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Suburbs›NSW›Southern Tablelands›Cobargo

Cobargo, NSW 2550

Property data updated June 2026·766 residents
Last 12 months snapshot
17 sales · 6 leases · Refreshed June 2026

Cobargo, NSW 2550 market activity

Activity in Cobargo is light, with 17 sales at around $605K, taking about 180 days to sell, one of the country's least in-demand house markets.

House rentals are the only other notable market, with 6 leases at $495 a week, renting out in about 24 days.

Low-incomeRetirement communityMany own outright

Who lives hereA low-income, largely mortgage-free, retirement-age suburb.

House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.

Census · ABS 2021

Snapshot

Population
766
Median age
56yrs
Avg household
2.3people
Male · Female
47% · 53%
Owner-occupied
77%
Renting
19%
Couples, no kids
38%
Lone person
30%
Born overseas
13%
Year 12+ⓘ
44%

Cobargo on the map

104.0 km²
Loading map
Ranked against all suburbs
How well-off · ABS SEIFA 2021 · vs Australia
Overall advantageⓘ
Bottom 21%
decile 3/10
IRSAD — Index of Relative Socio-economic Advantage & Disadvantage. Combines income, education, occupation and housing. Higher = more advantaged overall.
Economic resourcesⓘ
Bottom 21%
decile 3/10
IER — Index of Economic Resources. Household income, rent/mortgage costs and dwelling size. Higher = more economic resources (lots of renters or students pulls it down).
Education & jobsⓘ
Bottom 35%
decile 4/10
IEO — Index of Education and Occupation. Residents’ qualifications and skilled occupations. Higher = a more educated, higher-skilled workforce.
IncomeMedian household incomeProfessionalsShare who are managers or professionalsDiversityBirthplace diversityMortgage stressMortgage repayments as a share of incomeTrain / busCommute by public transportNo carHouseholds with no carNew moversMoved in within the last yearRent stressRent as a share of income
Hover a point for its percentile · – – – median
LowMedianHighPercentile
Median household incomeⓘMiddle weekly income of all households — half earn more, half less.Bottom 7%Median household income · $967/wk — among the lowest: in the bottom 7%, lower household income than 93% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 6%Rent stress · 29% — among the highest: in the top 6%, more rent stress than 94% of Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 45%Mortgage stress · 24% — typical: right around the median for Aussie suburbs.
Birthplace diversityⓘChance two random residents were born in different countries — 0 = everyone the same, 1 = all different.Bottom 40%Birthplace diversity · 0.25 — below average: in the bottom 40%, less diverse than 60% of Aussie suburbs.
Born overseasⓘResidents born outside Australia, of those who stated a birthplace.Bottom 38%Born overseas · 13% — below average: in the bottom 38%, 62% of Aussie suburbs have more overseas-born residents than this suburb.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 43%Managers & professionals · 32% — typical: right around the median for Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 38%Unemployment rate · 4.8% — above average: in the top 38%, more unemployment than 62% of Aussie suburbs.
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Bottom 1%Public transport to work · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more public-transport commuters than this suburb.
No motor vehicleⓘHouseholds with no motor vehicle.Top 46%No motor vehicle · 3.5% — typical: right around the median for Aussie suburbs.
High-rise apartmentsⓘOccupied dwellings that are apartments in 4-storey-or-higher blocks.Bottom 1%High-rise apartments · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more high-rise apartments than this suburb.
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Top 44%Settled 5+ years · 64% — typical: right around the median for Aussie suburbs.
This suburb Typical range · 25–75th Median
How this suburb comparesPosition among all Australian suburbs — “Top 10%” means higher than 90% of them.
LowMedianHighPercentile
LowMedianHighPercentile
Owner-occupiedⓘHouseholds that own their home — outright or with a mortgage.Top 49%Owner-occupied · 77% — typical: right around the median for Aussie suburbs.
RentingⓘHouseholds renting their home.Bottom 48%Renting · 19% — typical: right around the median for Aussie suburbs.
Owned outrightⓘHouseholds that own their home outright, with no mortgage.Top 7%Owned outright · 55% — among the highest: in the top 7%, more outright owners than 93% of Aussie suburbs.
