per week.Top 22%Low earners · 42% — well above average: in the top 22%, more low earners than 78% of Aussie suburbs.
Low-income households (<$650/wk)ⓘHouseholds with a total income under $650 per week.Top 15%Low-income households · 26% — well above average: in the top 15%, more low-income households than 85% of Aussie suburbs.
Full-time workersⓘResidents in the labour force who are employed full-time.Bottom 31%Full-time workers · 31% — below average: in the bottom 31%, 69% of Aussie suburbs have more full-time workers than this suburb.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 46%Part-time workers · 35% — typical: right around the median for Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Top 22%Not in labour force · 44% — well above average: in the top 22%, more out of the workforce than 78% of Aussie suburbs.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Top 26%Community & personal service · 14% — above average: in the top 26%, more care and service workers than 74% of Aussie suburbs.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Bottom 39%Clerical & admin · 11% — below average: in the bottom 39%, 61% of Aussie suburbs have more clerical and admin workers than this suburb.
Sales workersⓘEmployed residents in sales jobs.Top 13%Sales workers · 10% — well above average: in the top 13%, more sales workers than 87% of Aussie suburbs.
Completed Year 12+ⓘResidents aged 15+ whose highest year of school is Year 12 or equivalent.Bottom 12%Completed Year 12+ · 36% — well below average: in the bottom 12%, less Year-12 completion than 88% of Aussie suburbs.
In educationⓘResidents currently attending school, TAFE or university — full or part time.Bottom 30%In education · 19% — below average: in the bottom 30%, 70% of Aussie suburbs have more students than this suburb.
Children (0–14)ⓘResidents aged 0–14.Top 50%Children · 18% — typical: right around the median for Aussie suburbs.
Seniors (65+)ⓘResidents aged 65 and over.Top 18%Seniors · 26% — well above average: in the top 18%, more seniors than 82% of Aussie suburbs.
Youth dependencyⓘChildren (0–14) for every 100 working-age residents aged 15–64.Top 33%Youth dependency · 31.24 — above average: in the top 33%, more children per worker than 67% of Aussie suburbs.
Total dependencyⓘChildren (0–14) plus seniors (65+) for every 100 working-age residents aged 15–64.Top 14%Total dependency · 77.64 — well above average: in the top 14%, more dependants per worker than 86% of Aussie suburbs.
Australian citizensⓘResidents who are Australian citizens — Australian-born and naturalised.Top 31%Australian citizens · 91% — above average: in the top 31%, more Australian citizens than 69% of Aussie suburbs.
Both parents born overseasⓘResidents whose mother and father were both born overseas — the second generation.Bottom 13%Both parents born overseas · 9.8% — well below average: in the bottom 13%, 87% of Aussie suburbs have more second-generation residents than this suburb.
Established migrants (pre-2011)ⓘOf overseas-born residents, the share who arrived before 2011 — higher = a long-settled migrant community.Bottom 30%Established migrants · 71% — below average: in the bottom 30%, 70% of Aussie suburbs have more long-settled migrants than this suburb.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 20%Vehicles per dwelling · 1.00 — well below average: in the bottom 20%, fewer vehicles per home than 80% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Who lives here

The age structure, household make-up, and cultural fabric of the people who call this suburb home.

Age & sex10,145 residentsMaleFemale
85+1.4% · 1392.3% · 23480-841.9% · 1932.1% · 21875-792.1% · 2182.5% · 25070-743.4% · 3413.7% · 37365-693.3% · 3343.4% · 34860-643.2% · 3263.4% · 34555-593.4% · 3403.2% · 32250-543.1% · 3143.2% · 32745-492.7% · 2732.9% · 29740-442.5% · 2562.4% · 23935-392.2% · 2222.6% · 26430-342.4% · 2442.4% · 24725-292.6% · 2603.0% · 30420-242.9% · 2922.5% · 25515-193.0% · 3042.8% · 28310-143.0% · 3022.9% · 2955-93.2% · 3213.0% · 3030-42.8% · 2852.7% · 276◀ MaleFemale ▶

