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Suburbs›NSW›Central Coast›Horsfield Bay

Horsfield Bay, NSW 2256

Property data updated June 2026·501 residents
Last 12 months snapshot
14 sales · 10 leases · Refreshed June 2026

Horsfield Bay, NSW 2256 market activity

Horsfield Bay's housing market is small — only a handful of recent activity, with 14 sales at around $1.152M, taking about 79 days to sell.

House rentals come next, with 10 leases at $830 a week, renting out in about 21 days.

Above-average incomeFamily-focusedMortgage-beltMulticulturalWork-from-home hub

Who lives hereAn above-average-income, mortgage-belt, family-oriented suburb — multicultural, where working from home is the norm.

House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.

Census · ABS 2021

Snapshot

Population
501
Median age
46yrs
Avg household
2.6people
Male · Female
51% · 49%
Owner-occupied
88%
Renting
11%
Families with kids
33%
Couples, no kids
32%
Born overseas
22%
Year 12+ⓘ
63%

Horsfield Bay on the map

41.7 ha
Loading map
Ranked against all suburbs
How well-off · ABS SEIFA 2021 · vs Australia
Overall advantageⓘ
Top 9%
decile 10/10
IRSAD — Index of Relative Socio-economic Advantage & Disadvantage. Combines income, education, occupation and housing. Higher = more advantaged overall.
Economic resourcesⓘ
Top 22%
decile 8/10
IER — Index of Economic Resources. Household income, rent/mortgage costs and dwelling size. Higher = more economic resources (lots of renters or students pulls it down).
Education & jobsⓘ
Top 12%
decile 9/10
IEO — Index of Education and Occupation. Residents’ qualifications and skilled occupations. Higher = a more educated, higher-skilled workforce.
IncomeMedian household incomeProfessionalsShare who are managers or professionalsDiversityBirthplace diversityMortgage stressMortgage repayments as a share of incomeTrain / busCommute by public transportNo carHouseholds with no carNew moversMoved in within the last yearRent stressRent as a share of income
Hover a point for its percentile · – – – median
LowMedianHighPercentile
Median household incomeⓘMiddle weekly income of all households — half earn more, half less.Top 25%Median household income · $2,083/wk — well above average: in the top 25%, higher household income than 75% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 27%Rent stress · 24% — above average: in the top 27%, more rent stress than 73% of Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 48%Mortgage stress · 24% — typical: right around the median for Aussie suburbs.
Birthplace diversityⓘChance two random residents were born in different countries — 0 = everyone the same, 1 = all different.Top 32%Birthplace diversity · 0.39 — above average: in the top 32%, more diverse than 68% of Aussie suburbs.
Born overseasⓘResidents born outside Australia, of those who stated a birthplace.Top 31%Born overseas · 22% — above average: in the top 31%, more overseas-born residents than 69% of Aussie suburbs.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Top 16%Managers & professionals · 48% — well above average: in the top 16%, more professionals than 84% of Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 18%Unemployment rate · 6.7% — well above average: in the top 18%, more unemployment than 82% of Aussie suburbs.
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Top 24%Public transport to work · 3.8% — well above average: in the top 24%, more public-transport commuters than 76% of Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Bottom 39%No motor vehicle · 2.1% — below average: in the bottom 39%, 61% of Aussie suburbs have more car-free households than this suburb.
High-rise apartmentsⓘOccupied dwellings that are apartments in 4-storey-or-higher blocks.Bottom 1%High-rise apartments · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more high-rise apartments than this suburb.
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Top 29%Settled 5+ years · 68% — above average: in the top 29%, more long-settled residents than 71% of Aussie suburbs.
This suburb Typical range · 25–75th Median
How this suburb comparesPosition among all Australian suburbs — “Top 10%” means higher than 90% of them.
LowMedianHighPercentile
LowMedianHighPercentile
Owner-occupiedⓘHouseholds that own their home — outright or with a mortgage.Top 16%Owner-occupied · 88% — well above average: in the top 16%, more owner-occupiers than 84% of Aussie suburbs.
RentingⓘHouseholds renting their home.Bottom 20%Renting · 11% — well below average: in the bottom 20%, 80% of Aussie suburbs have more renters than this suburb.