Owned with mortgageⓘHouseholds buying their home with a mortgage.Bottom 12%Owned with mortgage · 22% — well below average: in the bottom 12%, 88% of Aussie suburbs have more mortgaged owners than this suburb.
Separate housesⓘOccupied dwellings that are standalone (detached) houses.Top 50%Separate houses · 94% — typical: right around the median for Aussie suburbs.
ApartmentsⓘOccupied dwellings that are flats or apartments, any height.Bottom 1%Apartments · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more apartments than this suburb.
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Bottom 7%Median personal income · $498/wk — among the lowest: in the bottom 7%, lower personal income than 93% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Bottom 12%Median family income · $1,349/wk — well below average: in the bottom 12%, lower family income than 88% of Aussie suburbs.
Low earners (<$500/wk)ⓘResidents earning under $500 per week.Top 7%Low earners · 50% — among the highest: in the top 7%, more low earners than 93% of Aussie suburbs.
Low-income households (<$650/wk)ⓘHouseholds with a total income under $650 per week.Top 9%Low-income households · 29% — among the highest: in the top 9%, more low-income households than 91% of Aussie suburbs.
Full-time workersⓘResidents in the labour force who are employed full-time.Bottom 6%Full-time workers · 21% — among the lowest: in the bottom 6%, 94% of Aussie suburbs have more full-time workers than this suburb.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 1%Part-time workers · 51% — among the highest: in the top 1%, more part-time workers than 99% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Top 15%Not in labour force · 47% — well above average: in the top 15%, more out of the workforce than 85% of Aussie suburbs.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Top 43%Community & personal service · 12% — typical: right around the median for Aussie suburbs.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Bottom 10%Clerical & admin · 8.0% — well below average: in the bottom 10%, 90% of Aussie suburbs have more clerical and admin workers than this suburb.
Sales workersⓘEmployed residents in sales jobs.Bottom 49%Sales workers · 8.0% — typical: right around the median for Aussie suburbs.
Completed Year 12+ⓘResidents aged 15+ whose highest year of school is Year 12 or equivalent.Bottom 33%Completed Year 12+ · 44% — below average: in the bottom 33%, less Year-12 completion than 67% of Aussie suburbs.
In educationⓘResidents currently attending school, TAFE or university — full or part time.Bottom 16%In education · 17% — well below average: in the bottom 16%, 84% of Aussie suburbs have more students than this suburb.
Children (0–14)ⓘResidents aged 0–14.Bottom 17%Children · 14% — well below average: in the bottom 17%, 83% of Aussie suburbs have more children than this suburb.
Seniors (65+)ⓘResidents aged 65 and over.Top 14%Seniors · 28% — well above average: in the top 14%, more seniors than 86% of Aussie suburbs.
Youth dependencyⓘChildren (0–14) for every 100 working-age residents aged 15–64.Bottom 22%Youth dependency · 23.54 — well below average: in the bottom 22%, fewer children per worker than 78% of Aussie suburbs.
Total dependencyⓘChildren (0–14) plus seniors (65+) for every 100 working-age residents aged 15–64.Top 22%Total dependency · 71.08 — well above average: in the top 22%, more dependants per worker than 78% of Aussie suburbs.
Australian citizensⓘResidents who are Australian citizens — Australian-born and naturalised.Top 22%Australian citizens · 92% — well above average: in the top 22%, more Australian citizens than 78% of Aussie suburbs.
Both parents born overseasⓘResidents whose mother and father were both born overseas — the second generation.Bottom 36%Both parents born overseas · 16% — below average: in the bottom 36%, 64% of Aussie suburbs have more second-generation residents than this suburb.
Established migrants (pre-2011)ⓘOf overseas-born residents, the share who arrived before 2011 — higher = a long-settled migrant community.Top 17%Established migrants · 95% — well above average: in the top 17%, more long-settled migrants than 83% of Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 20%Vehicles per dwelling · 1.00 — well below average: in the bottom 20%, fewer vehicles per home than 80% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Who lives here

The age structure, household make-up, and cultural fabric of the people who call this suburb home.