Share of all residents by 5-year band · hover a band for the count + split

Life stage
18%
11%
22%
13%
26%
Children0–1418%Youth15–2411%Young adults25–3410%Midlife35–5422%Mature55–6413%Seniors65+26%
Household composition
33%
30%
25%
Lone person33%Couples, no kids30%Families with kids25%Other families9.6%Group / share2.3%
2.3 people / household0.7 persons / bedroom7.8% are 5+ person
Household sizepersons per dwelling
33%1
36%2
13%3
10%4
5.2%5
2.6%6+
Cultural make-upshare of residents · diversity = odds two differ
Born overseasⓘResidents born outside Australia, as a share of those who stated a birthplace.7.4%
Other language at homeⓘResidents who mainly speak a language other than English at home — counts the language used, not how well English is spoken.4.5%
Limited EnglishⓘResidents who speak English “not well” or “not at all”. A language-barrier measure, not bilingualism — many who speak another language at home still speak English well.0.7%
Both parents overseasⓘResidents whose mother and father were both born overseas — the Australian-born-to-migrants “second generation”, distinct from being born overseas yourself.9.8%
Australian citizensⓘResidents who are Australian citizens — both Australian-born and people who have since naturalised.91%
Birthplace diversity14%
Chance two random residents were born in different countries
Language diversity9%
Chance two random residents speak different languages at home
Religious diversity44%
Chance two random residents follow different religions
Where residents were bornoverseas origins
England1.4%
Elsewhere1.3%
New Zealand0.7%
India0.5%
Philippines0.5%
Germany0.4%
South Africa0.3%
Netherlands0.3%
Born in Australia93%
Languages at homeother than English
Other1.8%
Australian Indigenous0.3%
Greek0.3%
Mandarin0.2%
Malayalam0.2%
Punjabi0.2%
Filipino0.2%
Hindi0.1%
English only95%
Ancestry% reporting · multi-response
Australian44%
English42%
Irish12%
Scottish9.8%
Aboriginal/Torres Strait Islander9.2%
German3.4%
Faith & belieftap Christianity
▸Christianity69%
No religion29%
Buddhism0.5%
Other religions0.5%
Hinduism0.3%
Islam0.3%

12% report Irish ancestry, but only 0.0% were born in Ireland — the gap is the Australian-born and diaspora Irish community, invisible in birthplace alone.

Family originsparents’ birthplace
83%
Both parents overseas9.8%One parent overseas7.5%Both parents in Australia83%

A predominantly Australian-born community.

When migrants arrivedshare of overseas-born
Before 198140%
1981-200018%
2001-201013%
2011-20159.8%
2016-202119%

2020–21 understated — COVID border closures.

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Affordability, Ownership & Housing

What it costs to live here, who owns versus rents, and the shape of the housing stock.

Affordability at a glance
LowMedianHighPercentile
Median weekly rentⓘMiddle weekly rent paid by renting households.Bottom 16%Median weekly rent · $230/wk — well below average: in the bottom 16%, lower rent than 84% of Aussie suburbs.
Median monthly mortgageⓘMiddle monthly mortgage repayment among households with a mortgage.Bottom 17%Median monthly mortgage · $1,235/mo — well below average: in the bottom 17%, lower mortgages than 83% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 46%Rent stress · 21% — typical: right around the median for Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 34%Mortgage stress · 26% — above average: in the top 34%, more mortgage stress than 66% of Aussie suburbs.
High mortgage (≥$3k/mo)ⓘMortgaged households repaying $3,000 or more per month.Bottom 25%High mortgage · 4.0% — below average: in the bottom 25%, 75% of Aussie suburbs have more big mortgages than this suburb.
Social housingⓘHouseholds renting from a state housing authority or community housing provider.Top 19%Social housing · 5.3% — well above average: in the top 19%, more social housing than 81% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Bedrooms per dwellingshare of dwellings
0.4%0
2.9%1
17%2
46%3
27%4
5.1%5
1.3%6+
Who owns vs rentsoccupied dwellings
43%
27%
29%
Owned outright43%Mortgage27%Renting29%Other1.7%
What’s built heredwelling types
91%
House91%Townhouse6.5%Apartment2.2%Other0.5%
91% separate houses2.2% apartments0.0% high-rise

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Economy & Work

Incomes, employment, and the occupation mix of the people who live here.