Owned outrightⓘHouseholds that own their home outright, with no mortgage.Top 47%Owned outright · 40% — typical: right around the median for Aussie suburbs.
Owned with mortgageⓘHouseholds buying their home with a mortgage.Top 15%Owned with mortgage · 49% — well above average: in the top 15%, more mortgaged owners than 85% of Aussie suburbs.
Separate housesⓘOccupied dwellings that are standalone (detached) houses.Top 19%Separate houses · 99% — well above average: in the top 19%, more detached houses than 81% of Aussie suburbs.
ApartmentsⓘOccupied dwellings that are flats or apartments, any height.Bottom 1%Apartments · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more apartments than this suburb.
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Top 24%Median personal income · $911/wk — well above average: in the top 24%, higher personal income than 76% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Top 19%Median family income · $2,483/wk — well above average: in the top 19%, higher family income than 81% of Aussie suburbs.
Low earners (<$500/wk)ⓘResidents earning under $500 per week.Bottom 38%Low earners · 33% — below average: in the bottom 38%, 62% of Aussie suburbs have more low earners than this suburb.
Low-income households (<$650/wk)ⓘHouseholds with a total income under $650 per week.Bottom 9%Low-income households · 6.9% — among the lowest: in the bottom 9%, 91% of Aussie suburbs have more low-income households than this suburb.
Full-time workersⓘResidents in the labour force who are employed full-time.Top 47%Full-time workers · 36% — typical: right around the median for Aussie suburbs.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 28%Part-time workers · 38% — above average: in the top 28%, more part-time workers than 72% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Bottom 46%Not in labour force · 34% — typical: right around the median for Aussie suburbs.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Top 49%Community & personal service · 12% — typical: right around the median for Aussie suburbs.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Top 44%Clerical & admin · 13% — typical: right around the median for Aussie suburbs.
Sales workersⓘEmployed residents in sales jobs.Bottom 28%Sales workers · 6.7% — below average: in the bottom 28%, 72% of Aussie suburbs have more sales workers than this suburb.
Completed Year 12+ⓘResidents aged 15+ whose highest year of school is Year 12 or equivalent.Top 25%Completed Year 12+ · 63% — well above average: in the top 25%, more Year-12 completion than 75% of Aussie suburbs.
In educationⓘResidents currently attending school, TAFE or university — full or part time.Bottom 37%In education · 20% — below average: in the bottom 37%, 63% of Aussie suburbs have more students than this suburb.
Children (0–14)ⓘResidents aged 0–14.Bottom 35%Children · 16% — below average: in the bottom 35%, 65% of Aussie suburbs have more children than this suburb.
Seniors (65+)ⓘResidents aged 65 and over.Bottom 49%Seniors · 19% — typical: right around the median for Aussie suburbs.
Youth dependencyⓘChildren (0–14) for every 100 working-age residents aged 15–64.Bottom 29%Youth dependency · 25.00 — below average: in the bottom 29%, fewer children per worker than 71% of Aussie suburbs.
Total dependencyⓘChildren (0–14) plus seniors (65+) for every 100 working-age residents aged 15–64.Bottom 34%Total dependency · 53.70 — below average: in the bottom 34%, fewer dependants per worker than 66% of Aussie suburbs.
Australian citizensⓘResidents who are Australian citizens — Australian-born and naturalised.Top 17%Australian citizens · 93% — well above average: in the top 17%, more Australian citizens than 83% of Aussie suburbs.
Both parents born overseasⓘResidents whose mother and father were both born overseas — the second generation.Top 35%Both parents born overseas · 27% — above average: in the top 35%, more second-generation residents than 65% of Aussie suburbs.
Established migrants (pre-2011)ⓘOf overseas-born residents, the share who arrived before 2011 — higher = a long-settled migrant community.Top 21%Established migrants · 92% — well above average: in the top 21%, more long-settled migrants than 79% of Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Top 19%Vehicles per dwelling · 1.01 — well above average: in the top 19%, more vehicles per home than 81% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Who lives here

The age structure, household make-up, and cultural fabric of the people who call this suburb home.