Age & sex766 residentsMaleFemale
85+0.0% · 00.5% · 480-841.6% · 121.0% · 875-792.1% · 163.0% · 2370-745.1% · 393.1% · 2465-694.4% · 345.2% · 4060-647.4% · 577.0% · 5455-594.4% · 345.3% · 4150-542.3% · 184.0% · 3145-492.3% · 182.0% · 1540-442.1% · 162.1% · 1635-393.1% · 242.1% · 1630-341.6% · 122.1% · 1625-291.2% · 91.0% · 820-242.9% · 222.0% · 1515-192.7% · 213.4% · 2610-143.4% · 262.1% · 165-91.6% · 122.7% · 210-41.6% · 121.6% · 12◀ MaleFemale ▶

Share of all residents by 5-year band · hover a band for the count + split

Life stage
14%
19%
24%
28%
Children0–1414%Youth15–249.7%Young adults25–345.5%Midlife35–5419%Mature55–6424%Seniors65+28%
Household composition
30%
38%
21%
Lone person30%Couples, no kids38%Families with kids21%Other families9.4%Group / share1.2%
2.3 people / household0.8 persons / bedroom7.7% are 5+ person
Household sizepersons per dwelling
30%1
45%2
11%3
5.9%4
3.7%5
4.0%6+
Cultural make-upshare of residents · diversity = odds two differ
Born overseasⓘResidents born outside Australia, as a share of those who stated a birthplace.13%
Other language at homeⓘResidents who mainly speak a language other than English at home — counts the language used, not how well English is spoken.2.8%
Limited EnglishⓘResidents who speak English “not well” or “not at all”. A language-barrier measure, not bilingualism — many who speak another language at home still speak English well.0.0%
Both parents overseasⓘResidents whose mother and father were both born overseas — the Australian-born-to-migrants “second generation”, distinct from being born overseas yourself.16%
Australian citizensⓘResidents who are Australian citizens — both Australian-born and people who have since naturalised.92%
Birthplace diversity25%
Chance two random residents were born in different countries
Language diversity7%
Chance two random residents speak different languages at home
Religious diversity51%
Chance two random residents follow different religions
Where residents were bornoverseas origins
England5.0%
Elsewhere1.3%
Netherlands1.1%
New Zealand1.1%
USA1.0%
Germany0.7%
Ireland0.6%
Philippines0.6%
Born in Australia86%
Languages at homeother than English
German1.1%
Greek0.4%
Nepali0.4%
Other0.4%
English only97%
Ancestry% reporting · multi-response
English46%
Australian40%
Irish14%
Scottish12%
Aboriginal/Torres Strait Islander6.5%
German5.9%
Faith & belieftap Christianity
No religion55%
▸Christianity43%
Buddhism0.9%
Hinduism0.9%
Other religions0.9%

14% report Irish ancestry, but only 0.6% were born in Ireland — the gap is the Australian-born and diaspora Irish community, invisible in birthplace alone.

Family originsparents’ birthplace
16%
74%
Both parents overseas16%One parent overseas11%Both parents in Australia74%

A predominantly Australian-born community.

When migrants arrivedshare of overseas-born
Before 198163%
1981-200033%
2001-20100.0%
2011-20155.0%
2016-20210.0%

2020–21 understated — COVID border closures.

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Affordability, Ownership & Housing

What it costs to live here, who owns versus rents, and the shape of the housing stock.

Affordability at a glance
LowMedianHighPercentile
Median weekly rentⓘMiddle weekly rent paid by renting households.Bottom 32%Median weekly rent · $285/wk — below average: in the bottom 32%, lower rent than 68% of Aussie suburbs.
Median monthly mortgageⓘMiddle monthly mortgage repayment among households with a mortgage.Bottom 10%Median monthly mortgage · $1,020/mo — well below average: in the bottom 10%, lower mortgages than 90% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 6%Rent stress · 29% — among the highest: in the top 6%, more rent stress than 94% of Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 45%Mortgage stress · 24% — typical: right around the median for Aussie suburbs.
High mortgage (≥$3k/mo)ⓘMortgaged households repaying $3,000 or more per month.Bottom 33%High mortgage · 6.1% — below average: in the bottom 33%, 67% of Aussie suburbs have more big mortgages than this suburb.
Social housingⓘHouseholds renting from a state housing authority or community housing provider.Top 35%Social housing · 1.9% — above average: in the top 35%, more social housing than 65% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Bedrooms per dwellingshare of dwellings
3.1%0
7.3%1
19%2
46%3
21%4
3.5%5
0.0%6+
Who owns vs rentsoccupied dwellings
55%
22%
19%
Owned outright55%Mortgage22%Renting19%Other2.9%
What’s built heredwelling types
94%
House94%Townhouse4.3%Other2.1%
94% separate houses0.0% apartments0.0% high-rise

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Economy & Work

Incomes, employment, and the occupation mix of the people who live here.

