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Suburbs›NSW›Southern Tablelands›Surf Beach

Surf Beach, NSW 2536

Property data updated June 2026·1,934 residents
Last 12 months snapshot
75 sales · 55 leases · Refreshed June 2026

Surf Beach, NSW 2536 market activity

Surf Beach's busiest market is house sales, with 56 sales at around $798.5K, taking about 51 days to sell (down a lot from 77 days last year), with 3-bedroom making up around 4 in 10.

Unit rentals come next, with 31 leases at $460 a week, renting out in about 36 days (up from 35 days last year), with 2-bedroom the most common at around two-thirds. Followed by 24 house rentals at $600 a week. 19 unit sales at around $590K (less sought-after than most unit markets).

Low-incomeRetirement communityMostly owners

Who lives hereA low-income, mostly owner-occupied, retirement-age suburb.

House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.

Census · ABS 2021

Snapshot

Population
1,934
Median age
53yrs
Avg household
2.1people
Male · Female
48% · 52%
Owner-occupied
69%
Renting
29%
Couples, no kids
35%
Lone person
35%
Born overseas
18%
Year 12+ⓘ
42%

Surf Beach on the map

4.36 km²
Loading map
Ranked against all suburbs
How well-off · ABS SEIFA 2021 · vs Australia
Overall advantageⓘ
Bottom 23%
decile 3/10
IRSAD — Index of Relative Socio-economic Advantage & Disadvantage. Combines income, education, occupation and housing. Higher = more advantaged overall.
Economic resourcesⓘ
Bottom 21%
decile 3/10
IER — Index of Economic Resources. Household income, rent/mortgage costs and dwelling size. Higher = more economic resources (lots of renters or students pulls it down).
Education & jobsⓘ
Bottom 22%
decile 3/10
IEO — Index of Education and Occupation. Residents’ qualifications and skilled occupations. Higher = a more educated, higher-skilled workforce.
IncomeMedian household incomeProfessionalsShare who are managers or professionalsDiversityBirthplace diversityMortgage stressMortgage repayments as a share of incomeTrain / busCommute by public transportNo carHouseholds with no carNew moversMoved in within the last yearRent stressRent as a share of income
Hover a point for its percentile · – – – median
LowMedianHighPercentile
Median household incomeⓘMiddle weekly income of all households — half earn more, half less.Bottom 14%Median household income · $1,099/wk — well below average: in the bottom 14%, lower household income than 86% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 5%Rent stress · 30% — among the highest: in the top 5%, more rent stress than 95% of Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 8%Mortgage stress · 32% — among the highest: in the top 8%, more mortgage stress than 92% of Aussie suburbs.
Birthplace diversityⓘChance two random residents were born in different countries — 0 = everyone the same, 1 = all different.Top 44%Birthplace diversity · 0.32 — typical: right around the median for Aussie suburbs.
Born overseasⓘResidents born outside Australia, of those who stated a birthplace.Top 44%Born overseas · 18% — typical: right around the median for Aussie suburbs.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 39%Managers & professionals · 31% — below average: in the bottom 39%, 61% of Aussie suburbs have more professionals than this suburb.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 40%Unemployment rate · 4.8% — above average: in the top 40%, more unemployment than 60% of Aussie suburbs.
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Top 50%Public transport to work · 0.9% — typical: right around the median for Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Top 39%No motor vehicle · 4.4% — above average: in the top 39%, more car-free households than 61% of Aussie suburbs.
High-rise apartmentsⓘOccupied dwellings that are apartments in 4-storey-or-higher blocks.Bottom 1%High-rise apartments · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more high-rise apartments than this suburb.
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Bottom 40%Settled 5+ years · 60% — below average: in the bottom 40%, 60% of Aussie suburbs have more long-settled residents than this suburb.
This suburb Typical range · 25–75th Median
How this suburb comparesPosition among all Australian suburbs — “Top 10%” means higher than 90% of them.
LowMedianHighPercentile
LowMedianHighPercentile
Owner-occupiedⓘHouseholds that own their home — outright or with a mortgage.Bottom 32%Owner-occupied · 69% — below average: in the bottom 32%, 68% of Aussie suburbs have more owner-occupiers than this suburb.
RentingⓘHouseholds renting their home.Top 30%Renting · 29% — above average: in the top 30%, more renters than 70% of Aussie suburbs.
