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Suburbs›NSW›Central Coast›Pearl Beach

Pearl Beach, NSW 2256

Property data updated June 2026·510 residents
Last 12 months snapshot
19 sales · 18 leases · Refreshed June 2026

Pearl Beach, NSW 2256 market activity

House sales narrowly top Pearl Beach, with 19 sales at around $1.829M, taking about 88 days to sell, one of the country's least in-demand house markets.

House rentals are nearly as big, with 16 leases at $840 a week, renting out in about 16 days. Rounding it out, 2 unit rentals at $655 a week.

Middle-incomeRetirement communityMany own outrightMulticulturalProfessional workforceWork-from-home hub

Who lives hereA middle-income, largely mortgage-free, retirement-age suburb — multicultural, with a strongly professional workforce, where working from home is the norm.

House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.

Census · ABS 2021

Snapshot

Population
510
Median age
64yrs
Avg household
2.0people
Male · Female
46% · 54%
Owner-occupied
83%
Renting
13%
Couples, no kids
49%
Lone person
29%
Born overseas
27%
Year 12+ⓘ
73%

Pearl Beach on the map

1.26 km²
Loading map
Ranked against all suburbs
How well-off · ABS SEIFA 2021 · vs Australia
Overall advantageⓘ
Top 11%
decile 9/10
IRSAD — Index of Relative Socio-economic Advantage & Disadvantage. Combines income, education, occupation and housing. Higher = more advantaged overall.
Economic resourcesⓘ
Top 39%
decile 7/10
IER — Index of Economic Resources. Household income, rent/mortgage costs and dwelling size. Higher = more economic resources (lots of renters or students pulls it down).
Education & jobsⓘ
Top 2%
decile 10/10
IEO — Index of Education and Occupation. Residents’ qualifications and skilled occupations. Higher = a more educated, higher-skilled workforce.
IncomeMedian household incomeProfessionalsShare who are managers or professionalsDiversityBirthplace diversityMortgage stressMortgage repayments as a share of incomeTrain / busCommute by public transportNo carHouseholds with no carNew moversMoved in within the last yearRent stressRent as a share of income
Hover a point for its percentile · – – – median
LowMedianHighPercentile
Median household incomeⓘMiddle weekly income of all households — half earn more, half less.Top 43%Median household income · $1,761/wk — typical: right around the median for Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 10%Rent stress · 28% — among the highest: in the top 10%, more rent stress than 90% of Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 19%Mortgage stress · 28% — well above average: in the top 19%, more mortgage stress than 81% of Aussie suburbs.
Birthplace diversityⓘChance two random residents were born in different countries — 0 = everyone the same, 1 = all different.Top 23%Birthplace diversity · 0.46 — well above average: in the top 23%, more diverse than 77% of Aussie suburbs.
Born overseasⓘResidents born outside Australia, of those who stated a birthplace.Top 23%Born overseas · 27% — well above average: in the top 23%, more overseas-born residents than 77% of Aussie suburbs.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Top 7%Managers & professionals · 56% — among the highest: in the top 7%, more professionals than 93% of Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Bottom 25%Unemployment rate · 3.2% — below average: in the bottom 25%, less unemployment than 75% of Aussie suburbs.
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Top 17%Public transport to work · 5.4% — well above average: in the top 17%, more public-transport commuters than 83% of Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Top 42%No motor vehicle · 3.9% — typical: right around the median for Aussie suburbs.
High-rise apartmentsⓘOccupied dwellings that are apartments in 4-storey-or-higher blocks.Bottom 1%High-rise apartments · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more high-rise apartments than this suburb.
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Bottom 40%Settled 5+ years · 60% — below average: in the bottom 40%, 60% of Aussie suburbs have more long-settled residents than this suburb.
This suburb Typical range · 25–75th Median
How this suburb comparesPosition among all Australian suburbs — “Top 10%” means higher than 90% of them.
LowMedianHighPercentile
LowMedianHighPercentile
Owner-occupiedⓘHouseholds that own their home — outright or with a mortgage.Top 32%Owner-occupied · 83% — above average: in the top 32%, more owner-occupiers than 68% of Aussie suburbs.
RentingⓘHouseholds renting their home.Bottom 29%Renting · 13% — below average: in the bottom 29%, 71% of Aussie suburbs have more renters than this suburb.