Income & work at a glance
LowMedianHighPercentile
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Bottom 21%Median personal income · $617/wk — well below average: in the bottom 21%, lower personal income than 79% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Bottom 18%Median family income · $1,449/wk — well below average: in the bottom 18%, lower family income than 82% of Aussie suburbs.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 36%Managers & professionals · 30% — below average: in the bottom 36%, 64% of Aussie suburbs have more professionals than this suburb.
High earners (≥$2k/wk)ⓘResidents earning $2,000 or more per week.Bottom 22%High earners · 5.9% — well below average: in the bottom 22%, 78% of Aussie suburbs have more high earners than this suburb.
This suburb Typical range (middle 50%) Median suburb
Occupations
LowMedianHighPercentile
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 36%Managers & professionals · 30% — below average: in the bottom 36%, 64% of Aussie suburbs have more professionals than this suburb.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Bottom 39%Clerical & admin · 11% — below average: in the bottom 39%, 61% of Aussie suburbs have more clerical and admin workers than this suburb.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Top 26%Community & personal service · 14% — above average: in the top 26%, more care and service workers than 74% of Aussie suburbs.
Sales workersⓘEmployed residents in sales jobs.Top 13%Sales workers · 10% — well above average: in the top 13%, more sales workers than 87% of Aussie suburbs.
Technicians, trades & labourersⓘEmployed residents in technical/trade, machinery-operating and labouring jobs.Top 45%Technicians, trades & labourers · 35% — typical: right around the median for Aussie suburbs.
Household incomeheight = share of households · weekly
% of households$0$300$650$1.5k$2.5k$4k+
Personal incomeheight = share of residents 15+ · weekly
% of residents 15+$0$300$650$1k$1.8k$3.5k+

A typical household earns about 1.8× the typical individual here.

Labour forceemployment status · residents 15+
31%
19%
44%
Employed full-time31%Employed part-time19%Employed (away/other)2.3%Unemployed3.1%Not in labour force44%
LowMedianHighPercentile
Full-time workersⓘResidents in the labour force who are employed full-time.Bottom 31%Full-time workers · 31% — below average: in the bottom 31%, 69% of Aussie suburbs have more full-time workers than this suburb.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 46%Part-time workers · 35% — typical: right around the median for Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 28%Unemployment rate · 5.6% — above average: in the top 28%, more unemployment than 72% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Top 22%Not in labour force · 44% — well above average: in the top 22%, more out of the workforce than 78% of Aussie suburbs.
Labour-force participationⓘResidents 15+ who are in the labour force — working or looking for work.Bottom 22%Labour-force participation · 56% — well below average: in the bottom 22%, less workforce participation than 78% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Getting Around

How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.

Transport at a glance
LowMedianHighPercentile
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Bottom 41%Public transport to work · 0.3% — typical: right around the median for Aussie suburbs.
Walked or cycled to workⓘCommuters who walked or cycled to work, of those who travelled.Top 31%Walked or cycled to work · 5.8% — above average: in the top 31%, more walking and cycling than 69% of Aussie suburbs.
Worked from homeⓘEmployed residents who worked from home in the Census week — elevated by COVID in 2021.Bottom 22%Worked from home · 8.0% — well below average: in the bottom 22%, less working from home than 78% of Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Top 22%No motor vehicle · 7.1% — well above average: in the top 22%, more car-free households than 78% of Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 20%Vehicles per dwelling · 1.00 — well below average: in the bottom 20%, fewer vehicles per home than 80% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Journey to workamong commuters · top modes
Car (driver)83%
Car (passenger)6.7%
Walked5.5%
Other/combined3.4%
Motorbike0.6%
Bicycle0.3%
Bus0.2%
Vehicles per dwellingshare of households
7.1%0
38%1
35%2
13%3
6.7%4+

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.


Education · ACARA My School 2025

Schools in and around Cowra

7 schools inside Cowra, plus the closest options around it. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.

Within Cowra7schools in the suburb itself
Primary schools5within 5 km · nearest in suburb
Secondary schools2within 5 km · nearest in suburb
Median ICSEA rank10thenrolment-weighted
What is ICSEA Rank?

ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.