Age & sex501 residentsMaleFemale
85+0.0% · 00.0% · 080-840.0% · 00.0% · 075-791.0% · 50.6% · 370-742.1% · 103.1% · 1565-695.1% · 264.5% · 2360-644.7% · 243.7% · 1855-594.3% · 224.5% · 2350-543.1% · 153.9% · 1945-496.8% · 344.3% · 2240-442.5% · 123.1% · 1535-393.3% · 163.3% · 1630-343.3% · 163.7% · 1825-292.3% · 111.6% · 820-242.5% · 123.1% · 1515-191.4% · 72.5% · 1210-143.7% · 181.6% · 85-91.2% · 62.3% · 110-43.9% · 193.3% · 16◀ MaleFemale ▶

Share of all residents by 5-year band · hover a band for the count + split

Life stage
16%
29%
16%
19%
Children0–1416%Youth15–249.8%Young adults25–349.8%Midlife35–5429%Mature55–6416%Seniors65+19%
Household composition
21%
32%
33%
Lone person21%Couples, no kids32%Families with kids33%Other families8.9%Group / share4.2%
2.6 people / household0.7 persons / bedroom9.5% are 5+ person
Household sizepersons per dwelling
21%1
34%2
23%3
11%4
4.2%5
5.3%6+
Cultural make-upshare of residents · diversity = odds two differ
Born overseasⓘResidents born outside Australia, as a share of those who stated a birthplace.22%
Other language at homeⓘResidents who mainly speak a language other than English at home — counts the language used, not how well English is spoken.10%
Limited EnglishⓘResidents who speak English “not well” or “not at all”. A language-barrier measure, not bilingualism — many who speak another language at home still speak English well.0.6%
Both parents overseasⓘResidents whose mother and father were both born overseas — the Australian-born-to-migrants “second generation”, distinct from being born overseas yourself.27%
Australian citizensⓘResidents who are Australian citizens — both Australian-born and people who have since naturalised.93%
Birthplace diversity39%
Chance two random residents were born in different countries
Language diversity18%
Chance two random residents speak different languages at home
Religious diversity50%
Chance two random residents follow different religions
Where residents were bornoverseas origins
England8.1%
South Africa1.9%
Elsewhere1.9%
Ireland1.7%
China1.0%
New Zealand1.0%
USA1.0%
Germany0.8%
Born in Australia78%
Languages at homeother than English
Other3.3%
Afrikaans1.7%
German1.0%
Portuguese1.0%
Cantonese0.8%
Mandarin0.8%
Russian0.6%
English only90%
Ancestry% reporting · multi-response
English47%
Australian33%
Irish20%
Scottish12%
German4.6%
Italian4.4%
Faith & belieftap Christianity
No religion54%
▸Christianity46%
Judaism1.3%
Buddhism0.6%

20% report Irish ancestry, but only 1.7% were born in Ireland — the gap is the Australian-born and diaspora Irish community, invisible in birthplace alone.

Family originsparents’ birthplace
27%
17%
55%
Both parents overseas27%One parent overseas17%Both parents in Australia55%

A mix of established and newer migrant families.

When migrants arrivedshare of overseas-born
Before 198131%
1981-200038%
2001-201024%
2011-20157.9%
2016-20210.0%

2020–21 understated — COVID border closures.

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Affordability, Ownership & Housing

What it costs to live here, who owns versus rents, and the shape of the housing stock.

Affordability at a glance
LowMedianHighPercentile
Median weekly rentⓘMiddle weekly rent paid by renting households.Top 10%Median weekly rent · $490/wk — among the highest: in the top 10%, higher rent than 90% of Aussie suburbs.
Median monthly mortgageⓘMiddle monthly mortgage repayment among households with a mortgage.Top 23%Median monthly mortgage · $2,167/mo — well above average: in the top 23%, higher mortgages than 77% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 27%Rent stress · 24% — above average: in the top 27%, more rent stress than 73% of Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 48%Mortgage stress · 24% — typical: right around the median for Aussie suburbs.
High mortgage (≥$3k/mo)ⓘMortgaged households repaying $3,000 or more per month.Top 18%High mortgage · 29% — well above average: in the top 18%, more big mortgages than 82% of Aussie suburbs.
Social housingⓘHouseholds renting from a state housing authority or community housing provider.Bottom 1%Social housing · 0.0% — among the lowest: in the bottom 1%, less social housing than 100% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Bedrooms per dwellingshare of dwellings
0.0%0
0.0%1
6.9%2
39%3
37%4
12%5
3.7%6+
Who owns vs rentsoccupied dwellings
40%
49%
Owned outright40%Mortgage49%Renting11%
What’s built heredwelling types
99%
House99%Townhouse2.1%
99% separate houses0.0% apartments0.0% high-rise

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Economy & Work

Incomes, employment, and the occupation mix of the people who live here.

