Loch, VIC 3945
Loch property market
Activity in Loch is light, with 19 sales at around $1.024M as of July 2026, taking about 93 days to sell, one of the country's least in-demand house markets.
House rentals come a distant second, with 2 leases at $515 a week, renting out in about 63 days.
Who lives hereA middle-income, mostly owner-occupied, older-leaning suburb.
House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.
Loch demographics & population
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
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Detailed, institutional-grade analysis — well beyond the usual suburb snapshot.
InsideWho lives here · What homes cost to buy & rent · How fast homes are selling · How much is for sale or rent · How it compares to nearby suburbs · Schools nearby
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Who lives in Loch?
The age structure, household make-up, and cultural fabric of the people who call this suburb home.
Share of all residents by 5-year band · hover a band for the count + split
A strongly multicultural community with deep migrant heritage.
2020–21 understated — COVID border closures.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Housing & affordability in Loch
What it costs to live here, who owns versus rents, and the shape of the housing stock.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Income & employment in Loch
Incomes, employment, and the occupation mix of the people who live here.
A typical household pulls in about 2.5× the typical individual — a multi-earner area.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Getting around Loch
How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Education · ACARA My School 2025
Schools in and around Loch
1 school inside Loch, plus the closest options around it. Families can choose from 1 primary school in Loch and its surrounds — no high school sits within this radius. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.
ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.
- Within Loch · 1Order by
- 1Loch Primary SchoolGovernment · Primary · Co-ed · Years Prep-6 · Within suburbState Rank—English—Maths—Students90Multilingual50%ICSEA Rank50th
Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.
School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.
Turnover
How settled or transient the community is — and where newcomers came from.
Loch median house price & rent
Headline price, rent, yield and time on market for Loch — choose a property type and size below.
House & unit prices by bedroom
Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.
Loch property growth
Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.
Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.
Houses
Units
Buying vs renting in Loch
What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.
How strong is demand, and which way is it heading?
Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.
Sales market velocity
Loch against the neighbourhood
Eight diagnostic views cutting the data a different way each time — Loch in blue, peers in colour.
How fast — and is it getting faster?
Housing supply & months of stock
How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.
Sales market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | SoldSold (last year)Total sold transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months. |
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Rental market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months. |
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Who's transacting — buyers or tenants?
Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.
Loch — Units & Houses, all bedrooms
Loch median house price & rent history
Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.
Five-year summaryAs of Jun 2026, the median house sale price in Loch rose from $405k (Jul 2021) to $894k (Jun 2026) — +120.7% growth over five years. Median house rent went from $191/wk to $280/wk (+46.6%) over the same period.
Suburbs near Loch: prices compared
The nearest suburbs to Loch, ranked by distance — each lined up against Loch on the same measures, so the differences jump out at a glance.
Suburbs like Loch
Suburbs anywhere in VIC that behave like Loch — matched on price, growth, selling speed and demand, not on distance. A shortlist of markets that move the same way — including ones far away you'd never think to compare. (Want the suburbs right next door instead? See Nearby markets above.)
Loch vs Wandong: the closest sales-market match trades at a median of $517k against Loch's $750k — about 31% lower, with homes selling in 63 days versus 196 days here.
Comparable sales markets to Loch: Wandong property market, Lockwood South property growth, Cape Schanck, VIC property market, Silverleaves property growth and Kinglake West property growth.
Frequently asked · Loch
23 data-driven answers about Loch's property market — every one computed from the metrics above.
What things cost
Prices, rent, yield, ownership costWhat is the median house price in Loch?
#The median house price in Loch, VIC 3945 is $750k as of June 2026, based on 3 sales over the past 12 months. Houses there have moved +50.0% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.
How much does it cost to rent in Loch?
#The median weekly house rent in Loch is $360 as of June 2026. House rents have moved +50.0% year-on-year. Current vacancy pressure is shown in the supply section above.
How much is rent for a 3 bedroom house in Loch?
#A 3 bedroom house in Loch rents for a median $360 per week as of June 2026. Across other house sizes: 2-bedroom $360/week. Figures cover only segments with enough recent leases to be statistically meaningful; sparse segments are excluded. The segment breakdown covers rent, yield and days on market for every property type and bedroom count.
What is the gross rental yield in Loch?
#Gross rental yield in Loch is 2.46% for houses as of June 2026, compared with the VIC unit median of 3.47%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.