Nearby within7 schools
  • Within Cowra · 7Order by
  • 1
    OneSchool Global NSW - Cowra Independent · Primary · Co-ed · Years 4-6 · Within suburb
    State Rank—English—Maths—Students18Multilingual0%ICSEA Rank30th
  • 2
    Cowra Public SchoolGovernment · Primary · Co-ed · Years K-6 · Within suburb
    State Rank—English—Maths—Students338Multilingual4%ICSEA Rank10th
  • 3
    St Raphael's Catholic School CowraCatholic · Combined · Co-ed · Years K-12 · Within suburb
    State Rank—English—Maths—Students442Multilingual7%ICSEA Rank40th
  • 4
    Mulyan Public SchoolGovernment · Primary · Co-ed · Years K-6 · Within suburb
    State Rank—English—Maths—Students336Multilingual4%ICSEA Rank10th
  • 5
    Holman Place SchoolGovernment · Special · Co-ed · Years U · Within suburb
    State Rank—English—Maths—Students30Multilingual0%ICSEA Rank3rd
  • 6
    Cowra High SchoolGovernment · Secondary · Co-ed · Years 7-12 · Within suburb
    State Rank—English—Maths—Students439Multilingual6%ICSEA Rank8th
  • 7
    Holmwood Public SchoolGovernment · Primary · Co-ed · Years K-6 · Within suburb
    State Rank—English—Maths—Students26Multilingual0%ICSEA Rank15th
GovernmentCatholicIndependent

Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.

School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.


Census · ABS 2021

Turnover

How settled or transient the community is — and where newcomers came from.

Settledness at a glance
LowMedianHighPercentile
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Bottom 49%Settled 5+ years · 63% — typical: right around the median for Aussie suburbs.
Moved in past yearⓘResidents living at a different address one year earlier.Top 47%Moved in past year · 13% — typical: right around the median for Aussie suburbs.
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.Bottom 39%Arrived from overseas · 1.5% — below average: in the bottom 39%, 61% of Aussie suburbs have more recent migrants than this suburb.
This suburb Typical range (middle 50%) Median suburb
Where residents lived 5 years agoof those who stated
63%
16%
19%
Same address63%Moved within area16%From elsewhere in Australia19%From overseas1.5%
Residential paceshare of residents
Moved in the past yearⓘResidents living at a different address one year earlier.13%
Moved in the past 5 yearsⓘResidents not living at the same address as five years ago.37%
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.1.5%
Property market
Market data

Snapshot

Headline price, rent, yield and time on market for Cowra — choose a property type and size below.

Active segment
Houses
Units
Median priceⓘLast 12 months
469kk
↑ +3.9% YoY
Days on marketⓘLast 12 months
48
↑ 8 days YoY
SoldⓘLast 12 months
220
↑ +14.6% YoY
Months of supplyⓘLast 12 months
1.9mo
Median rentⓘLast 12 months
$395/w
↑ +1.3% YoY
Days to leaseⓘLast 12 months
22
↑ 0 days YoY
LeasedⓘLast 12 months
133
↑ +10.8% YoY
Gross yieldⓘLast 12 months
4.40%
Annualised
Data confidenceSales sample220StrongLease sample133Strong
Market data

Segment breakdown

Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.

Year-on-year growth · demand percentile rank 0–100
Segment
Sales
Price
DOM
Leased
Rent
DOM
Yield
Market demand
01
Houses · 3 bed97 sales · 85 leases
Sales97▲+22.8%
Price$435k−1.3%
Sales DOM45 days−2d
Leased85▲+23.2%
Rent$415/wk▲+3.8%
Rental DOM20 days+1d
5.00%
22/100
73/100
02
Houses · 4 bed50 sales · 17 leases
Sales50▼−19.4%
Price$584k+0.5%
Sales DOM57 days−1d
Leased17▼−37.0%
Rent$460/wk+2.2%
Rental DOM22 days▼−4d
4.10%
16/100
28/100
03
Houses · 2 bed20 sales · 28 leases
Sales20▲+33.3%
Price$355k+2.0%
Sales DOM42 days▼−29d
Leased28▲+7.7%
Rent$355/wk+2.9%
Rental DOM26 days▲+7d
5.20%
24/100
21/100
04
Units · 2 bed9 sales · 15 leases
Sales9▲+200.0%
Price—
Sales DOM—
Leased15▼−40.0%
Rent$265/wk▲+8.2%
Rental DOM17 days+1d
3.40%
—
23/100
05
Units · 3 bed1 sales · 2 leases
Sales1+0.0%
Price—
Sales DOM—
Leased2▼−66.7%
Rent—
Rental DOM—
—
—
—
06
Units · 1 bed0 sales · 2 leases
Sales—
Price—
Sales DOM—
Leased2+0.0%
Rent—
Rental DOM—
—
—
—
All houses
Sales220▲+14.6%
Price$469k▲+3.9%
Sales DOM48 days▼−8d
Leased133▲+10.8%
Rent$395/wk+1.3%
Rental DOM22 days+0d
4.40%
36/100
70/100
All units
Sales9▲+28.6%
Price—
Sales DOM—
Leased19▼−38.7%
Rent$288/wk▲+12.9%
Rental DOM20 days▲+4d
3.50%
—
18/100
Market data