Income & work at a glance
LowMedianHighPercentile
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Bottom 7%Median personal income · $498/wk — among the lowest: in the bottom 7%, lower personal income than 93% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Bottom 12%Median family income · $1,349/wk — well below average: in the bottom 12%, lower family income than 88% of Aussie suburbs.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 43%Managers & professionals · 32% — typical: right around the median for Aussie suburbs.
High earners (≥$2k/wk)ⓘResidents earning $2,000 or more per week.Bottom 25%High earners · 6.4% — below average: in the bottom 25%, 75% of Aussie suburbs have more high earners than this suburb.
This suburb Typical range (middle 50%) Median suburb
Occupations
LowMedianHighPercentile
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 43%Managers & professionals · 32% — typical: right around the median for Aussie suburbs.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Bottom 10%Clerical & admin · 8.0% — well below average: in the bottom 10%, 90% of Aussie suburbs have more clerical and admin workers than this suburb.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Top 43%Community & personal service · 12% — typical: right around the median for Aussie suburbs.
Sales workersⓘEmployed residents in sales jobs.Bottom 49%Sales workers · 8.0% — typical: right around the median for Aussie suburbs.
Technicians, trades & labourersⓘEmployed residents in technical/trade, machinery-operating and labouring jobs.Top 31%Technicians, trades & labourers · 39% — above average: in the top 31%, more trades and labourers than 69% of Aussie suburbs.
Household incomeheight = share of households · weekly
% of households$0$300$650$1.5k$2.5k$4k+
Personal incomeheight = share of residents 15+ · weekly
% of residents 15+$0$300$650$1k$1.8k$3.5k+

A typical household pulls in about 1.9× the typical individual — a multi-earner area.

Labour forceemployment status · residents 15+
21%
25%
47%
Employed full-time21%Employed part-time25%Employed (away/other)3.8%Unemployed2.6%Not in labour force47%
LowMedianHighPercentile
Full-time workersⓘResidents in the labour force who are employed full-time.Bottom 6%Full-time workers · 21% — among the lowest: in the bottom 6%, 94% of Aussie suburbs have more full-time workers than this suburb.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 1%Part-time workers · 51% — among the highest: in the top 1%, more part-time workers than 99% of Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 38%Unemployment rate · 4.8% — above average: in the top 38%, more unemployment than 62% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Top 15%Not in labour force · 47% — well above average: in the top 15%, more out of the workforce than 85% of Aussie suburbs.
Labour-force participationⓘResidents 15+ who are in the labour force — working or looking for work.Bottom 15%Labour-force participation · 53% — well below average: in the bottom 15%, less workforce participation than 85% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Getting Around

How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.

Transport at a glance
LowMedianHighPercentile
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Bottom 1%Public transport to work · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more public-transport commuters than this suburb.
Walked or cycled to workⓘCommuters who walked or cycled to work, of those who travelled.Top 9%Walked or cycled to work · 14% — among the highest: in the top 9%, more walking and cycling than 91% of Aussie suburbs.
Worked from homeⓘEmployed residents who worked from home in the Census week — elevated by COVID in 2021.Top 34%Worked from home · 19% — above average: in the top 34%, more working from home than 66% of Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Top 46%No motor vehicle · 3.5% — typical: right around the median for Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 20%Vehicles per dwelling · 1.00 — well below average: in the bottom 20%, fewer vehicles per home than 80% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Journey to workamong commuters · top modes
Car (driver)75%
Walked14%
Car (passenger)3.4%
Motorbike1.9%
Other/combined1.5%
Vehicles per dwellingshare of households
3.5%0
33%1
39%2
16%3
8.8%4+

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.


Education · ACARA My School 2025

Schools in and around Cobargo

1 school inside Cobargo, plus the closest options around it. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.

Within Cobargo1schools in the suburb itself
Primary schools1within 5 km · nearest in suburb
Secondary schools0within 5 km
Median ICSEA rank22ndenrolment-weighted
What is ICSEA Rank?

ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.

Nearby within1 school
  • Within Cobargo · 1Order by
  • 1
    Cobargo Public SchoolGovernment · Primary · Co-ed · Years K-6 · Within suburb
    State Rank—English—Maths—Students77Multilingual5%ICSEA Rank22nd
Government

Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.