Owned outrightⓘHouseholds that own their home outright, with no mortgage.Top 2%Owned outright · 62% — among the highest: in the top 2%, more outright owners than 98% of Aussie suburbs.
Owned with mortgageⓘHouseholds buying their home with a mortgage.Bottom 11%Owned with mortgage · 21% — well below average: in the bottom 11%, 89% of Aussie suburbs have more mortgaged owners than this suburb.
Separate housesⓘOccupied dwellings that are standalone (detached) houses.Top 38%Separate houses · 97% — above average: in the top 38%, more detached houses than 62% of Aussie suburbs.
ApartmentsⓘOccupied dwellings that are flats or apartments, any height.Top 32%Apartments · 2.2% — above average: in the top 32%, more apartments than 68% of Aussie suburbs.
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Top 30%Median personal income · $872/wk — above average: in the top 30%, higher personal income than 70% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Top 39%Median family income · $2,131/wk — above average: in the top 39%, higher family income than 61% of Aussie suburbs.
Low earners (<$500/wk)ⓘResidents earning under $500 per week.Bottom 12%Low earners · 27% — well below average: in the bottom 12%, 88% of Aussie suburbs have more low earners than this suburb.
Low-income households (<$650/wk)ⓘHouseholds with a total income under $650 per week.Bottom 18%Low-income households · 9.3% — well below average: in the bottom 18%, 82% of Aussie suburbs have more low-income households than this suburb.
Full-time workersⓘResidents in the labour force who are employed full-time.Bottom 5%Full-time workers · 19% — among the lowest: in the bottom 5%, 95% of Aussie suburbs have more full-time workers than this suburb.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 11%Part-time workers · 41% — well above average: in the top 11%, more part-time workers than 89% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Top 4%Not in labour force · 58% — among the highest: in the top 4%, more out of the workforce than 96% of Aussie suburbs.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Bottom 31%Community & personal service · 9.9% — below average: in the bottom 31%, 69% of Aussie suburbs have more care and service workers than this suburb.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Top 21%Clerical & admin · 14% — well above average: in the top 21%, more clerical and admin workers than 79% of Aussie suburbs.
Sales workersⓘEmployed residents in sales jobs.Bottom 9%Sales workers · 4.4% — among the lowest: in the bottom 9%, 91% of Aussie suburbs have more sales workers than this suburb.
Completed Year 12+ⓘResidents aged 15+ whose highest year of school is Year 12 or equivalent.Top 11%Completed Year 12+ · 73% — well above average: in the top 11%, more Year-12 completion than 89% of Aussie suburbs.
In educationⓘResidents currently attending school, TAFE or university — full or part time.Bottom 3%In education · 11% — among the lowest: in the bottom 3%, 97% of Aussie suburbs have more students than this suburb.
Children (0–14)ⓘResidents aged 0–14.Bottom 3%Children · 8.0% — among the lowest: in the bottom 3%, 97% of Aussie suburbs have more children than this suburb.
Seniors (65+)ⓘResidents aged 65 and over.Top 1%Seniors · 50% — among the highest: in the top 1%, more seniors than 99% of Aussie suburbs.
Youth dependencyⓘChildren (0–14) for every 100 working-age residents aged 15–64.Bottom 9%Youth dependency · 18.39 — among the lowest: in the bottom 9%, fewer children per worker than 91% of Aussie suburbs.
Total dependencyⓘChildren (0–14) plus seniors (65+) for every 100 working-age residents aged 15–64.Top 1%Total dependency · 132.74 — among the highest: in the top 1%, more dependants per worker than 99% of Aussie suburbs.
Australian citizensⓘResidents who are Australian citizens — Australian-born and naturalised.Bottom 43%Australian citizens · 88% — typical: right around the median for Aussie suburbs.
Both parents born overseasⓘResidents whose mother and father were both born overseas — the second generation.Top 28%Both parents born overseas · 31% — above average: in the top 28%, more second-generation residents than 72% of Aussie suburbs.
Established migrants (pre-2011)ⓘOf overseas-born residents, the share who arrived before 2011 — higher = a long-settled migrant community.Top 45%Established migrants · 82% — typical: right around the median for Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 4%Vehicles per dwelling · 0.97 — among the lowest: in the bottom 4%, fewer vehicles per home than 96% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Who lives here

The age structure, household make-up, and cultural fabric of the people who call this suburb home.