Where each segment ranks

Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.

Metric
Ranked against

Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.

Houses
0/4above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Units
0/1above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Market data

The buy-versus-rent equation

What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.

Property
Compare to
Houses · 2 bed: +11%
Houses · 3 bed: +16%
Houses · Total: +31%
Houses · 4 bed: +40%
NSW MEDIAN · +70%
Rent covers itRenting matches or beats the cost of owning−10% to 0%
BalancedMortgage roughly matches asking rent+30% to +60%
Far pricier to ownBuying costs much more than renting+100% to +130%+
BreakdownLast 12 months
Holding cost
Mortgage
Rent
Premium
Band
01
Houses · 3 bed97 sales · 85 leases
−$66/wk
$481/wk
$415/wk
+16%
Mild premium
02
Houses · 2 bed20 sales · 28 leases
−$38/wk
$393/wk
$355/wk
+11%
Mild premium
Assumes 80% LVR·6.0% rate·30y P&I
Premium = (weekly mortgage − weekly rent) ÷ weekly rent. Band thresholds are national breakpoints across ~11,400 eligible Australian segments — the Typical premium band spans national P25 to P75, so it’s literally what’s typical.
Market data

How strong is demand, and which way is it heading?

Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.

Side
View
Property
Compared against
Sales demand
4 segments · sales · vs Australia
rising
DOM change YoYis demand rising or falling?
falling
median
median
Recoveryweak but rising
Boomstrong and rising
Troughweak and falling
Peakstrong but easing
House Total
Demand index
30 / 100vs Australia
Days on market
48 days▼ −8 days YoY
Median price
$469k▲ +3.9% YoY
Sold (last year)
220▲ +14.6% YoY
House 2 bed
Demand index
20 / 100vs Australia
Days on market
42 days▼ −29 days YoY
Median price
$355k▲ +2.0% YoY
Sold (last year)
20▲ +33.3% YoY
House 3 bed
Demand index
20 / 100vs Australia
Days on market
45 days▼ −2 days YoY
Median price
$435k▼ −1.3% YoY
Sold (last year)
97▲ +22.8% YoY
House 4 bed
Demand index
12 / 100vs Australia
Days on market
57 days▼ −1 day YoY
Median price
$584k▲ +0.5% YoY
Sold (last year)
50▼ −19.4% YoY
weakSales demandhow strong sales demand isstrong
Property segments · coloured by market phaseHover a point for its figures
Sales demand
How strong is sales demand — and is it rising or falling?
What this shows

Each dot is one of this suburb's property segments on the sales side. Left-right shows how strong sales demand is — combining how many properties sold in the last 12 months with how quickly they sold (median days on market). Top-bottom shows whether that demand is rising or falling compared to 12 months ago.

The two axes
Sales demandX axis
how strong sales demand is

A composite of 12-month sales volume and median days on market. Higher means more sales completed faster — stronger sales demand right now.

Days on market change (Year-on-year)Y axis
is demand rising or falling?

How much faster (or slower) sales are completing compared to 12 months ago. Top half means sales are completing faster than a year ago (demand growing).

Market data

Cowra against the neighbourhood

Eight diagnostic views cutting the data a different way each time — Cowra in blue, peers in colour.