Owned outrightⓘHouseholds that own their home outright, with no mortgage.Top 21%Owned outright · 48% — well above average: in the top 21%, more outright owners than 79% of Aussie suburbs.
Owned with mortgageⓘHouseholds buying their home with a mortgage.Bottom 11%Owned with mortgage · 21% — well below average: in the bottom 11%, 89% of Aussie suburbs have more mortgaged owners than this suburb.
Separate housesⓘOccupied dwellings that are standalone (detached) houses.Bottom 17%Separate houses · 71% — well below average: in the bottom 17%, 83% of Aussie suburbs have more detached houses than this suburb.
ApartmentsⓘOccupied dwellings that are flats or apartments, any height.Top 15%Apartments · 9.9% — well above average: in the top 15%, more apartments than 85% of Aussie suburbs.
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Bottom 20%Median personal income · $612/wk — well below average: in the bottom 20%, lower personal income than 80% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Bottom 15%Median family income · $1,395/wk — well below average: in the bottom 15%, lower family income than 85% of Aussie suburbs.
Low earners (<$500/wk)ⓘResidents earning under $500 per week.Top 25%Low earners · 41% — well above average: in the top 25%, more low earners than 75% of Aussie suburbs.
Low-income households (<$650/wk)ⓘHouseholds with a total income under $650 per week.Top 15%Low-income households · 26% — well above average: in the top 15%, more low-income households than 85% of Aussie suburbs.
Full-time workersⓘResidents in the labour force who are employed full-time.Bottom 10%Full-time workers · 23% — well below average: in the bottom 10%, 90% of Aussie suburbs have more full-time workers than this suburb.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 12%Part-time workers · 41% — well above average: in the top 12%, more part-time workers than 88% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Top 10%Not in labour force · 51% — among the highest: in the top 10%, more out of the workforce than 90% of Aussie suburbs.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Top 9%Community & personal service · 17% — among the highest: in the top 9%, more care and service workers than 91% of Aussie suburbs.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Top 34%Clerical & admin · 13% — above average: in the top 34%, more clerical and admin workers than 66% of Aussie suburbs.
Sales workersⓘEmployed residents in sales jobs.Top 9%Sales workers · 11% — among the highest: in the top 9%, more sales workers than 91% of Aussie suburbs.
Completed Year 12+ⓘResidents aged 15+ whose highest year of school is Year 12 or equivalent.Bottom 27%Completed Year 12+ · 42% — below average: in the bottom 27%, less Year-12 completion than 73% of Aussie suburbs.
In educationⓘResidents currently attending school, TAFE or university — full or part time.Bottom 16%In education · 16% — well below average: in the bottom 16%, 84% of Aussie suburbs have more students than this suburb.
Children (0–14)ⓘResidents aged 0–14.Bottom 23%Children · 15% — well below average: in the bottom 23%, 77% of Aussie suburbs have more children than this suburb.
Seniors (65+)ⓘResidents aged 65 and over.Top 7%Seniors · 32% — among the highest: in the top 7%, more seniors than 93% of Aussie suburbs.
Youth dependencyⓘChildren (0–14) for every 100 working-age residents aged 15–64.Bottom 44%Youth dependency · 27.57 — typical: right around the median for Aussie suburbs.
Total dependencyⓘChildren (0–14) plus seniors (65+) for every 100 working-age residents aged 15–64.Top 6%Total dependency · 88.86 — among the highest: in the top 6%, more dependants per worker than 94% of Aussie suburbs.
Australian citizensⓘResidents who are Australian citizens — Australian-born and naturalised.Bottom 40%Australian citizens · 87% — below average: in the bottom 40%, 60% of Aussie suburbs have more Australian citizens than this suburb.
Both parents born overseasⓘResidents whose mother and father were both born overseas — the second generation.Top 46%Both parents born overseas · 22% — typical: right around the median for Aussie suburbs.
Established migrants (pre-2011)ⓘOf overseas-born residents, the share who arrived before 2011 — higher = a long-settled migrant community.Top 36%Established migrants · 86% — above average: in the top 36%, more long-settled migrants than 64% of Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 20%Vehicles per dwelling · 1.00 — well below average: in the bottom 20%, fewer vehicles per home than 80% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Who lives here