School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.


Census · ABS 2021

Turnover

How settled or transient the community is — and where newcomers came from.

Settledness at a glance
LowMedianHighPercentile
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Top 44%Settled 5+ years · 64% — typical: right around the median for Aussie suburbs.
Moved in past yearⓘResidents living at a different address one year earlier.Bottom 46%Moved in past year · 13% — typical: right around the median for Aussie suburbs.
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.Bottom 17%Arrived from overseas · 0.4% — well below average: in the bottom 17%, 83% of Aussie suburbs have more recent migrants than this suburb.
This suburb Typical range (middle 50%) Median suburb
Where residents lived 5 years agoof those who stated
64%
12%
22%
Same address64%Moved within area12%From elsewhere in Australia22%From overseas0.4%
Residential paceshare of residents
Moved in the past yearⓘResidents living at a different address one year earlier.13%
Moved in the past 5 yearsⓘResidents not living at the same address as five years ago.36%
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.0.4%
Property market
Market data

Snapshot

Headline price, rent, yield and time on market for Cobargo — choose a property type and size below.

Active segment
Houses
Units
Median priceⓘLast 12 months
605kk
↓ -23.9% YoY
Days on marketⓘLast 12 months
180
↑ 178 days YoY
SoldⓘLast 12 months
17
↑ +112.5% YoY
Months of supplyⓘLast 12 months
2.1mo
Median rentⓘLast 12 months
$495/w
↑ +1.0% YoY
Days to leaseⓘLast 12 months
24
↑ 16 days YoY
LeasedⓘLast 12 months
6
↑ +20.0% YoY
Gross yieldⓘLast 12 months
4.30%
Annualised
Data confidenceSales sample17ThinLease sample6Too thinThin samples can swing month-to-month — treat single-figure deltas with care.
Market data

Segment breakdown

Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.

Year-on-year growth · demand percentile rank 0–100
Segment
Sales
Price
DOM
Leased
Rent
DOM
Yield
Market demand
01
Houses · 3 bed10 sales · 3 leases
Sales10▲+100.0%
Price—
Sales DOM—
Leased3+0.0%
Rent—
Rental DOM—
—
—
—
02
Houses · 4 bed1 sales · 4 leases
Sales1
Price—
Sales DOM—
Leased4▲+100.0%
Rent—
Rental DOM—
—
—
—
03
Houses · 2 bed0 sales · 1 leases
Sales—
Price—
Sales DOM—
Leased1
Rent—
Rental DOM—
—
—
—
04
Units · 1 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
05
Units · 2 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
06
Units · 3 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
All houses
Sales17▲+112.5%
Price$605k▼−23.9%
Sales DOM180 days▼−178d
Leased6▲+20.0%
Rent—
Rental DOM—
4.30%
1/100
—
All units
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
Market data

Where each segment ranks

Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.

Metric
Ranked against

Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.

Houses
0/2above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Units
0/4above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Market data

The buy-versus-rent equation

What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.

Property
Compare to
NSW MEDIAN · +70%
Rent covers itRenting matches or beats the cost of owning−10% to 0%
BalancedMortgage roughly matches asking rent+30% to +60%
Far pricier to ownBuying costs much more than renting+100% to +130%+
BreakdownLast 12 months
Holding cost
Mortgage
Rent
Premium
Band
Assumes 80% LVR·6.0% rate·30y P&I
Premium = (weekly mortgage − weekly rent) ÷ weekly rent. Band thresholds are national breakpoints across ~11,400 eligible Australian segments — the Typical premium band spans national P25 to P75, so it’s literally what’s typical.
Market data

How strong is demand, and which way is it heading?

Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.

Side
View
Property
Compared against
Sales demand
1 segments · sales · vs Australia
rising
DOM change YoYis demand rising or falling?
falling
median
median
Recoveryweak but rising
Boomstrong and rising
Troughweak and falling
Peakstrong but easing
House Total
Demand index
0 / 100vs Australia
Days on market
180 days▼ −178 days YoY
Median price
$605k▼ −23.9% YoY
Sold (last year)
17▲ +112.5% YoY
weakSales demandhow strong sales demand isstrong
Property segments · coloured by market phaseHover a point for its figures
Sales demand
How strong is sales demand — and is it rising or falling?
What this shows

Each dot is one of this suburb's property segments on the sales side. Left-right shows how strong sales demand is — combining how many properties sold in the last 12 months with how quickly they sold (median days on market). Top-bottom shows whether that demand is rising or falling compared to 12 months ago.

