Mount Lofty, QLD 4350
Mount Lofty property market
House rentals are Mount Lofty's top market, with 92 leases (up 15%) at $625 a week (up 7.8%) as of July 2026, renting out in about 20 days (up from 16 days last year), with 3-bedroom the most common at around 60%.
House sales are nearly as big, with 72 sales at around $1.049M (up), taking about 24 days to sell (up from 23 days last year), just over half of homes are 3-bedroom. Followed by 27 unit rentals at $445 a week. 17 unit sales at around $691.5k (one of the country's least in-demand unit markets).
Who lives hereAn above-average-income, mostly owner-occupied, family-oriented suburb.
House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.
Mount Lofty demographics & population
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
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Detailed, institutional-grade analysis — well beyond the usual suburb snapshot.
InsideWho lives here · What homes cost to buy & rent · How fast homes are selling · How much is for sale or rent · How it compares to nearby suburbs · Schools nearby
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Who lives in Mount Lofty?
The age structure, household make-up, and cultural fabric of the people who call this suburb home.
Share of all residents by 5-year band · hover a band for the count + split
A strongly multicultural community with deep migrant heritage.
2020–21 understated — COVID border closures.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Housing & affordability in Mount Lofty
What it costs to live here, who owns versus rents, and the shape of the housing stock.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Income & employment in Mount Lofty
Incomes, employment, and the occupation mix of the people who live here.
A typical household pulls in about 2.0× the typical individual — a multi-earner area.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Getting around Mount Lofty
How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Education · ACARA My School 2025
Schools in and around Mount Lofty
1 school inside Mount Lofty, plus the closest options around it. 1 high school covers the secondary years in Mount Lofty and its surrounds — no primary school sits within this radius. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.
ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.
- Within Mount Lofty · 1Order by
- 1Toowoomba State High SchoolGovernment · Secondary · Co-ed · Years 7-12 · Within suburbState Rank—English—Maths—Students248Multilingual50%ICSEA Rank50th
Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.
School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.
Turnover
How settled or transient the community is — and where newcomers came from.
Mount Lofty median house price & rent
Headline price, rent, yield and time on market for Mount Lofty — choose a property type and size below.
House & unit prices by bedroom
Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.
Mount Lofty property growth
Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.
Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.
Houses
Units
Buying vs renting in Mount Lofty
What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.
How strong is demand, and which way is it heading?
Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.
Sales market velocity
Mount Lofty against the neighbourhood
Eight diagnostic views cutting the data a different way each time — Mount Lofty in blue, peers in colour.
How fast — and is it getting faster?
Housing supply & months of stock
How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.
Sales market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | SoldSold (last year)Total sold transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months. |
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Rental market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months. |
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Who's transacting — buyers or tenants?
Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.
Mount Lofty — Units & Houses, all bedrooms
Mount Lofty median house price & rent history
Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.
Five-year summaryAs of Jun 2026, the median house sale price in Mount Lofty rose from $333k (Jul 2021) to $630k (Jun 2026) — +89.0% growth over five years — peaking at $964k between May 2025 and Apr 2026. Median house rent went from $202/wk to $431/wk (+113.4%) over the same period. For units, the median sale price rose from $179k to $523k (+191.4%), with rent up from $165/wk to $237/wk (+43.6%) over the same period.
Suburbs near Mount Lofty: prices compared
The nearest suburbs to Mount Lofty, ranked by distance — each lined up against Mount Lofty on the same measures, so the differences jump out at a glance.
Suburbs like Mount Lofty
Suburbs anywhere in QLD that behave like Mount Lofty — matched on price, growth, selling speed and demand, not on distance. A shortlist of markets that move the same way — including ones far away you'd never think to compare. (Want the suburbs right next door instead? See Nearby markets above.)
Mount Lofty vs East Toowoomba: the closest sales-market match trades at a median of $758k against Mount Lofty's $726k — about 4% higher, with homes selling in 19 days versus 35 days here.
Comparable sales markets to Mount Lofty: East Toowoomba property growth, Middle Ridge house prices, Darra property growth, Rangeville average house price and Jamboree Heights median house price.
Mount Lofty's closest rental-market twins: Rangeville property prices, Darra property growth, Middle Ridge average house price, East Toowoomba house prices and Jamboree Heights median house price. Each link opens that suburb's full market report.
Frequently asked · Mount Lofty
26 data-driven answers about Mount Lofty's property market — every one computed from the metrics above.
What things cost
Prices, rent, yield, ownership costWhat is the median house price in Mount Lofty?
#The median house price in Mount Lofty, QLD 4350 is $726k as of June 2026, based on 16 sales over the past 12 months. Houses there have moved +50.0% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.
What is the median unit price in Mount Lofty?
#The median unit price in Mount Lofty, QLD 4350 is $726k as of June 2026, based on 16 sales over the past 12 months. Units have moved +50.0% year-on-year and currently trade at roughly 100% of the median house price.
How much does it cost to rent in Mount Lofty?
#The median weekly house rent in Mount Lofty is $380 as of June 2026, drawn from 16 leases over the past 12 months. Units rent for around $380 per week. House rents have moved +50.0% year-on-year. Current vacancy pressure is shown in the supply section above.
How much is rent for a 3 bedroom house in Mount Lofty?
#A 3 bedroom house in Mount Lofty rents for a median $380 per week as of June 2026, drawn from 16 leases over the past 12 months. Across other house sizes: 2-bedroom $380/week, 4-bedroom $380/week. Unit rents: 1-bedroom $380/week, 2-bedroom $380/week, 3-bedroom $380/week. Figures cover only segments with enough recent leases to be statistically meaningful; sparse segments are excluded. The segment breakdown covers rent, yield and days on market for every property type and bedroom count.
