Hill Top, NSW 2575
Hill Top property market
Hill Top is mostly about buying houses, with 46 sales at around $864.5k as of July 2026, taking about 34 days to sell (up from 31 days last year), with just over half being 4-bedroom.
House rentals are next, with 28 leases at $615 a week, renting out in about 15 days (down from 22 days last year), with just under half being 3-bedroom.
Who lives hereAn above-average-income, mortgage-belt, family-oriented suburb.
House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.
Hill Top demographics & population
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
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Detailed, institutional-grade analysis — well beyond the usual suburb snapshot.
InsideWho lives here · What homes cost to buy & rent · How fast homes are selling · How much is for sale or rent · How it compares to nearby suburbs · Schools nearby
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Who lives in Hill Top?
The age structure, household make-up, and cultural fabric of the people who call this suburb home.
Share of all residents by 5-year band · hover a band for the count + split
A strongly multicultural community with deep migrant heritage.
2020–21 understated — COVID border closures.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Housing & affordability in Hill Top
What it costs to live here, who owns versus rents, and the shape of the housing stock.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Income & employment in Hill Top
Incomes, employment, and the occupation mix of the people who live here.
A typical household pulls in about 2.5× the typical individual — a multi-earner area.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Getting around Hill Top
How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Education · ACARA My School 2025
Schools in and around Hill Top
1 school inside Hill Top, plus the closest options around it. Families can choose from 1 primary school in Hill Top and its surrounds — no high school sits within this radius. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.
ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.
- Within Hill Top · 1Order by
- 1Hill Top Public SchoolGovernment · Primary · Co-ed · Years K-6 · Within suburbState Rank—English—Maths—Students213Multilingual50%ICSEA Rank50th
Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.
School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.
Turnover
How settled or transient the community is — and where newcomers came from.
Hill Top median house price & rent
Headline price, rent, yield and time on market for Hill Top — choose a property type and size below.
House & unit prices by bedroom
Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.
Hill Top property growth
Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.
Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.
Houses
Units
Buying vs renting in Hill Top
What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.
How strong is demand, and which way is it heading?
Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.
Sales market velocity
Hill Top against the neighbourhood
Eight diagnostic views cutting the data a different way each time — Hill Top in blue, peers in colour.
How fast — and is it getting faster?
Housing supply & months of stock
How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.
Sales market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | SoldSold (last year)Total sold transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months. |
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Rental market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months. |
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Who's transacting — buyers or tenants?
Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.
Hill Top — Units & Houses, all bedrooms
Hill Top median house price & rent history
Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.
Five-year summaryAs of Jun 2026, the median house sale price in Hill Top rose from $448k (Jul 2021) to $681k (Jun 2026) — +52.0% growth over five years — peaking at $728k between Feb 2024 and Jan 2025. Median house rent went from $445/wk to $552/wk (+24.0%) over the same period.
Suburbs near Hill Top: prices compared
The nearest suburbs to Hill Top, ranked by distance — each lined up against Hill Top on the same measures, so the differences jump out at a glance.
Suburbs like Hill Top
Suburbs anywhere in NSW that behave like Hill Top — matched on price, growth, selling speed and demand, not on distance. A shortlist of markets that move the same way — including ones far away you'd never think to compare. (Want the suburbs right next door instead? See Nearby markets above.)
Hill Top vs Bomaderry: the closest sales-market match trades at a median of $517k against Hill Top's $694k — about 25% lower, with homes selling in 27 days versus 26 days here.
Comparable sales markets to Hill Top: Bomaderry median house price, Warragamba median house price, Toronto house prices, Wyong property market and Lawson, NSW property market.
Hill Top's closest rental-market twins: Bomaderry median house price, Toronto house prices, Warragamba property market, Lawson median house price and Wyong property market. Each link opens that suburb's full market report.
Frequently asked · Hill Top
25 data-driven answers about Hill Top's property market — every one computed from the metrics above.
What things cost
Prices, rent, yield, ownership costWhat is the median house price in Hill Top?
#The median house price in Hill Top, NSW 2575 is $694k as of June 2026, based on 9 sales over the past 12 months. Houses there have moved +50.0% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.
How much does it cost to rent in Hill Top?
#The median weekly house rent in Hill Top is $435 as of June 2026, drawn from 4 leases over the past 12 months. House rents have moved +50.0% year-on-year. Current vacancy pressure is shown in the supply section above.
How much is rent for a 3 bedroom house in Hill Top?
#A 3 bedroom house in Hill Top rents for a median $435 per week as of June 2026, drawn from 4 leases over the past 12 months. Across other house sizes: 2-bedroom $435/week, 4-bedroom $435/week. Figures cover only segments with enough recent leases to be statistically meaningful; sparse segments are excluded. The segment breakdown covers rent, yield and days on market for every property type and bedroom count.
What is the gross rental yield in Hill Top?
#Gross rental yield in Hill Top is 3.06% for houses as of June 2026, compared with the NSW unit median of 4.02%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.
How much is a 3 bedroom house in Hill Top?