The two axes
Sales demandX axis
how strong sales demand is

A composite of 12-month sales volume and median days on market. Higher means more sales completed faster — stronger sales demand right now.

Days on market change (Year-on-year)Y axis
is demand rising or falling?

How much faster (or slower) sales are completing compared to 12 months ago. Top half means sales are completing faster than a year ago (demand growing).

Market data

Cobargo against the neighbourhood

Eight diagnostic views cutting the data a different way each time — Cobargo in blue, peers in colour.

Pair
View
Property
How fast — and is it getting faster?
0 peer segments · Total house
faster
DOM change YoYvs 12 months ago
slower
median
median
Recoveringquiet but accelerating
Boomingbusy and accelerating
Stalledquiet and slowing further
Coolingbusy but slowing
Cobargo · this suburb
Demand index
0 / 100vs Australia
Days on market
180 days▼ −178 days YoY
Median price
$605k▼ −23.9% YoY
Sold (last year)
17▲ +112.5% YoY
Gross yield
4.30%
slowDays on marketmedian days to sellfast
This suburb Property segments · coloured by market phaseHover a point for its figures
PAIR 01 OF 08
How fast — and is it getting faster?
What this shows

Combines the current median days on market with how much faster or slower it is changing compared to last year. Top-right means a fast-selling market that is getting faster compared to last year — peak demand.

The two axes
Days on marketX axis
median days to sell

Median days a property sits on the market before selling. Right side = fewer days (faster).

Days on market change (Year-on-year)Y axis
vs 12 months ago

How much faster (or slower) sales are completing compared to 12 months ago. Top = sales completing faster than a year ago.

Market data

How much stock is available right now?

How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.

View
Sales market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.SoldSold (last year)Total sold transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months.
median
Rental market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months.
median
Severe
Very Tight
Tight
Balanced
Loose
Very Loose
Saturated
Under-suppliedOver-supplied
Market data

Who's transacting — buyers or tenants?

Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.

Property
Cobargo — Units & Houses, all bedrooms
Jun 2021 – May 2026 · each point = a 12-month window
0%25%50%75%100%20222023202420252026
Sales · buyer transactions
Leases · tenant transactions
Latest tenant share · trailing year
28.6%

of Cobargo's transactions in the year to May 2026 were leases.

5-year shift

Tenant share moved ↑ 17.5 pts since the 12 months ending Jun 2021, from 11.1% to 28.6%.

Market data

Five-year arc — how this market has moved

Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.

Property
Bedrooms
Median price (trailing year)
May 2026
$600k-17.5%
5y median $565kvs last year $728k
Total sales (trailing year)
May 2026
15+87.5%
5y median 17vs last year 8
Days on market (trailing year)
May 2026
160 days-198
5y median 160 daysvs last year 358 days
Median rent (trailing year)
May 2026
$495/wk+1.0%
5y median $490/wkvs last year $490/wk
Total leases (trailing year)
May 2026
6+20.0%
5y median 7vs last year 5
Days on market (rental) (trailing year)
May 2026
25 days-15
5y median 29 daysvs last year 40 days
Gross yield (trailing year)
Mar 2026
4.90%+1.30 pt
5y median 4.70%vs last year 3.60%
Months of supply
May 2026
2.4 months-82.2%
5y median 7.2 monthsvs last year 13.5 months
Months of supply (rental)
May 2026
6.0 months+25.0%
5y median 2.4 monthsvs last year 4.8 months
Market data

Nearby markets

Every market within reach of Cobargo, ranked by distance — each compared against this suburb's Houses · Total segment so divergence reads at a glance.