Age & sex510 residentsMaleFemale
85+2.3% · 121.2% · 680-843.1% · 163.1% · 1675-796.3% · 325.0% · 2670-744.6% · 246.3% · 3265-697.3% · 378.8% · 4560-646.3% · 326.0% · 3055-594.0% · 215.0% · 2650-542.9% · 151.3% · 745-492.7% · 142.9% · 1540-440.6% · 31.3% · 735-390.6% · 31.3% · 730-340.6% · 32.3% · 1225-290.0% · 01.2% · 620-240.8% · 41.3% · 715-191.5% · 82.1% · 1110-141.2% · 61.3% · 75-91.0% · 51.5% · 80-41.0% · 51.2% · 6◀ MaleFemale ▶

Share of all residents by 5-year band · hover a band for the count + split

Life stage
15%
20%
50%
Children0–148.0%Youth15–245.1%Young adults25–344.1%Midlife35–5415%Mature55–6420%Seniors65+50%
Household composition
29%
49%
Lone person29%Couples, no kids49%Families with kids11%Other families9.8%Group / share2.6%
2.0 people / household0.6 persons / bedroom3.5% are 5+ person
Household sizepersons per dwelling
29%1
49%2
12%3
5.7%4
2.2%5
1.3%6+
Cultural make-upshare of residents · diversity = odds two differ
Born overseasⓘResidents born outside Australia, as a share of those who stated a birthplace.27%
Other language at homeⓘResidents who mainly speak a language other than English at home — counts the language used, not how well English is spoken.5.9%
Limited EnglishⓘResidents who speak English “not well” or “not at all”. A language-barrier measure, not bilingualism — many who speak another language at home still speak English well.0.0%
Both parents overseasⓘResidents whose mother and father were both born overseas — the Australian-born-to-migrants “second generation”, distinct from being born overseas yourself.31%
Australian citizensⓘResidents who are Australian citizens — both Australian-born and people who have since naturalised.88%
Birthplace diversity46%
Chance two random residents were born in different countries
Language diversity12%
Chance two random residents speak different languages at home
Religious diversity54%
Chance two random residents follow different religions
Where residents were bornoverseas origins
England9.0%
New Zealand3.6%
Elsewhere2.7%
Germany1.9%
Malta1.3%
Canada1.1%
Ireland1.1%
Netherlands1.1%
Born in Australia73%
Languages at homeother than English
Other1.7%
Vietnamese0.8%
Russian0.6%
English only94%
Ancestry% reporting · multi-response
English51%
Australian25%
Irish17%
Scottish15%
German5.5%
Italian2.9%
Faith & belieftap Christianity
No religion50%
▸Christianity45%
Islam1.1%
Other religions1.1%
Buddhism0.8%
Judaism0.6%

17% report Irish ancestry, but only 1.1% were born in Ireland — the gap is the Australian-born and diaspora Irish community, invisible in birthplace alone.

Family originsparents’ birthplace
31%
12%
56%
Both parents overseas31%One parent overseas12%Both parents in Australia56%

A mix of established and newer migrant families.

When migrants arrivedshare of overseas-born
Before 198151%
1981-200022%
2001-20109.6%
2011-20159.6%
2016-20218.1%

2020–21 understated — COVID border closures.

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Affordability, Ownership & Housing

What it costs to live here, who owns versus rents, and the shape of the housing stock.