#As of June 2026, Hill Top medians by bedroom count:
| Property | 1 bed | 2 bed | 3 bed | 4 bed | Total |
|---|---|---|---|---|---|
| Houses | — | $694k | $694k | $694k | $694k |
Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.
What does it cost to own versus rent at the Hill Top median?
#At the median Hill Top house ($694k purchase, $435/week rent), weekly mortgage repayments sit at roughly $669 — about $234 more per week than renting. That gap is the ownership premium. Figures assume 80% LVR, a 6.0% interest rate and a 30-year principal-and-interest loan.
How the market is moving
Speed, supply, growth, cycle phaseWhat are Hill Top's property market trends?
#Hill Top's property market trends to June 2026: house prices rose +50.0% year-on-year; weekly house rents moved +50.0%; homes now sell in a median 26 days — slower than a year ago by 6; sales supply sits at 7.3 months (saturated). Read together — price, rent, selling speed and supply — they show which way the Hill Top market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.
What does the data say about Hill Top as an investment?
#As of June 2026 in Hill Top, house prices rose +50.0% over the year, gross rental yield is 3.06% against a NSW median of 1.96%, houses take a median 26 days to sell, sales supply is 7.3 months (saturated). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.
How quickly do houses sell in Hill Top?
#Houses in Hill Top sell in a median 26 days on market as of June 2026. Days on market have lengthened by 6 days versus a year ago. Faster clearance typically coincides with stronger buyer demand and lower supply.
Is Hill Top a tight or loose property market right now?
#Hill Top's sales market sits at 7.3 months of supply for houses as of June 2026 — classified as Saturated (extreme oversupply) against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose. The rental side is tighter still at 1.8 months of supply.
Have property prices in Hill Top gone up or down?
#House prices in Hill Top moved +50.0% over the 12 months to June 2026. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.
How active is the rental market in Hill Top?
#Hill Top's house rental market sits at 1.8 months of supply as of June 2026 — classified as Balanced, with 9 houses leased over the past 12 months. Tighter supply typically corresponds to faster letting and upward pressure on rents.
Where is Hill Top in its property market cycle?
#Hill Top's house market is currently in the 'softer_weakening' phase as of June 2026 — combining above-median sales velocity nationally with year-on-year loosening in days on market. The demand cycle chart above plots all eight segments on the same demand-versus-direction axes.
How it compares
Vs state, vs nearby, vs popularHow does Hill Top compare to other NSW suburbs?
#Hill Top's median house price ($694k) is 19% above the NSW median ($583k) as of June 2026. On selling speed, houses clear in 26 days vs 25 days state median. On gross yield, Hill Top sits at 3.06% vs 1.96% state median.
How does Hill Top compare to neighbouring suburbs?
#Hill Top's most-similar nearby market is Bomaderry (42.5 km away) with a median house price of $517k — about 25% cheaper. The Nearby and Similar markets sections above rank every peer within radius and by composite similarity across price, days on market, yield, ownership cost and cycle phase.
What's the most popular property type in Hill Top?
#The most-transacted segment in Hill Top over the 12 months to June 2026 is 2 bed houses with 13 sales. 3 bed houses come second at 13 sales. The buying-versus-renting section above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.
How many properties were sold and leased in Hill Top last year?
#Hill Top recorded 13 house sales and 0 unit sales over the 12 months to June 2026 — a combined 13 transactions. On the rental side, 9 houses and 0 units were leased. Segments with statistically thin samples are excluded from displayed figures.
About the area
Population, income, who lives here, schoolsWhat postcode is Hill Top in?
#Hill Top is in postcode 2575, in the Southern Highlands & Shoalhaven region of NSW. Addresses there are written as Hill Top, NSW 2575.
What is the population of Hill Top?
#Hill Top, NSW 2575 is home to 1,589 residents (ABS Census 2021). The median resident age is 26, and the average household holds 2.0 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.
What is the median household income in Hill Top?
#The median household in Hill Top earns $1k per week — roughly $74k a year (ABS Census 2021). Median personal income runs $571/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.
What is the unemployment rate in Hill Top?
#The unemployment rate in Hill Top is 50.0% (ABS Census 2021). That sits right around the median for Australian suburbs. The rate counts people who are working or actively looking for work — not a share of all residents. Workforce participation sits at 50%. The local economy section above covers incomes, employment status and the occupation mix.
Do people own or rent in Hill Top?
#Hill Top is mostly owner-occupied: about 100% of households are owner-occupiers and 50% rent (ABS Census 2021). Of owners, 50% own outright and 50% are paying off a mortgage.
What schools are near Hill Top?
#Hill Top has 22 schools within reach, 1 of them inside the suburb itself — including Hill Top Public School. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).
Is Hill Top a good place to live?
#Hill Top, NSW 2575 has a population of 1,589, a median age of 26, a median household income around $1k/week, 50% of households renting (ABS Census 2021). There are 22 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.
About this data
Methodology and update cadenceWhen was this Hill Top market data last updated?
#This Hill Top market data was last updated July 2026, covering the 12 months to June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.