The age structure, household make-up, and cultural fabric of the people who call this suburb home.

Age & sex1,934 residentsMaleFemale
85+1.8% · 351.2% · 2480-841.7% · 331.9% · 3675-793.0% · 573.9% · 7570-745.0% · 965.0% · 9665-694.5% · 884.9% · 9560-643.6% · 704.9% · 9655-592.8% · 543.1% · 5950-543.2% · 613.6% · 7045-493.1% · 603.1% · 5940-442.0% · 392.8% · 5335-392.6% · 502.5% · 4930-341.6% · 302.1% · 4125-291.9% · 371.3% · 2620-241.7% · 321.6% · 3015-192.8% · 532.3% · 4410-143.0% · 583.2% · 615-92.0% · 392.4% · 470-42.2% · 421.6% · 31◀ MaleFemale ▶

Share of all residents by 5-year band · hover a band for the count + split

Life stage
15%
23%
15%
32%
Children0–1415%Youth15–248.0%Young adults25–347.2%Midlife35–5423%Mature55–6415%Seniors65+32%
Household composition
35%
35%
20%
Lone person35%Couples, no kids35%Families with kids20%Other families9.2%Group / share1.0%
2.1 people / household0.7 persons / bedroom5.7% are 5+ person
Household sizepersons per dwelling
35%1
41%2
11%3
8.1%4
3.5%5
2.2%6+
Cultural make-upshare of residents · diversity = odds two differ
Born overseasⓘResidents born outside Australia, as a share of those who stated a birthplace.18%
Other language at homeⓘResidents who mainly speak a language other than English at home — counts the language used, not how well English is spoken.6.7%
Limited EnglishⓘResidents who speak English “not well” or “not at all”. A language-barrier measure, not bilingualism — many who speak another language at home still speak English well.0.4%
Both parents overseasⓘResidents whose mother and father were both born overseas — the Australian-born-to-migrants “second generation”, distinct from being born overseas yourself.22%
Australian citizensⓘResidents who are Australian citizens — both Australian-born and people who have since naturalised.87%
Birthplace diversity32%
Chance two random residents were born in different countries
Language diversity13%
Chance two random residents speak different languages at home
Religious diversity52%
Chance two random residents follow different religions
Where residents were bornoverseas origins
England4.7%
New Zealand2.3%
Elsewhere1.6%
India1.0%
Philippines1.0%
Italy0.9%
Germany0.7%
Netherlands0.4%
Born in Australia82%
Languages at homeother than English
Other1.2%
Malayalam0.8%
Italian0.6%
Croatian0.5%
Australian Indigenous0.4%
Mandarin0.3%
Sinhalese0.3%
Serbian0.3%
English only93%
Ancestry% reporting · multi-response
English41%
Australian35%
Scottish11%
Irish10%
Aboriginal/Torres Strait Islander6.7%
German4.2%
Faith & belieftap Christianity
▸Christianity54%
No religion43%
Buddhism0.9%
Other religions0.8%
Islam0.4%
Hinduism0.2%

11% report Scottish ancestry, but only 0.4% were born in Scotland — the gap is the Australian-born and diaspora Scottish community, invisible in birthplace alone.

Family originsparents’ birthplace
22%
12%
66%
Both parents overseas22%One parent overseas12%Both parents in Australia66%

A predominantly Australian-born community.

When migrants arrivedshare of overseas-born
Before 198158%
1981-200018%
2001-201010.0%
2011-20156.9%
2016-20217.2%

2020–21 understated — COVID border closures.

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Affordability, Ownership & Housing

What it costs to live here, who owns versus rents, and the shape of the housing stock.

Affordability at a glance
LowMedianHighPercentile
Median weekly rentⓘMiddle weekly rent paid by renting households.Bottom 49%Median weekly rent · $330/wk — typical: right around the median for Aussie suburbs.
Median monthly mortgageⓘMiddle monthly mortgage repayment among households with a mortgage.Bottom 34%Median monthly mortgage · $1,517/mo — below average: in the bottom 34%, lower mortgages than 66% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 5%Rent stress · 30% — among the highest: in the top 5%, more rent stress than 95% of Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 8%Mortgage stress · 32% — among the highest: in the top 8%, more mortgage stress than 92% of Aussie suburbs.
High mortgage (≥$3k/mo)ⓘMortgaged households repaying $3,000 or more per month.Top 49%High mortgage · 11% — typical: right around the median for Aussie suburbs.
Social housingⓘHouseholds renting from a state housing authority or community housing provider.Top 29%Social housing · 3.0% — above average: in the top 29%, more social housing than 71% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Bedrooms per dwellingshare of dwellings
0.0%0
0.0%1
22%2
46%3
23%4
7.4%5
1.5%6+
Who owns vs rentsoccupied dwellings
48%
21%
29%
Owned outright48%Mortgage21%Renting29%Other1.2%
What’s built heredwelling types
71%
19%
House71%Townhouse19%Apartment9.9%
71% separate houses9.9% apartments0.0% high-rise

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Economy & Work

Incomes, employment, and the occupation mix of the people who live here.

Income & work at a glance
LowMedianHighPercentile
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Bottom 20%Median personal income · $612/wk — well below average: in the bottom 20%, lower personal income than 80% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Bottom 15%Median family income · $1,395/wk — well below average: in the bottom 15%, lower family income than 85% of Aussie suburbs.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 39%Managers & professionals · 31% — below average: in the bottom 39%, 61% of Aussie suburbs have more professionals than this suburb.
High earners (≥$2k/wk)ⓘResidents earning $2,000 or more per week.Bottom 23%High earners · 6.0% — well below average: in the bottom 23%, 77% of Aussie suburbs have more high earners than this suburb.
This suburb Typical range (middle 50%) Median suburb
Occupations
LowMedianHighPercentile
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 39%Managers & professionals · 31% — below average: in the bottom 39%, 61% of Aussie suburbs have more professionals than this suburb.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Top 34%Clerical & admin · 13% — above average: in the top 34%, more clerical and admin workers than 66% of Aussie suburbs.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Top 9%Community & personal service · 17% — among the highest: in the top 9%, more care and service workers than 91% of Aussie suburbs.
Sales workersⓘEmployed residents in sales jobs.Top 9%Sales workers · 11% — among the highest: in the top 9%, more sales workers than 91% of Aussie suburbs.
Technicians, trades & labourersⓘEmployed residents in technical/trade, machinery-operating and labouring jobs.Bottom 39%Technicians, trades & labourers · 31% — below average: in the bottom 39%, 61% of Aussie suburbs have more trades and labourers than this suburb.
Household incomeheight = share of households · weekly
% of households$0$300$650$1.5k$2.5k$4k+
Personal incomeheight = share of residents 15+ · weekly
% of residents 15+$0$300$650$1k$1.8k$3.5k+

A typical household earns about 1.8× the typical individual here.