Pair
View
Property
How fast — and is it getting faster?
2 peer segments · Total house
faster
DOM change YoYvs 12 months ago
slower
median
median
Recoveringquiet but accelerating
Boomingbusy and accelerating
Stalledquiet and slowing further
Coolingbusy but slowing
House 3 bed
Demand index
20 / 100vs Australia
Days on market
45 days▼ −2 days YoY
Median price
$435k▼ −1.3% YoY
Sold (last year)
97▲ +22.8% YoY
Gross yield
5.00%
House 4 bed
Demand index
12 / 100vs Australia
Days on market
57 days▼ −1 day YoY
Median price
$584k▲ +0.5% YoY
Sold (last year)
50▼ −19.4% YoY
Gross yield
4.10%
Cowra · this suburb
Demand index
30 / 100vs Australia
Days on market
48 days▼ −8 days YoY
Median price
$469k▲ +3.9% YoY
Sold (last year)
220▲ +14.6% YoY
Gross yield
4.40%
slowDays on marketmedian days to sellfast
This suburb Property segments · coloured by market phaseHover a point for its figures
PAIR 01 OF 08
How fast — and is it getting faster?
What this shows

Combines the current median days on market with how much faster or slower it is changing compared to last year. Top-right means a fast-selling market that is getting faster compared to last year — peak demand.

The two axes
Days on marketX axis
median days to sell

Median days a property sits on the market before selling. Right side = fewer days (faster).

Days on market change (Year-on-year)Y axis
vs 12 months ago

How much faster (or slower) sales are completing compared to 12 months ago. Top = sales completing faster than a year ago.

Market data

How much stock is available right now?

How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.

View
Sales market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.SoldSold (last year)Total sold transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months.
median
Rental market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months.
median
Severe
Very Tight
Tight
Balanced
Loose
Very Loose
Saturated
Under-suppliedOver-supplied
Market data

Who's transacting — buyers or tenants?

Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.

Property
Cowra — Units & Houses, all bedrooms
Jun 2021 – May 2026 · each point = a 12-month window
0%25%50%75%100%20222023202420252026
Sales · buyer transactions
Leases · tenant transactions
Latest tenant share · trailing year
40.8%

of Cowra's transactions in the year to May 2026 were leases.

5-year shift

Tenant share moved ↑ 18.1 pts since the 12 months ending Jun 2021, from 22.7% to 40.8%.

Market data

Five-year arc — how this market has moved

Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.

Property
Bedrooms
Median price (trailing year)
May 2026
$479k+5.5%
5y median $401kvs last year $454k
Total sales (trailing year)
May 2026
212+7.1%
5y median 203vs last year 198
Days on market (trailing year)
May 2026
51 days-16
5y median 57 daysvs last year 67 days
Median rent (trailing year)
May 2026
$395/wk+1.3%
5y median $355/wkvs last year $390/wk
Total leases (trailing year)
May 2026
133+10.8%
5y median 103vs last year 120
Days on market (rental) (trailing year)
May 2026
22 days+1
5y median 22 daysvs last year 21 days
Gross yield (trailing year)
May 2026
4.29%-0.18 pt
5y median 4.59%vs last year 4.47%
Months of supply
May 2026
2.4 months-36.8%
5y median 3.7 monthsvs last year 3.8 months
Months of supply (rental)
May 2026
2.4 months+41.2%
5y median 1.9 monthsvs last year 1.7 months
Market data

Nearby markets

Every market within reach of Cowra, ranked by distance — each compared against this suburb's Houses · Total segment so divergence reads at a glance.

Market
Property
Bedrooms
Radius
Colour by
No markets within 5km · expanded to 15km
This marketCowraNSW 2794 · Houses · Total
Price$469k
DOM48 days
Sold220
1 market within 15kmLast 12 months
01
WattamondaraNSW 2794 · 12.1km · Houses · Total
Price$700k
DOM53 days
Sold3
much pricierslower
Loading map
Houses · TotalSales market
Stat colourHow each suburb's stat compares to Cowra
Much lowerLowerSimilarHigherMuch higher
Market data

Similar markets

NSW markets whose Houses · Total segment behaves most like Cowra's on the buy side — ranked by a like-for-like blend of price, yield, days on market, ownership cost and cycle phase.