How much is a 3 bedroom house in Loch?
#As of June 2026, Loch medians by bedroom count:
| Property | 1 bed | 2 bed | 3 bed | 4 bed | Total |
|---|---|---|---|---|---|
| Houses | — | $750k | $750k | $750k | $750k |
Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.
How the market is moving
Speed, supply, growth, cycle phaseWhat are Loch's property market trends?
#Loch's property market trends to June 2026: house prices rose +50.0% year-on-year; weekly house rents moved +50.0%; homes now sell in a median 196 days — slower than a year ago by 265; sales supply sits at 7.1 months (saturated). Read together — price, rent, selling speed and supply — they show which way the Loch market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.
What does the data say about Loch as an investment?
#As of June 2026 in Loch, house prices rose +50.0% over the year, gross rental yield is 2.46% against a VIC median of 3.02%, houses take a median 196 days to sell, sales supply is 7.1 months (saturated). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.
How quickly do houses sell in Loch?
#Houses in Loch sell in a median 196 days on market as of June 2026. Days on market have lengthened by 265 days versus a year ago. Faster clearance typically coincides with stronger buyer demand and lower supply.
Is Loch a tight or loose property market right now?
#Loch's sales market sits at 7.1 months of supply for houses as of June 2026 — classified as Saturated (extreme oversupply) against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose.
Have property prices in Loch gone up or down?
#House prices in Loch moved +50.0% over the 12 months to June 2026. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.
Where is Loch in its property market cycle?
#Loch's house market is currently in the 'softer_weakening' phase as of June 2026 — combining above-median sales velocity nationally with year-on-year loosening in days on market. The demand cycle chart above plots all eight segments on the same demand-versus-direction axes.
How it compares
Vs state, vs nearby, vs popularHow does Loch compare to other VIC suburbs?
#Loch's median house price ($750k) is 83% above the VIC median ($410k) as of June 2026. On selling speed, houses clear in 196 days vs 25 days state median. On gross yield, Loch sits at 2.46% vs 3.02% state median.
How does Loch compare to neighbouring suburbs?
#Loch's most-similar nearby market is Wandong (67.3 km away) with a median house price of $517k — about 31% cheaper. The Nearby and Similar markets sections above rank every peer within radius and by composite similarity across price, days on market, yield, ownership cost and cycle phase.
What's the most popular property type in Loch?
#The most-transacted segment in Loch over the 12 months to June 2026 is 2 bed houses with 5 sales. 3 bed houses come second at 5 sales. The buying-versus-renting section above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.
How many properties were sold and leased in Loch last year?
#Loch recorded 5 house sales and 0 unit sales over the 12 months to June 2026 — a combined 5 transactions. On the rental side, 1 house and 0 units were leased. Segments with statistically thin samples are excluded from displayed figures.
About the area
Population, income, who lives here, schoolsWhat postcode is Loch in?
#Loch is in postcode 3945, in the Gippsland region of VIC. Addresses there are written as Loch, VIC 3945.
What is the population of Loch?
#Loch, VIC 3945 is home to 634 residents (ABS Census 2021). The median resident age is 38, and the average household holds 1.4 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.
What is the median household income in Loch?
#The median household in Loch earns $1k per week — roughly $67k a year (ABS Census 2021). Median personal income runs $520/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.
What is the unemployment rate in Loch?
#The unemployment rate in Loch is 50.0% (ABS Census 2021). That sits right around the median for Australian suburbs. The rate counts people who are working or actively looking for work — not a share of all residents. Workforce participation sits at 50%. The local economy section above covers incomes, employment status and the occupation mix.
Do people own or rent in Loch?
#Loch is mostly owner-occupied: about 100% of households are owner-occupiers and 50% rent (ABS Census 2021). Of owners, 50% own outright and 50% are paying off a mortgage.
What schools are near Loch?
#Loch has 10 schools within reach, 1 of them inside the suburb itself — including Loch Primary School. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).
Is Loch a good place to live?
#Loch, VIC 3945 has a population of 634, a median age of 38, a median household income around $1k/week, 50% of households renting (ABS Census 2021). There are 10 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.
About this data
Methodology and update cadenceWhen was this Loch market data last updated?
#This Loch market data was last updated July 2026, covering the 12 months to June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.