Labour forceemployment status · residents 15+
23%
19%
51%
Employed full-time23%Employed part-time19%Employed (away/other)2.7%Unemployed2.3%Not in labour force51%
LowMedianHighPercentile
Full-time workersⓘResidents in the labour force who are employed full-time.Bottom 10%Full-time workers · 23% — well below average: in the bottom 10%, 90% of Aussie suburbs have more full-time workers than this suburb.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 12%Part-time workers · 41% — well above average: in the top 12%, more part-time workers than 88% of Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 40%Unemployment rate · 4.8% — above average: in the top 40%, more unemployment than 60% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Top 10%Not in labour force · 51% — among the highest: in the top 10%, more out of the workforce than 90% of Aussie suburbs.
Labour-force participationⓘResidents 15+ who are in the labour force — working or looking for work.Bottom 10%Labour-force participation · 49% — well below average: in the bottom 10%, less workforce participation than 90% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Getting Around

How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.

Transport at a glance
LowMedianHighPercentile
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Top 50%Public transport to work · 0.9% — typical: right around the median for Aussie suburbs.
Walked or cycled to workⓘCommuters who walked or cycled to work, of those who travelled.Bottom 23%Walked or cycled to work · 1.5% — well below average: in the bottom 23%, less walking and cycling than 77% of Aussie suburbs.
Worked from homeⓘEmployed residents who worked from home in the Census week — elevated by COVID in 2021.Bottom 38%Worked from home · 11% — below average: in the bottom 38%, less working from home than 62% of Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Top 39%No motor vehicle · 4.4% — above average: in the top 39%, more car-free households than 61% of Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 20%Vehicles per dwelling · 1.00 — well below average: in the bottom 20%, fewer vehicles per home than 80% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Journey to workamong commuters · top modes
Car (driver)89%
Car (passenger)4.8%
Other/combined3.7%
Walked1.5%
Bus0.9%
Vehicles per dwellingshare of households
4.4%0
43%1
36%2
9.1%3
6.7%4+

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.


Education · ACARA My School 2025

Schools in and around Surf Beach

No school inside Surf Beach itself — the closest options around it are shown. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.

Within Surf Beach0schools in the suburb itself
Primary schools2within 5 km · nearest 2.5 km
Secondary schools1within 5 km · nearest 3.8 km
Median ICSEA rank11thenrolment-weighted
What is ICSEA Rank?

ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.

Nearby within3 schools
  • Nearby · within 5 km · 3Order by
  • 1
    Sunshine Bay Public SchoolGovernment · Primary · Co-ed · Years K-6 · Batehaven · 2.5 km
    State Rank—English—Maths—Students203Multilingual11%ICSEA Rank11th
  • 2
    St Bernard's Primary School, Batemans BayCatholic · Primary · Co-ed · Years K-6 · Batehaven · 2.6 km
    State Rank—English—Maths—Students394Multilingual10%ICSEA Rank43rd
  • 3
    Batemans Bay High SchoolGovernment · Secondary · Co-ed · Years 7-12 · Batehaven · 3.8 km
    State Rank—English—Maths—Students534Multilingual7%ICSEA Rank11th
GovernmentCatholic

Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.

School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.


Census · ABS 2021

Turnover

How settled or transient the community is — and where newcomers came from.

Settledness at a glance
LowMedianHighPercentile
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Bottom 40%Settled 5+ years · 60% — below average: in the bottom 40%, 60% of Aussie suburbs have more long-settled residents than this suburb.
Moved in past yearⓘResidents living at a different address one year earlier.Top 50%Moved in past year · 13% — typical: right around the median for Aussie suburbs.
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.Top 46%Arrived from overseas · 2.2% — typical: right around the median for Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Where residents lived 5 years agoof those who stated
60%
29%
Same address60%Moved within area8.2%From elsewhere in Australia29%From overseas2.2%
Residential paceshare of residents
Moved in the past yearⓘResidents living at a different address one year earlier.13%
Moved in the past 5 yearsⓘResidents not living at the same address as five years ago.40%
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.2.2%
Property market
Market data

Snapshot

Headline price, rent, yield and time on market for Surf Beach — choose a property type and size below.