Colour by
Property
Bedrooms
Market
Loading map
This marketCowraNSW 2794 · Houses · Total
Price$469k
DOM48 days
Sold220
Most similar sales markets · within 79.6–620 kmLast 12 months
01
Glen InnesNSW 2370 · 542km · 81% match
Price$443k
DOM47 days
Sold143
02
ParkesNSW 2870 · 89km · 80% match
Price$471k
DOM46 days
Sold245
03
KandosNSW 2848 · 164km · 80% match
Price$420k
DOM48 days
Sold40
04
MurrurundiNSW 2338 · 307km · 80% match
Price$488k
DOM41 days
Sold29
05
JuneeNSW 2663 · 150km · 79% match
Price$475k
DOM59 days
Sold95
06
BowenfelsNSW 2790 · 140km · 78% match
Price$531k
DOM50 days
Sold38
07
TocumwalNSW 2714 · 360km · 77% match
Price$479k
DOM39 days
Sold64
08
TemoraNSW 2666 · 124km · 77% match
Price$449k
DOM54 days
Sold113
09
LithgowNSW 2790 · 145km · 76% match
Price$550k
DOM41 days
Sold213
10
West KempseyNSW 2440 · 499km · 76% match
Price$459k
DOM50 days
Sold140
16
ForbesNSW 2871 · 80km · 74% match
Price$454k
DOM53 days
Sold194
17
CoomaNSW 2630 · 270km · 74% match
Price$580k
DOM53 days
Sold163
23
South BathurstNSW 2795 · 96km · 73% match
Price$619k
DOM49 days
Sold40
28
TenterfieldNSW 2372 · 620km · 73% match
Price$551k
DOM65 days
Sold124
92
South TamworthNSW 2340 · 371km · 63% match
Price$530k
DOM29 days
Sold155
106
North AlburyNSW 2640 · 292km · 60% match
Price$572k
DOM27 days
Sold132
128
Oxley ValeNSW 2340 · 375km · 59% match
Price$579k
DOM28 days
Sold87
Stat colourHow each suburb's stat compares to Cowra
Much lowerLowerSimilarHigherMuch higher

Comparable sales markets to Cowra include Glen Innes (NSW 2370), Parkes (NSW 2870), Kandos (NSW 2848), Murrurundi (NSW 2338), Junee (NSW 2663), Bowenfels (NSW 2790), Tocumwal (NSW 2714) and Temora (NSW 2666). Each link opens that suburb's full market report.

Market data

Frequently asked · Cowra

22 data-driven answers about Cowra's property market — every one computed from the metrics above.

Browse by
  • What things costPrices, rent, yield, ownership cost5
  • How the market is movingSpeed, supply, growth, cycle phase7
  • How it comparesVs state, vs nearby, vs popular4
  • About the areaPopulation, income, who lives here, schools5
  • About this dataMethodology and update cadence1

What things cost

Prices, rent, yield, ownership cost
01

What is the median house price in Cowra?

#

The median house price in Cowra, NSW 2794 is $469k as of June 2026, based on 220 sales recorded over the past 12 months. Houses there have moved +3.9% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.

02

What is the median unit price in Cowra?

#

The median unit price in Cowra, NSW 2794 is $403k as of June 2026, based on 9 sales over the past 12 months. Units have moved +69.3% year-on-year and currently trade at roughly 86% of the median house price.

03

How much does it cost to rent in Cowra?

#

The median weekly house rent in Cowra is $395 as of June 2026, drawn from 133 leases over the past 12 months. Units rent for around $288 per week. House rents have moved +1.3% year-on-year. Current vacancy pressure is shown in the supply section above.

04

What is the gross rental yield in Cowra?

#

Gross rental yield in Cowra is 4.40% for houses and 3.50% for units as of June 2026, compared with the NSW unit median of 4.81%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.

05

What are typical sale prices by bedroom count in Cowra?

#

As of June 2026, Cowra medians by bedroom count:

Property1 bed2 bed3 bed4 bedTotal
Houses—$355k$435k$584k$469k
Units—$404k$519k—$403k

Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.

How the market is moving

Speed, supply, growth, cycle phase
06

What are Cowra's property market trends?

#

Cowra's property market trends to June 2026: house prices rose +3.9% year-on-year and units +69.3%; weekly house rents moved +1.3%; homes now sell in a median 48 days — faster than a year ago by 8; sales supply sits at 1.9 months (very tight). Read together — price, rent, selling speed and supply — they show which way the Cowra market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.

07

What does the data say about Cowra as an investment?