Market
Property
Bedrooms
Radius
Colour by
No markets within 5km · expanded to 10km
This marketCobargoNSW 2550 · Houses · Total
Price$605k
DOM180 days
Sold17
4 markets within 10kmLast 12 months
01
VeronaNSW 2550 · 7.8km · Houses · Total
Price$639k
DOM127 days
Sold2
priciermuch faster
02
QuaamaNSW 2550 · 8.0km · Houses · Total
Price$597k
DOM79 days
Sold8
similar pricedmuch faster
03
CoolagoliteNSW 2550 · 9.0km · Houses · Total
Price$1.28M
DOM150 days
Sold5
much priciermuch faster
04
WandellaNSW 2550 · 9.8km · Houses · Total
Price$1.09M
DOM125 days
Sold2
much priciermuch faster
Loading map
Houses · TotalSales market
Stat colourHow each suburb's stat compares to Cobargo
Much lowerLowerSimilarHigherMuch higher
Market data

Similar markets

NSW markets whose Houses · Total segment behaves most like Cobargo's on the buy side — ranked by a like-for-like blend of price, yield, days on market, ownership cost and cycle phase.

Colour by
Property
Bedrooms
Market
Loading map
This marketCobargoNSW 2550 · Houses · Total
Price$605k
DOM180 days
Sold17
Most similar sales markets · within 32.2–913 kmLast 12 months
01
Stuarts PointNSW 2441 · 683km · 75% match
Price$612k
DOM135 days
Sold15
02
AdelongNSW 2729 · 202km · 75% match
Price$537k
DOM110 days
Sold16
03
BembokaNSW 2550 · 39km · 74% match
Price$664k
DOM64 days
Sold16
04
BegaNSW 2550 · 32km · 74% match
Price$639k
DOM79 days
Sold111
05
Coutts CrossingNSW 2460 · 780km · 72% match
Price$613k
DOM43 days
Sold29
06
Lower MacdonaldNSW 2775 · 352km · 72% match
Price$645k
DOM141 days
Sold17
07
SpencerNSW 2775 · 348km · 72% match
Price$661k
DOM225 days
Sold15
08
GenevaNSW 2474 · 913km · 72% match
Price$560k
DOM65 days
Sold15
09
MulwalaNSW 2647 · 347km · 72% match
Price$599k
DOM76 days
Sold69
10
RylstoneNSW 2849 · 406km · 71% match
Price$574k
DOM55 days
Sold17
Stat colourHow each suburb's stat compares to Cobargo
Much lowerLowerSimilarHigherMuch higher

Comparable sales markets to Cobargo include Stuarts Point (NSW 2441), Adelong (NSW 2729), Bemboka (NSW 2550), Bega (NSW 2550), Coutts Crossing (NSW 2460), Lower Macdonald (NSW 2775), Spencer (NSW 2775) and Geneva (NSW 2474). Each link opens that suburb's full market report.

Market data

Frequently asked · Cobargo

21 data-driven answers about Cobargo's property market — every one computed from the metrics above.

Browse by
  • What things costPrices, rent, yield, ownership cost4
  • How the market is movingSpeed, supply, growth, cycle phase7
  • How it comparesVs state, vs nearby, vs popular4
  • About the areaPopulation, income, who lives here, schools5
  • About this dataMethodology and update cadence1

What things cost

Prices, rent, yield, ownership cost
01

What is the median house price in Cobargo?

#

The median house price in Cobargo, NSW 2550 is $605k as of June 2026, based on 17 sales recorded over the past 12 months. Houses there have moved −23.9% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.

02

How much does it cost to rent in Cobargo?

#

The median weekly house rent in Cobargo is $495 as of June 2026, drawn from 6 leases over the past 12 months. House rents have moved +1.0% year-on-year. Current vacancy pressure is shown in the supply section above.

03

What is the gross rental yield in Cobargo?

#

Gross rental yield in Cobargo is 4.30% for houses as of June 2026, compared with the NSW unit median of 4.81%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.

04

What are typical sale prices by bedroom count in Cobargo?

#

As of June 2026, Cobargo medians by bedroom count:

Property1 bed2 bed3 bed4 bedTotal
Houses——$610k$583k$605k

Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.

How the market is moving

Speed, supply, growth, cycle phase
05

What are Cobargo's property market trends?

#

Cobargo's property market trends to June 2026: house prices fell −23.9% year-on-year; weekly house rents moved +1.0%; homes now sell in a median 180 days — faster than a year ago by 178; sales supply sits at 2.1 months (very tight). Read together — price, rent, selling speed and supply — they show which way the Cobargo market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.

06

What does the data say about Cobargo as an investment?

#

As of June 2026 in Cobargo, house prices fell −23.9% over the year, gross rental yield is 4.30% against a NSW median of 3.39%, houses take a median 180 days to sell, sales supply is 2.1 months (very tight). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.