Active segment
Houses
Units
Median priceⓘLast 12 months
799kk
↑ +2.6% YoY
Days on marketⓘLast 12 months
51
↑ 26 days YoY
SoldⓘLast 12 months
56
↑ +36.6% YoY
Months of supplyⓘLast 12 months
3.0mo
Median rentⓘLast 12 months
$600/w
↑ +4.3% YoY
Days to leaseⓘLast 12 months
21
↑ 2 days YoY
LeasedⓘLast 12 months
24
↓ -14.3% YoY
Gross yieldⓘLast 12 months
3.90%
Annualised
Data confidenceSales sample56GoodLease sample24ThinThin samples can swing month-to-month — treat single-figure deltas with care.
Market data

Segment breakdown

Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.

Year-on-year growth · demand percentile rank 0–100
Segment
Sales
Price
DOM
Leased
Rent
DOM
Yield
Market demand
01
Houses · 3 bed23 sales · 15 leases
Sales23▲+4.5%
Price$680k▼−4.4%
Sales DOM36 days▼−3d
Leased15+0.0%
Rent$605/wk▲+11.0%
Rental DOM19 days▼−4d
4.60%
18/100
32/100
02
Units · 2 bed9 sales · 21 leases
Sales9▼−30.8%
Price—
Sales DOM—
Leased21▼−4.5%
Rent$440/wk▲+8.6%
Rental DOM28 days▼−9d
3.90%
—
3/100
03
Houses · 4 bed14 sales · 5 leases
Sales14▼−6.7%
Price—
Sales DOM—
Leased5▼−44.4%
Rent—
Rental DOM—
—
—
—
04
Units · 3 bed8 sales · 8 leases
Sales8▲+33.3%
Price—
Sales DOM—
Leased8▼−46.7%
Rent—
Rental DOM—
—
—
—
05
Houses · 2 bed5 sales · 2 leases
Sales5▲+150.0%
Price—
Sales DOM—
Leased2+0.0%
Rent—
Rental DOM—
—
—
—
06
Units · 1 bed1 sales · 2 leases
Sales1
Price—
Sales DOM—
Leased2
Rent—
Rental DOM—
—
—
—
All houses
Sales56▲+36.6%
Price$799k+2.6%
Sales DOM51 days▼−26d
Leased24▼−14.3%
Rent$600/wk▲+4.3%
Rental DOM21 days−2d
3.90%
23/100
30/100
All units
Sales19+0.0%
Price$590k▲+23.7%
Sales DOM50 days▼−3d
Leased31▼−20.5%
Rent$460/wk+2.2%
Rental DOM36 days+1d
4.10%
11/100
16/100
Market data

Where each segment ranks

Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.

Metric
Ranked against

Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.

Houses
0/2above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Units
0/1above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Market data

The buy-versus-rent equation

What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.

Property
Compare to
Houses · 3 bed: +24%
Units · Total: +42%
Houses · Total: +47%
NSW MEDIAN · +70%
Rent covers itRenting matches or beats the cost of owning−10% to 0%
BalancedMortgage roughly matches asking rent+30% to +60%
Far pricier to ownBuying costs much more than renting+100% to +130%+
BreakdownLast 12 months
Holding cost
Mortgage
Rent
Premium
Band
Assumes 80% LVR·6.0% rate·30y P&I
Premium = (weekly mortgage − weekly rent) ÷ weekly rent. Band thresholds are national breakpoints across ~11,400 eligible Australian segments — the Typical premium band spans national P25 to P75, so it’s literally what’s typical.
Market data

How strong is demand, and which way is it heading?

Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.

Side
View
Property
Compared against
Sales demand
2 segments · sales · vs Australia
rising
DOM change YoYis demand rising or falling?
falling
median
median
Recoveryweak but rising
Boomstrong and rising
Troughweak and falling
Peakstrong but easing
House Total
Demand index
19 / 100vs Australia
Days on market
51 days▼ −26 days YoY
Median price
$799k▲ +2.6% YoY
Sold (last year)
56▲ +36.6% YoY
House 3 bed
Demand index
18 / 100vs Australia
Days on market
36 days▼ −3 days YoY
Median price
$680k▼ −4.4% YoY
Sold (last year)
23▲ +4.5% YoY
weakSales demandhow strong sales demand isstrong
Property segments · coloured by market phaseHover a point for its figures
Sales demand
How strong is sales demand — and is it rising or falling?
What this shows

Each dot is one of this suburb's property segments on the sales side. Left-right shows how strong sales demand is — combining how many properties sold in the last 12 months with how quickly they sold (median days on market). Top-bottom shows whether that demand is rising or falling compared to 12 months ago.

The two axes
Sales demandX axis
how strong sales demand is

A composite of 12-month sales volume and median days on market. Higher means more sales completed faster — stronger sales demand right now.

Days on market change (Year-on-year)Y axis
is demand rising or falling?

How much faster (or slower) sales are completing compared to 12 months ago. Top half means sales are completing faster than a year ago (demand growing).