Income & work at a glance
LowMedianHighPercentile
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Top 24%Median personal income · $911/wk — well above average: in the top 24%, higher personal income than 76% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Top 19%Median family income · $2,483/wk — well above average: in the top 19%, higher family income than 81% of Aussie suburbs.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Top 16%Managers & professionals · 48% — well above average: in the top 16%, more professionals than 84% of Aussie suburbs.
High earners (≥$2k/wk)ⓘResidents earning $2,000 or more per week.Top 25%High earners · 16% — well above average: in the top 25%, more high earners than 75% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Occupations
LowMedianHighPercentile
Managers & professionalsⓘEmployed residents who work as managers or professionals.Top 16%Managers & professionals · 48% — well above average: in the top 16%, more professionals than 84% of Aussie suburbs.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Top 44%Clerical & admin · 13% — typical: right around the median for Aussie suburbs.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Top 49%Community & personal service · 12% — typical: right around the median for Aussie suburbs.
Sales workersⓘEmployed residents in sales jobs.Bottom 28%Sales workers · 6.7% — below average: in the bottom 28%, 72% of Aussie suburbs have more sales workers than this suburb.
Technicians, trades & labourersⓘEmployed residents in technical/trade, machinery-operating and labouring jobs.Bottom 15%Technicians, trades & labourers · 21% — well below average: in the bottom 15%, 85% of Aussie suburbs have more trades and labourers than this suburb.
Household incomeheight = share of households · weekly
% of households$0$300$650$1.5k$2.5k$4k+
Personal incomeheight = share of residents 15+ · weekly
% of residents 15+$0$300$650$1k$1.8k$3.5k+

A typical household pulls in about 2.3× the typical individual — a multi-earner area.

Labour forceemployment status · residents 15+
36%
24%
34%
Employed full-time36%Employed part-time24%Employed (away/other)4.2%Unemployed4.4%Not in labour force34%
LowMedianHighPercentile
Full-time workersⓘResidents in the labour force who are employed full-time.Top 47%Full-time workers · 36% — typical: right around the median for Aussie suburbs.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 28%Part-time workers · 38% — above average: in the top 28%, more part-time workers than 72% of Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 18%Unemployment rate · 6.7% — well above average: in the top 18%, more unemployment than 82% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Bottom 46%Not in labour force · 34% — typical: right around the median for Aussie suburbs.
Labour-force participationⓘResidents 15+ who are in the labour force — working or looking for work.Top 41%Labour-force participation · 67% — typical: right around the median for Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Getting Around

How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.

Transport at a glance
LowMedianHighPercentile
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Top 24%Public transport to work · 3.8% — well above average: in the top 24%, more public-transport commuters than 76% of Aussie suburbs.
Walked or cycled to workⓘCommuters who walked or cycled to work, of those who travelled.Top 46%Walked or cycled to work · 3.8% — typical: right around the median for Aussie suburbs.
Worked from homeⓘEmployed residents who worked from home in the Census week — elevated by COVID in 2021.Top 3%Worked from home · 46% — among the highest: in the top 3%, more working from home than 97% of Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Bottom 39%No motor vehicle · 2.1% — below average: in the bottom 39%, 61% of Aussie suburbs have more car-free households than this suburb.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Top 19%Vehicles per dwelling · 1.01 — well above average: in the top 19%, more vehicles per home than 81% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Journey to workamong commuters · top modes
Car (driver)86%
Car (passenger)4.8%
Train3.8%
Walked3.8%
Other/combined3.8%
Vehicles per dwellingshare of households
2.1%0
29%1
44%2
16%3
8.5%4+

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.


Education · ACARA My School 2025

Schools in and around Horsfield Bay

No school inside Horsfield Bay itself — the closest options around it are shown. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.

Within Horsfield Bay0schools in the suburb itself
Primary schools5within 5 km · nearest 1.2 km
Secondary schools2within 5 km · nearest 1.8 km
Median ICSEA rank35thenrolment-weighted
What is ICSEA Rank?

ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.