07

How quickly do houses sell in Cobargo?

#

Houses in Cobargo sell in a median 180 days on market as of June 2026. Days on market have tightened by 178 days versus a year ago. Faster clearance typically coincides with stronger buyer demand and lower supply.

08

Is Cobargo a tight or loose property market right now?

#

Cobargo's sales market sits at 2.1 months of supply for houses as of June 2026 — classified as Very Tight against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose. The rental side is looser at 6.0 months of supply.

09

Have property prices in Cobargo gone up or down?

#

House prices in Cobargo moved −23.9% over the 12 months to June 2026. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.

10

How active is the rental market in Cobargo?

#

Cobargo's house rental market sits at 6.0 months of supply as of June 2026 — classified as Saturated (extreme oversupply), with 6 houses leased over the past 12 months. Tighter supply typically corresponds to faster letting and upward pressure on rents.

11

Where is Cobargo in its property market cycle?

#

Cobargo's house market is currently in the 'softer_firming' phase as of June 2026 — combining low sales velocity (bottom quartile nationally) with year-on-year tightening in days on market. The demand cycle chart above plots all eight segments on the same demand-versus-direction axes.

How it compares

Vs state, vs nearby, vs popular
12

How does Cobargo compare to other NSW suburbs?

#

Cobargo's median house price ($605k) is 47% below the NSW median ($1.15M) as of June 2026. On selling speed, houses clear in 180 days vs 29 days state median. On gross yield, Cobargo sits at 4.30% vs 3.39% state median.

13

How does Cobargo compare to neighbouring suburbs?

#

Cobargo's most-similar nearby market is Stuarts Point (683.4 km away) with a median house price of $612k — about 1% pricier. The Nearby and Similar markets sections above rank every peer within radius and by composite similarity across price, days on market, yield, ownership cost and cycle phase.

14

What's the most popular property type in Cobargo?

#

The most-transacted segment in Cobargo over the 12 months to June 2026 is 3 bed houses with 10 sales. 4 bed houses come second at 1 sales. The 'Most popular' panel above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.

15

How many properties were sold and leased in Cobargo last year?

#

Cobargo recorded 17 house sales and 0 unit sales over the 12 months to June 2026 — a combined 17 transactions. On the rental side, 6 houses and 0 units were leased. Segments with statistically thin samples are excluded from displayed figures.

About the area

Population, income, who lives here, schools
16

What is the population of Cobargo?

#

Cobargo, NSW 2550 is home to 766 residents (ABS Census 2021). The median resident age is 56, and the average household holds 2.3 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.

17

What is the median household income in Cobargo?

#

The median household in Cobargo earns $967 per week — roughly $50k a year (ABS Census 2021). Median personal income runs $498/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.

18

Do people own or rent in Cobargo?

#

Cobargo is mostly owner-occupied: about 77% of households are owner-occupiers and 19% rent (ABS Census 2021). Of owners, 55% own outright and 22% are paying off a mortgage.

19

What schools are near Cobargo?

#

Cobargo has 3 schools within reach, 1 of them inside the suburb itself — including Cobargo Public School. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).

20

Is Cobargo a good place to live?

#

Cobargo, NSW 2550 has a population of 766, a median age of 56, a median household income around $967/week, 19% of households renting (ABS Census 2021). There are 3 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.

About this data

Methodology and update cadence
21

When was this Cobargo market data last updated?

#

This Cobargo market data was last updated June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.

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Methodology

  • How metrics are calculated
  • Glossary of terms
  • Browse all suburbs
  • All NSW suburbs
  • About Micromarkets.ai

Suburbs near Cobargo

  • Verona7.8km
  • Quaama8.0km
  • Coolagolite9.0km
  • Wandella9.8km
  • Dignams Creek12.4km
  • Yowrie14.9km
  • Mumbulla Mountain15.2km
  • Bermagui15.9km
  • Brogo16.3km
  • Murrah17.0km
  • Tinpot17.1km
  • Tilba Tilba17.3km
  • Wallaga Lake17.7km
  • Cuttagee18.1km
  • Akolele19.5km
  • Barragga Bay20.2km
  • Greendale20.6km
  • Central Tilba21.1km
  • Wapengo22.7km
  • Narooma24.2km
Disclaimer

Information is provided for general analytical purposes and does not constitute financial, investment, or property advice. Past performance does not predict future returns.

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