Market data

Surf Beach against the neighbourhood

Eight diagnostic views cutting the data a different way each time — Surf Beach in blue, peers in colour.

Pair
View
Property
How fast — and is it getting faster?
0 peer segments · Total house
faster
DOM change YoYvs 12 months ago
slower
median
median
Recoveringquiet but accelerating
Boomingbusy and accelerating
Stalledquiet and slowing further
Coolingbusy but slowing
Surf Beach · this suburb
Demand index
19 / 100vs Australia
Days on market
51 days▼ −26 days YoY
Median price
$799k▲ +2.6% YoY
Sold (last year)
56▲ +36.6% YoY
Gross yield
3.90%
slowDays on marketmedian days to sellfast
This suburb Property segments · coloured by market phaseHover a point for its figures
PAIR 01 OF 08
How fast — and is it getting faster?
What this shows

Combines the current median days on market with how much faster or slower it is changing compared to last year. Top-right means a fast-selling market that is getting faster compared to last year — peak demand.

The two axes
Days on marketX axis
median days to sell

Median days a property sits on the market before selling. Right side = fewer days (faster).

Days on market change (Year-on-year)Y axis
vs 12 months ago

How much faster (or slower) sales are completing compared to 12 months ago. Top = sales completing faster than a year ago.

Market data

How much stock is available right now?

How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.

View
Sales market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.SoldSold (last year)Total sold transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months.
median
Rental market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months.
median
Severe
Very Tight
Tight
Balanced
Loose
Very Loose
Saturated
Under-suppliedOver-supplied
Market data

Who's transacting — buyers or tenants?

Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.

Property
Surf Beach — Units & Houses, all bedrooms
Jun 2021 – May 2026 · each point = a 12-month window
0%25%50%75%100%20222023202420252026
Sales · buyer transactions
Leases · tenant transactions
Latest tenant share · trailing year
44.0%

of Surf Beach's transactions in the year to May 2026 were leases.

5-year shift

Tenant share moved ↑ 2.0 pts since the 12 months ending Jun 2021, from 42.0% to 44.0%.

Market data

Five-year arc — how this market has moved

Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.

Property
Bedrooms
Median price (trailing year)
May 2026
$813k+5.7%
5y median $786kvs last year $769k
Total sales (trailing year)
May 2026
50+19.0%
5y median 45vs last year 42
Days on market (trailing year)
May 2026
59 days-15
5y median 74 daysvs last year 74 days
Median rent (trailing year)
May 2026
$600/wk+4.3%
5y median $550/wkvs last year $575/wk
Total leases (trailing year)
May 2026
24-14.3%
5y median 24vs last year 28
Days on market (rental) (trailing year)
May 2026
22 days-1
5y median 23 daysvs last year 23 days
Gross yield (trailing year)
May 2026
3.84%-0.05 pt
5y median 3.72%vs last year 3.89%
Months of supply
May 2026
3.6 months-49.3%
5y median 6.0 monthsvs last year 7.1 months
Months of supply (rental)
May 2026
1.5 months-65.1%
5y median 1.9 monthsvs last year 4.3 months
Market data

Nearby markets

Every market within reach of Surf Beach, ranked by distance — each compared against this suburb's Houses · Total segment so divergence reads at a glance.

Market
Property
Bedrooms
Radius
Colour by
This marketSurf BeachNSW 2536 · Houses · Total
Price$799k
DOM51 days
Sold56
7 markets within 5kmLast 12 months
01
Denhams BeachNSW 2536 · 1.3km · Houses · Total
Price$914k
DOM79 days
Sold11
priciermuch slower
02
Sunshine BayNSW 2536 · 1.9km · Houses · Total
Price$859k
DOM44 days
Sold50
pricierfaster
03
Lilli PilliNSW 2536 · 2.0km · Houses · Total
Price$851k
DOM51 days
Sold19
priciersimilar speed
04
Malua BayNSW 2536 · 3.0km · Houses · Total
Price$960k
DOM60 days
Sold57
pricierslower
05
BatehavenNSW 2536 · 3.0km · Houses · Total
Price$670k
DOM48 days
Sold53
cheaperfaster
06
CatalinaNSW 2536 · 4.1km · Houses · Total
Price$715k
DOM65 days
Sold58
cheaperslower
07
WoodlandsNSW 2536 · 4.8km · Houses · Total
Price$1.22M
DOM98 days
Sold1
much priciermuch slower
Loading map
Houses · TotalSales market
Stat colourHow each suburb's stat compares to Surf Beach
Much lowerLowerSimilarHigherMuch higher
Market data

Similar markets

NSW markets whose Houses · Total segment behaves most like Surf Beach's on the buy side — ranked by a like-for-like blend of price, yield, days on market, ownership cost and cycle phase.