Nearby within7 schools
  • Nearby · within 5 km · 7Order by
  • 1
    St John the Baptist Catholic Primary SchoolCatholic · Primary · Co-ed · Years K-6 · Woy Woy South · 1.2 km
    State Rank—English—Maths—Students551Multilingual17%ICSEA Rank79th
  • 2
    Brisbane Water Secondary College Umina CampusGovernment · Secondary · Co-ed · Years 7-9 · Umina Beach · 1.8 km
    State Rank—English—Maths—Students787Multilingual10%ICSEA Rank32nd
  • 3
    Brisbane Water Secondary College Woy Woy CampusGovernment · Secondary · Co-ed · Years 10-12 · Woy Woy · 2.2 km
    State Rank—English—Maths—Students644Multilingual14%ICSEA Rank35th
  • 4
    Woy Woy South Public SchoolGovernment · Primary · Co-ed · Years K-6 · Woy Woy · 2.3 km
    State Rank—English—Maths—Students648Multilingual13%ICSEA Rank45th
  • 5
    Woy Woy Public SchoolGovernment · Primary · Co-ed · Years P-6 · Woy Woy · 2.5 km
    State Rank—English—Maths—Students365Multilingual19%ICSEA Rank33rd
  • 6
    Ettalong Public SchoolGovernment · Primary · Co-ed · Years K-6 · Ettalong Beach · 3.8 km
    State Rank—English—Maths—Students490Multilingual13%ICSEA Rank35th
  • 7
    Umina Beach Public SchoolGovernment · Primary · Co-ed · Years K-6 · Umina Beach · 3.8 km
    State Rank—English—Maths—Students606Multilingual16%ICSEA Rank51st
GovernmentCatholic

Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.

School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.


Census · ABS 2021

Turnover

How settled or transient the community is — and where newcomers came from.

Settledness at a glance
LowMedianHighPercentile
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Top 29%Settled 5+ years · 68% — above average: in the top 29%, more long-settled residents than 71% of Aussie suburbs.
Moved in past yearⓘResidents living at a different address one year earlier.Bottom 22%Moved in past year · 10% — well below average: in the bottom 22%, 78% of Aussie suburbs have more recent movers than this suburb.
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.Bottom 29%Arrived from overseas · 1.1% — below average: in the bottom 29%, 71% of Aussie suburbs have more recent migrants than this suburb.
This suburb Typical range (middle 50%) Median suburb
Where residents lived 5 years agoof those who stated
68%
25%
Same address68%Moved within area4.4%From elsewhere in Australia25%From overseas1.1%
Residential paceshare of residents
Moved in the past yearⓘResidents living at a different address one year earlier.10%
Moved in the past 5 yearsⓘResidents not living at the same address as five years ago.32%
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.1.1%
Property market
Market data

Snapshot

Headline price, rent, yield and time on market for Horsfield Bay — choose a property type and size below.

Active segment
Houses
Units
Median priceⓘLast 12 months
1.15M
↑ +0.0% YoY
Days on marketⓘLast 12 months
79
↓ 17 days YoY
SoldⓘLast 12 months
14
↑ +55.6% YoY
Months of supplyⓘLast 12 months
1.7mo
Median rentⓘLast 12 months
$830/w
↑ +3.8% YoY
Days to leaseⓘLast 12 months
21
↑ 1 day YoY
LeasedⓘLast 12 months
10
↑ +66.7% YoY
Gross yieldⓘLast 12 months
3.60%
Annualised
Data confidenceSales sample14ThinLease sample10ThinThin samples can swing month-to-month — treat single-figure deltas with care.
Market data

Segment breakdown

Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.

Year-on-year growth · demand percentile rank 0–100
Segment
Sales
Price
DOM
Leased
Rent
DOM
Yield
Market demand
01
Houses · 4 bed5 sales · 5 leases
Sales5▼−28.6%
Price—
Sales DOM—
Leased5▲+400.0%
Rent—
Rental DOM—
—
—
—
02
Houses · 2 bed2 sales · 2 leases
Sales2
Price—
Sales DOM—
Leased2▲+100.0%
Rent—
Rental DOM—
—
—
—
03
Houses · 3 bed3 sales · 1 leases
Sales3▲+200.0%
Price—
Sales DOM—
Leased1+0.0%
Rent—
Rental DOM—
—
—
—
04
Units · 1 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
05
Units · 2 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
06
Units · 3 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
All houses
Sales14▲+55.6%
Price—
Sales DOM—
Leased10▲+66.7%
Rent—
Rental DOM—
—
—
—
All units
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
Market data

Where each segment ranks

Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.

Metric
Ranked against

Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.

Houses
0/0above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Units
0/4above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Market data

The buy-versus-rent equation

What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.