#

As of June 2026 in Cowra, house prices rose +3.9% over the year, gross rental yield is 4.40% against a NSW median of 3.39%, houses take a median 48 days to sell, sales supply is 1.9 months (very tight). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.

08

How quickly do houses sell in Cowra?

#

Houses in Cowra sell in a median 48 days on market as of June 2026, with units clearing slightly slower at 54 days. Days on market have tightened by 8 days versus a year ago. Faster clearance typically coincides with stronger buyer demand and lower supply.

09

Is Cowra a tight or loose property market right now?

#

Cowra's sales market sits at 1.9 months of supply for houses as of June 2026 — classified as Very Tight against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose. The rental side is tighter still at 0.7 months of supply.

10

Have property prices in Cowra gone up or down?

#

House prices in Cowra moved +3.9% over the 12 months to June 2026, while units moved +69.3%. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.

11

How active is the rental market in Cowra?

#

Cowra's house rental market sits at 0.7 months of supply as of June 2026 — classified as Severe (extreme shortage), with 133 houses leased over the past 12 months. Units sit at 2.5 months. Tighter supply typically corresponds to faster letting and upward pressure on rents.

12

Where is Cowra in its property market cycle?

#

Cowra's house market is currently in the 'softer_firming' phase as of June 2026 — combining below-median sales velocity nationally with year-on-year tightening in days on market. The demand cycle chart above plots all eight segments on the same demand-versus-direction axes.

How it compares

Vs state, vs nearby, vs popular
13

How does Cowra compare to other NSW suburbs?

#

Cowra's median house price ($469k) is 59% below the NSW median ($1.15M) as of June 2026. On selling speed, houses clear in 48 days vs 29 days state median. On gross yield, Cowra sits at 4.40% vs 3.39% state median.

14

How does Cowra compare to neighbouring suburbs?

#

Cowra's most-similar nearby market is Glen Innes (542.1 km away) with a median house price of $443k — about 5% cheaper. The Nearby and Similar markets sections above rank every peer within radius and by composite similarity across price, days on market, yield, ownership cost and cycle phase.

15

What's the most popular property type in Cowra?

#

The most-transacted segment in Cowra over the 12 months to June 2026 is 3 bed houses with 97 sales. 4 bed houses come second at 50 sales. The 'Most popular' panel above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.

16

How many properties were sold and leased in Cowra last year?

#

Cowra recorded 220 house sales and 9 unit sales over the 12 months to June 2026 — a combined 229 transactions. On the rental side, 133 houses and 19 units were leased. Segments with statistically thin samples are excluded from displayed figures.

About the area

Population, income, who lives here, schools
17

What is the population of Cowra?

#

Cowra, NSW 2794 is home to 10,145 residents (ABS Census 2021). The median resident age is 46, and the average household holds 2.3 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.

18

What is the median household income in Cowra?

#

The median household in Cowra earns $1k per week — roughly $58k a year (ABS Census 2021). Median personal income runs $617/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.

19

Do people own or rent in Cowra?

#

Cowra is mostly owner-occupied: about 69% of households are owner-occupiers and 29% rent (ABS Census 2021). Of owners, 43% own outright and 27% are paying off a mortgage.

20

What schools are near Cowra?

#

Cowra has 7 schools within reach, 7 of them inside the suburb itself — including OneSchool Global NSW - Cowra , Cowra Public School, St Raphael's Catholic School Cowra. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).

21

Is Cowra a good place to live?

#

Cowra, NSW 2794 has a population of 10,145, a median age of 46, a median household income around $1k/week, 29% of households renting (ABS Census 2021). There are 7 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.

About this data

Methodology and update cadence
22

When was this Cowra market data last updated?

#

This Cowra market data was last updated June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.

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Methodology

  • How metrics are calculated
  • Glossary of terms
  • Browse all suburbs
  • All NSW suburbs
  • About Micromarkets.ai

Suburbs near Cowra

  • Wattamondara12.1km
  • Darbys Falls19.4km
  • Billimari19.8km
  • Koorawatha20.0km
  • Bumbaldry21.2km
  • Woodstock22.6km
  • Mount Collins22.7km
Disclaimer

Information is provided for general analytical purposes and does not constitute financial, investment, or property advice. Past performance does not predict future returns.

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