What is the gross rental yield in Mount Lofty?
#Gross rental yield in Mount Lofty is 2.77% for houses and 2.77% for units as of June 2026, compared with the QLD unit median of 3.06%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.
How much is a 3 bedroom house in Mount Lofty?
#As of June 2026, Mount Lofty medians by bedroom count:
| Property | 1 bed | 2 bed | 3 bed | 4 bed | Total |
|---|---|---|---|---|---|
| Houses | — | $726k | $726k | $726k | $726k |
| Units | — | $726k | $726k | — | $726k |
Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.
What does it cost to own versus rent at the Mount Lofty median?
#At the median Mount Lofty house ($726k purchase, $380/week rent), weekly mortgage repayments sit at roughly $760 — about $380 more per week than renting. That gap is the ownership premium. For the median unit ($726k purchase, $380/week rent), repayments run about $760 per week. Figures assume 80% LVR, a 6.0% interest rate and a 30-year principal-and-interest loan.
How the market is moving
Speed, supply, growth, cycle phaseWhat are Mount Lofty's property market trends?
#Mount Lofty's property market trends to June 2026: house prices rose +50.0% year-on-year and units +50.0%; weekly house rents moved +50.0%; homes now sell in a median 35 days — slower than a year ago by 19; sales supply sits at 7.3 months (saturated). Read together — price, rent, selling speed and supply — they show which way the Mount Lofty market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.
What does the data say about Mount Lofty as an investment?
#As of June 2026 in Mount Lofty, house prices rose +50.0% over the year, gross rental yield is 2.77% against a QLD median of 1.98%, houses take a median 35 days to sell, sales supply is 7.3 months (saturated). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.
How quickly do houses sell in Mount Lofty?
#Houses in Mount Lofty sell in a median 35 days on market as of June 2026, with units clearing slightly similarly at 35 days. Days on market have lengthened by 19 days versus a year ago. Faster clearance typically coincides with stronger buyer demand and lower supply.
Is Mount Lofty a tight or loose property market right now?
#Mount Lofty's sales market sits at 7.3 months of supply for houses as of June 2026 — classified as Saturated (extreme oversupply) against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose. The rental side is tighter still at 1.8 months of supply.
Have property prices in Mount Lofty gone up or down?
#House prices in Mount Lofty moved +50.0% over the 12 months to June 2026, while units moved +50.0%. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.
How active is the rental market in Mount Lofty?
#Mount Lofty's house rental market sits at 1.8 months of supply as of June 2026 — classified as Balanced, with 18 houses leased over the past 12 months. Units sit at 2.2 months. Tighter supply typically corresponds to faster letting and upward pressure on rents.
Where is Mount Lofty in its property market cycle?
#Mount Lofty's house market is currently in the 'in_demand_easing' phase as of June 2026 — combining above-median sales velocity nationally with year-on-year loosening in days on market. The demand cycle chart above plots all eight segments on the same demand-versus-direction axes.
How it compares
Vs state, vs nearby, vs popularHow does Mount Lofty compare to other QLD suburbs?
#Mount Lofty's median house price ($726k) is 6% below the QLD median ($775k) as of June 2026. On selling speed, houses clear in 35 days vs 23 days state median. On gross yield, Mount Lofty sits at 2.77% vs 1.98% state median.
How does Mount Lofty compare to neighbouring suburbs?
#Mount Lofty's most-similar nearby market is East Toowoomba (2.0 km away) with a median house price of $758k — about 4% pricier. The Nearby and Similar markets sections above rank every peer within radius and by composite similarity across price, days on market, yield, ownership cost and cycle phase.
What's the most popular property type in Mount Lofty?
#The most-transacted segment in Mount Lofty over the 12 months to June 2026 is 2 bed houses with 14 sales. 3 bed houses come second at 14 sales. The buying-versus-renting section above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.
How many properties were sold and leased in Mount Lofty last year?
#Mount Lofty recorded 14 house sales and 14 unit sales over the 12 months to June 2026 — a combined 28 transactions. On the rental side, 18 houses and 18 units were leased. Segments with statistically thin samples are excluded from displayed figures.
About the area
Population, income, who lives here, schoolsWhat postcode is Mount Lofty in?
#Mount Lofty is in postcode 4350, in the Toowoomba region of QLD. Addresses there are written as Mount Lofty, QLD 4350.
What is the population of Mount Lofty?
#Mount Lofty, QLD 4350 is home to 3,173 residents (ABS Census 2021). The median resident age is 28, and the average household holds 1.4 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.
What is the median household income in Mount Lofty?
#The median household in Mount Lofty earns $2k per week — roughly $83k a year (ABS Census 2021). Median personal income runs $788/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.
What is the unemployment rate in Mount Lofty?
#The unemployment rate in Mount Lofty is 50.0% (ABS Census 2021). That sits right around the median for Australian suburbs. The rate counts people who are working or actively looking for work — not a share of all residents. Workforce participation sits at 50%. The local economy section above covers incomes, employment status and the occupation mix.
Do people own or rent in Mount Lofty?
#Mount Lofty is mostly owner-occupied: about 100% of households are owner-occupiers and 50% rent (ABS Census 2021). Of owners, 50% own outright and 50% are paying off a mortgage.
What schools are near Mount Lofty?
#Mount Lofty has 60 schools within reach, 1 of them inside the suburb itself — including Toowoomba State High School. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).
Is Mount Lofty a good place to live?
#Mount Lofty, QLD 4350 has a population of 3,173, a median age of 28, a median household income around $2k/week, 50% of households renting (ABS Census 2021). There are 60 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.
About this data
Methodology and update cadenceWhen was this Mount Lofty market data last updated?
#This Mount Lofty market data was last updated July 2026, covering the 12 months to June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.