Property
Compare to
NSW MEDIAN · +70%
Rent covers itRenting matches or beats the cost of owning−10% to 0%
BalancedMortgage roughly matches asking rent+30% to +60%
Far pricier to ownBuying costs much more than renting+100% to +130%+
BreakdownLast 12 months
Holding cost
Mortgage
Rent
Premium
Band
Assumes 80% LVR·6.0% rate·30y P&I
Premium = (weekly mortgage − weekly rent) ÷ weekly rent. Band thresholds are national breakpoints across ~11,400 eligible Australian segments — the Typical premium band spans national P25 to P75, so it’s literally what’s typical.
Market data

How strong is demand, and which way is it heading?

Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.

Side
View
Property
Compared against
Sales demand
0 segments · sales · vs Australia
rising
DOM change YoYis demand rising or falling?
falling
median
median
Recoveryweak but rising
Boomstrong and rising
Troughweak and falling
Peakstrong but easing
weakSales demandhow strong sales demand isstrong
Property segments · coloured by market phaseHover a point for its figures
Sales demand
How strong is sales demand — and is it rising or falling?
What this shows

Each dot is one of this suburb's property segments on the sales side. Left-right shows how strong sales demand is — combining how many properties sold in the last 12 months with how quickly they sold (median days on market). Top-bottom shows whether that demand is rising or falling compared to 12 months ago.

The two axes
Sales demandX axis
how strong sales demand is

A composite of 12-month sales volume and median days on market. Higher means more sales completed faster — stronger sales demand right now.

Days on market change (Year-on-year)Y axis
is demand rising or falling?

How much faster (or slower) sales are completing compared to 12 months ago. Top half means sales are completing faster than a year ago (demand growing).

Market data

Horsfield Bay against the neighbourhood

Eight diagnostic views cutting the data a different way each time — Horsfield Bay in blue, peers in colour.

Pair
View
Property
How fast — and is it getting faster?
0 peer segments · Total house
faster
DOM change YoYvs 12 months ago
slower
median
median
Recoveringquiet but accelerating
Boomingbusy and accelerating
Stalledquiet and slowing further
Coolingbusy but slowing
Horsfield Bay · this suburb
Demand index
—vs Australia
Days on market
79 days▲ +17 days YoY
Median price
$1.15M0.0% YoY
Sold (last year)
14▲ +55.6% YoY
Gross yield
3.60%
slowDays on marketmedian days to sellfast
This suburb Property segments · coloured by market phaseHover a point for its figures
PAIR 01 OF 08
How fast — and is it getting faster?
What this shows

Combines the current median days on market with how much faster or slower it is changing compared to last year. Top-right means a fast-selling market that is getting faster compared to last year — peak demand.

The two axes
Days on marketX axis
median days to sell

Median days a property sits on the market before selling. Right side = fewer days (faster).

Days on market change (Year-on-year)Y axis
vs 12 months ago

How much faster (or slower) sales are completing compared to 12 months ago. Top = sales completing faster than a year ago.

Market data

How much stock is available right now?

How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.

View
Sales market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.SoldSold (last year)Total sold transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months.
median
Rental market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months.
median
Severe
Very Tight
Tight
Balanced
Loose
Very Loose
Saturated
Under-suppliedOver-supplied
Market data

Who's transacting — buyers or tenants?

Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.

Property
Horsfield Bay — Units & Houses, all bedrooms
Jun 2021 – May 2026 · each point = a 12-month window
0%25%50%75%100%20222023202420252026
Sales · buyer transactions
Leases · tenant transactions
Latest tenant share · trailing year
41.7%

of Horsfield Bay's transactions in the year to May 2026 were leases.

5-year shift

Tenant share moved ↑ 8.3 pts since the 12 months ending Jun 2021, from 33.3% to 41.7%.

Market data

Five-year arc — how this market has moved

Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.