Colour by
Property
Bedrooms
Market
Loading map
This marketSurf BeachNSW 2536 · Houses · Total
Price$799k
DOM51 days
Sold56
Most similar sales markets · within 1.9–491 kmLast 12 months
01
Batemans BayNSW 2536 · 7km · 85% match
Price$766k
DOM58 days
Sold25
02
Greenwell PointNSW 2540 · 106km · 84% match
Price$801k
DOM52 days
Sold34
03
Sunshine BayNSW 2536 · 2km · 83% match
Price$859k
DOM44 days
Sold50
04
HarringtonNSW 2427 · 491km · 81% match
Price$779k
DOM50 days
Sold107
05
DalmenyNSW 2546 · 46km · 81% match
Price$871k
DOM51 days
Sold46
06
CatalinaNSW 2536 · 4km · 81% match
Price$715k
DOM65 days
Sold58
07
Smiths LakeNSW 2428 · 431km · 81% match
Price$826k
DOM44 days
Sold66
08
Old BarNSW 2430 · 475km · 80% match
Price$825k
DOM41 days
Sold114
09
Basin ViewNSW 2540 · 81km · 80% match
Price$760k
DOM61 days
Sold27
10
TuncurryNSW 2428 · 452km · 80% match
Price$829k
DOM39 days
Sold66
14
Sussex InletNSW 2540 · 76km · 79% match
Price$747k
DOM65 days
Sold110
27
Long BeachNSW 2536 · 8km · 78% match
Price$925k
DOM42 days
Sold56
49
TattonNSW 2650 · 266km · 75% match
Price$864k
DOM50 days
Sold55
132
Malua BayNSW 2536 · 3km · 70% match
Price$960k
DOM60 days
Sold57
161
BuxtonNSW 2571 · 170km · 68% match
Price$900k
DOM24 days
Sold43
184
MoruyaNSW 2537 · 20km · 66% match
Price$842k
DOM104 days
Sold63
381
PaxtonNSW 2325 · 333km · 59% match
Price$699k
DOM18 days
Sold27
547
TathraNSW 2550 · 110km · 52% match
Price$1.04M
DOM92 days
Sold31
Stat colourHow each suburb's stat compares to Surf Beach
Much lowerLowerSimilarHigherMuch higher

Comparable sales markets to Surf Beach include Batemans Bay (NSW 2536), Greenwell Point (NSW 2540), Sunshine Bay (NSW 2536), Harrington (NSW 2427), Dalmeny (NSW 2546), Catalina (NSW 2536), Smiths Lake (NSW 2428) and Old Bar (NSW 2430). Each link opens that suburb's full market report.

Market data

Frequently asked · Surf Beach

23 data-driven answers about Surf Beach's property market — every one computed from the metrics above.

Browse by
  • What things costPrices, rent, yield, ownership cost6
  • How the market is movingSpeed, supply, growth, cycle phase7
  • How it comparesVs state, vs nearby, vs popular4
  • About the areaPopulation, income, who lives here, schools5
  • About this dataMethodology and update cadence1

What things cost

Prices, rent, yield, ownership cost
01

What is the median house price in Surf Beach?

#

The median house price in Surf Beach, NSW 2536 is $799k as of June 2026, based on 56 sales recorded over the past 12 months. Houses there have moved +2.6% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.

02

What is the median unit price in Surf Beach?

#

The median unit price in Surf Beach, NSW 2536 is $590k as of June 2026, based on 19 sales over the past 12 months. Units have moved +23.7% year-on-year and currently trade at roughly 74% of the median house price.

03

How much does it cost to rent in Surf Beach?

#

The median weekly house rent in Surf Beach is $600 as of June 2026, drawn from 24 leases over the past 12 months. Units rent for around $460 per week. House rents have moved +4.3% year-on-year. Current vacancy pressure is shown in the supply section above.

04

What is the gross rental yield in Surf Beach?

#

Gross rental yield in Surf Beach is 3.90% for houses and 4.10% for units as of June 2026, compared with the NSW unit median of 4.81%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.

05

What are typical sale prices by bedroom count in Surf Beach?

#

As of June 2026, Surf Beach medians by bedroom count:

Property1 bed2 bed3 bed4 bedTotal
Houses—$659k$680k$840k$799k
Units$461k$583k$636k—$590k

Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.

06

What does it cost to own versus rent at the Surf Beach median?

#

At the median Surf Beach unit ($590k purchase, $460/week rent), weekly mortgage repayments sit at roughly $653 — about $193 more per week than renting. That gap is the ownership premium. Figures assume 80% LVR, a 6.0% interest rate and a 30-year principal-and-interest loan.

How the market is moving

Speed, supply, growth, cycle phase
07

What are Surf Beach's property market trends?

#

Surf Beach's property market trends to June 2026: house prices rose +2.6% year-on-year and units +23.7%; weekly house rents moved +4.3%; homes now sell in a median 51 days — faster than a year ago by 26; sales supply sits at 3.0 months (balanced). Read together — price, rent, selling speed and supply — they show which way the Surf Beach market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.

08

What does the data say about Surf Beach as an investment?

#

As of June 2026 in Surf Beach, house prices rose +2.6% over the year, gross rental yield is 3.90% against a NSW median of 3.39%, houses take a median 51 days to sell, sales supply is 3.0 months (balanced). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.

09

How quickly do houses sell in Surf Beach?

#

Houses in Surf Beach sell in a median 51 days on market as of June 2026, with units clearing slightly faster at 50 days. Days on market have tightened by 26 days versus a year ago. Faster clearance typically coincides with stronger buyer demand and lower supply.

10

Is Surf Beach a tight or loose property market right now?

#

Surf Beach's sales market sits at 3.0 months of supply for houses as of June 2026 — classified as Balanced against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose. The rental side is tighter still at 0.5 months of supply.

11

Have property prices in Surf Beach gone up or down?

#

House prices in Surf Beach moved +2.6% over the 12 months to June 2026, while units moved +23.7%. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.

12

How active is the rental market in Surf Beach?

#

Surf Beach's house rental market sits at 0.5 months of supply as of June 2026 — classified as Severe (extreme shortage), with 24 houses leased over the past 12 months. Units sit at 0.8 months. Tighter supply typically corresponds to faster letting and upward pressure on rents.

13

Where is Surf Beach in its property market cycle?

#

Surf Beach's house market is currently in the 'softer_firming' phase as of June 2026 — combining low sales velocity (bottom quartile nationally) with year-on-year tightening in days on market. The demand cycle chart above plots all eight segments on the same demand-versus-direction axes.

How it compares

Vs state, vs nearby, vs popular
14

How does Surf Beach compare to other NSW suburbs?

#

Surf Beach's median house price ($799k) is 31% below the NSW median ($1.15M) as of June 2026. On selling speed, houses clear in 51 days vs 29 days state median. On gross yield, Surf Beach sits at 3.90% vs 3.39% state median.

15

How does Surf Beach compare to neighbouring suburbs?

#

Surf Beach's most-similar nearby market is Batemans Bay (7.4 km away) with a median house price of $766k — about 4% cheaper. The Nearby and Similar markets sections above rank every peer within radius and by composite similarity across price, days on market, yield, ownership cost and cycle phase.

16

What's the most popular property type in Surf Beach?

#

The most-transacted segment in Surf Beach over the 12 months to June 2026 is 3 bed houses with 23 sales. 4 bed houses come second at 14 sales. The 'Most popular' panel above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.

17

How many properties were sold and leased in Surf Beach last year?

#

Surf Beach recorded 56 house sales and 19 unit sales over the 12 months to June 2026 — a combined 75 transactions. On the rental side, 24 houses and 31 units were leased. Segments with statistically thin samples are excluded from displayed figures.

About the area

Population, income, who lives here, schools
18

What is the population of Surf Beach?

#

Surf Beach, NSW 2536 is home to 1,934 residents (ABS Census 2021). The median resident age is 53, and the average household holds 2.1 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.

19

What is the median household income in Surf Beach?

#

The median household in Surf Beach earns $1k per week — roughly $57k a year (ABS Census 2021). Median personal income runs $612/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.

20

Do people own or rent in Surf Beach?

#

Surf Beach is mostly owner-occupied: about 69% of households are owner-occupiers and 29% rent (ABS Census 2021). Of owners, 48% own outright and 21% are paying off a mortgage.

21

What schools are near Surf Beach?

#

Surf Beach has 9 schools within reach — including Sunshine Bay Public School, St Bernard's Primary School, Batemans Bay, Batemans Bay High School. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).

22

Is Surf Beach a good place to live?

#

Surf Beach, NSW 2536 has a population of 1,934, a median age of 53, a median household income around $1k/week, 29% of households renting (ABS Census 2021). There are 9 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.

About this data

Methodology and update cadence
23

When was this Surf Beach market data last updated?

#

This Surf Beach market data was last updated June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.

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Methodology

  • How metrics are calculated
  • Glossary of terms
  • Browse all suburbs
  • All NSW suburbs
  • About Micromarkets.ai

Suburbs near Surf Beach

  • Denhams Beach1.3km
  • Sunshine Bay1.9km
  • Lilli Pilli2.0km
  • Malua Bay3.0km
  • Batehaven3.0km
  • Catalina4.1km
  • Woodlands4.8km
  • Rosedale5.9km
  • Tomakin6.8km
  • Batemans Bay7.4km
  • Surfside7.5km
  • Guerilla Bay7.6km
  • Long Beach8.0km
  • Maloneys Beach8.0km
  • Jeremadra8.2km
  • Mossy Point8.2km
  • North Batemans Bay8.3km
  • Runnyford10.2km
  • Bimbimbie11.1km
  • Broulee11.3km
Disclaimer

Information is provided for general analytical purposes and does not constitute financial, investment, or property advice. Past performance does not predict future returns.

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