Property
Bedrooms
Median price (trailing year)
May 2026
$1.15M+0.0%
5y median $1.15Mvs last year $1.15M
Total sales (trailing year)
May 2026
14+55.6%
5y median 12vs last year 9
Days on market (trailing year)
May 2026
70 days-37
5y median 94 daysvs last year 107 days
Median rent (trailing year)
May 2026
$830/wk+3.8%
5y median $760/wkvs last year $800/wk
Total leases (trailing year)
May 2026
10+66.7%
5y median 8vs last year 6
Days on market (rental) (trailing year)
May 2026
21 days+0
5y median 21 daysvs last year 21 days
Gross yield (trailing year)
May 2026
3.75%+0.35 pt
5y median 3.30%vs last year 3.40%
Months of supply
May 2026
0.9 months-90.3%
5y median 5.5 monthsvs last year 9.3 months
Months of supply (rental)
May 2026
3.6 months-10.0%
5y median 1.7 monthsvs last year 4.0 months
Market data

Nearby markets

Every market within reach of Horsfield Bay, ranked by distance — each compared against this suburb's Houses · Total segment so divergence reads at a glance.

Market
Property
Bedrooms
Radius
Colour by
This marketHorsfield BayNSW 2256 · Houses · Total
Price$1.15M
DOM79 days
Sold14
11 markets within 5kmLast 12 months
01
Phegans BayNSW 2256 · 0.6km · Houses · Total
Price$1.05M
DOM59 days
Sold8
cheapermuch faster
02
Woy Woy BayNSW 2256 · 2.4km · Houses · Total
Price$1.37M
DOM40 days
Sold12
priciermuch faster
03
Woy WoyNSW 2256 · 2.8km · Houses · Total
Price$1.08M
DOM30 days
Sold131
cheapermuch faster
04
KoolewongNSW 2256 · 3.0km · Houses · Total
Price$1.15M
DOM45 days
Sold16
similar pricedmuch faster
05
Umina BeachNSW 2257 · 3.2km · Houses · Total
Price$1.26M
DOM31 days
Sold236
priciermuch faster
06
BlackwallNSW 2256 · 3.3km · Houses · Total
Price$1.21M
DOM58 days
Sold19
priciermuch faster
07
Ettalong BeachNSW 2257 · 3.8km · Houses · Total
Price$1.30M
DOM35 days
Sold73
priciermuch faster
08
St Huberts IslandNSW 2257 · 4.2km · Houses · Total
Price$1.95M
DOM86 days
Sold27
much pricierslower
09
TascottNSW 2250 · 4.6km · Houses · Total
Price$1.05M
DOM21 days
Sold40
cheapermuch faster
10
Booker BayNSW 2257 · 4.8km · Houses · Total
Price$1.57M
DOM45 days
Sold21
priciermuch faster
11
Daleys PointNSW 2257 · 5.0km · Houses · Total
Price$1.73M
DOM37 days
Sold16
much priciermuch faster
Loading map
Houses · TotalSales market
Stat colourHow each suburb's stat compares to Horsfield Bay
Much lowerLowerSimilarHigherMuch higher
Market data

Frequently asked · Horsfield Bay

19 data-driven answers about Horsfield Bay's property market — every one computed from the metrics above.

Browse by
  • What things costPrices, rent, yield, ownership cost4
  • How the market is movingSpeed, supply, growth, cycle phase6
  • How it comparesVs state, vs nearby, vs popular3
  • About the areaPopulation, income, who lives here, schools5
  • About this dataMethodology and update cadence1

What things cost

Prices, rent, yield, ownership cost
01

What is the median house price in Horsfield Bay?

#

The median house price in Horsfield Bay, NSW 2256 is $1.15M as of June 2026, based on 14 sales recorded over the past 12 months. Houses there have moved +0.0% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.

02

How much does it cost to rent in Horsfield Bay?

#

The median weekly house rent in Horsfield Bay is $830 as of June 2026, drawn from 10 leases over the past 12 months. House rents have moved +3.8% year-on-year. Current vacancy pressure is shown in the supply section above.

03

What is the gross rental yield in Horsfield Bay?

#

Gross rental yield in Horsfield Bay is 3.60% for houses as of June 2026, compared with the NSW unit median of 4.81%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.

04

What are typical sale prices by bedroom count in Horsfield Bay?

#

As of June 2026, Horsfield Bay medians by bedroom count:

Property1 bed2 bed3 bed4 bedTotal
Houses—$1.11M$1.03M$1.13M$1.15M

Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.

How the market is moving

Speed, supply, growth, cycle phase
05

What are Horsfield Bay's property market trends?

#

Horsfield Bay's property market trends to June 2026: house prices held flat +0.0% year-on-year; weekly house rents moved +3.8%; homes now sell in a median 79 days — slower than a year ago by 17; sales supply sits at 1.7 months (severe). Read together — price, rent, selling speed and supply — they show which way the Horsfield Bay market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.

06

What does the data say about Horsfield Bay as an investment?

#

As of June 2026 in Horsfield Bay, house prices were flat +0.0% over the year, gross rental yield is 3.60% against a NSW median of 3.39%, houses take a median 79 days to sell, sales supply is 1.7 months (severe). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.

07

How quickly do houses sell in Horsfield Bay?

#

Houses in Horsfield Bay sell in a median 79 days on market as of June 2026. Days on market have lengthened by 17 days versus a year ago. Faster clearance typically coincides with stronger buyer demand and lower supply.

08

Is Horsfield Bay a tight or loose property market right now?

#

Horsfield Bay's sales market sits at 1.7 months of supply for houses as of June 2026 — classified as Severe (extreme shortage) against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose. The rental side is looser at 2.4 months of supply.

09

Have property prices in Horsfield Bay gone up or down?

#

House prices in Horsfield Bay moved +0.0% over the 12 months to June 2026. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.

10

How active is the rental market in Horsfield Bay?

#

Horsfield Bay's house rental market sits at 2.4 months of supply as of June 2026 — classified as Very Loose, with 10 houses leased over the past 12 months. Tighter supply typically corresponds to faster letting and upward pressure on rents.

How it compares

Vs state, vs nearby, vs popular
11

How does Horsfield Bay compare to other NSW suburbs?

#

Horsfield Bay's median house price ($1.15M) is 0% above the NSW median ($1.15M) as of June 2026. On selling speed, houses clear in 79 days vs 29 days state median. On gross yield, Horsfield Bay sits at 3.60% vs 3.39% state median.

12

What's the most popular property type in Horsfield Bay?

#

The most-transacted segment in Horsfield Bay over the 12 months to June 2026 is 4 bed houses with 5 sales. 3 bed houses come second at 3 sales. The 'Most popular' panel above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.

13

How many properties were sold and leased in Horsfield Bay last year?

#

Horsfield Bay recorded 14 house sales and 0 unit sales over the 12 months to June 2026 — a combined 14 transactions. On the rental side, 10 houses and 0 units were leased. Segments with statistically thin samples are excluded from displayed figures.

About the area

Population, income, who lives here, schools
14

What is the population of Horsfield Bay?

#

Horsfield Bay, NSW 2256 is home to 501 residents (ABS Census 2021). The median resident age is 46, and the average household holds 2.6 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.

15

What is the median household income in Horsfield Bay?

#

The median household in Horsfield Bay earns $2k per week — roughly $108k a year (ABS Census 2021). Median personal income runs $911/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.

16

Do people own or rent in Horsfield Bay?

#

Horsfield Bay is mostly owner-occupied: about 88% of households are owner-occupiers and 11% rent (ABS Census 2021). Of owners, 40% own outright and 49% are paying off a mortgage.

17

What schools are near Horsfield Bay?

#

Horsfield Bay has 60 schools within reach — including St John the Baptist Catholic Primary School, Brisbane Water Secondary College Umina Campus, Brisbane Water Secondary College Woy Woy Campus. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).

18

Is Horsfield Bay a good place to live?

#

Horsfield Bay, NSW 2256 has a population of 501, a median age of 46, a median household income around $2k/week, 11% of households renting (ABS Census 2021). There are 60 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.

About this data

Methodology and update cadence
19

When was this Horsfield Bay market data last updated?

#

This Horsfield Bay market data was last updated June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.

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Methodology

  • How metrics are calculated
  • Glossary of terms
  • Browse all suburbs
  • All NSW suburbs
  • About Micromarkets.ai

Suburbs near Horsfield Bay

  • Phegans Bay0.6km
  • Woy Woy Bay2.4km
  • Woy Woy2.8km
  • Koolewong3.0km
  • Umina Beach3.2km
  • Blackwall3.3km
  • Ettalong Beach3.8km
  • St Huberts Island4.2km
  • Tascott4.6km
  • Booker Bay4.8km
  • Daleys Point5.0km
  • Saratoga5.0km
  • Wagstaffe5.0km
  • Patonga5.2km
  • Kariong5.4km
  • Pearl Beach5.5km
  • Davistown5.6km
  • Pretty Beach6.0km
  • Point Clare6.1km
  • Empire Bay6.2km
Disclaimer

Information is provided for general analytical purposes and does not constitute financial, investment, or property advice. Past performance does not predict future returns.

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