Affordability at a glance
LowMedianHighPercentile
Median weekly rentⓘMiddle weekly rent paid by renting households.Top 10%Median weekly rent · $488/wk — among the highest: in the top 10%, higher rent than 90% of Aussie suburbs.
Median monthly mortgageⓘMiddle monthly mortgage repayment among households with a mortgage.Top 23%Median monthly mortgage · $2,167/mo — well above average: in the top 23%, higher mortgages than 77% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 10%Rent stress · 28% — among the highest: in the top 10%, more rent stress than 90% of Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 19%Mortgage stress · 28% — well above average: in the top 19%, more mortgage stress than 81% of Aussie suburbs.
High mortgage (≥$3k/mo)ⓘMortgaged households repaying $3,000 or more per month.Top 5%High mortgage · 49% — among the highest: in the top 5%, more big mortgages than 95% of Aussie suburbs.
Social housingⓘHouseholds renting from a state housing authority or community housing provider.Bottom 1%Social housing · 0.0% — among the lowest: in the bottom 1%, less social housing than 100% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Bedrooms per dwellingshare of dwellings
0.0%0
3.9%1
15%2
41%3
28%4
8.3%5
1.3%6+
Who owns vs rentsoccupied dwellings
62%
21%
13%
Owned outright62%Mortgage21%Renting13%Other1.3%
What’s built heredwelling types
97%
House97%Apartment2.2%
97% separate houses2.2% apartments0.0% high-rise

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Economy & Work

Incomes, employment, and the occupation mix of the people who live here.

Income & work at a glance
LowMedianHighPercentile
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Top 30%Median personal income · $872/wk — above average: in the top 30%, higher personal income than 70% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Top 39%Median family income · $2,131/wk — above average: in the top 39%, higher family income than 61% of Aussie suburbs.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Top 7%Managers & professionals · 56% — among the highest: in the top 7%, more professionals than 93% of Aussie suburbs.
High earners (≥$2k/wk)ⓘResidents earning $2,000 or more per week.Top 16%High earners · 19% — well above average: in the top 16%, more high earners than 84% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Occupations
LowMedianHighPercentile
Managers & professionalsⓘEmployed residents who work as managers or professionals.Top 7%Managers & professionals · 56% — among the highest: in the top 7%, more professionals than 93% of Aussie suburbs.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Top 21%Clerical & admin · 14% — well above average: in the top 21%, more clerical and admin workers than 79% of Aussie suburbs.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Bottom 31%Community & personal service · 9.9% — below average: in the bottom 31%, 69% of Aussie suburbs have more care and service workers than this suburb.
Sales workersⓘEmployed residents in sales jobs.Bottom 9%Sales workers · 4.4% — among the lowest: in the bottom 9%, 91% of Aussie suburbs have more sales workers than this suburb.
Technicians, trades & labourersⓘEmployed residents in technical/trade, machinery-operating and labouring jobs.Bottom 4%Technicians, trades & labourers · 13% — among the lowest: in the bottom 4%, 96% of Aussie suburbs have more trades and labourers than this suburb.
Household incomeheight = share of households · weekly
% of households$0$300$650$1.5k$2.5k$4k+
Personal incomeheight = share of residents 15+ · weekly
% of residents 15+$0$300$650$1k$1.8k$3.5k+

A typical household pulls in about 2.0× the typical individual — a multi-earner area.

Labour forceemployment status · residents 15+
19%
17%
58%
Employed full-time19%Employed part-time17%Employed (away/other)2.2%Unemployed1.4%Not in labour force58%
LowMedianHighPercentile
Full-time workersⓘResidents in the labour force who are employed full-time.Bottom 5%Full-time workers · 19% — among the lowest: in the bottom 5%, 95% of Aussie suburbs have more full-time workers than this suburb.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 11%Part-time workers · 41% — well above average: in the top 11%, more part-time workers than 89% of Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Bottom 25%Unemployment rate · 3.2% — below average: in the bottom 25%, less unemployment than 75% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Top 4%Not in labour force · 58% — among the highest: in the top 4%, more out of the workforce than 96% of Aussie suburbs.
Labour-force participationⓘResidents 15+ who are in the labour force — working or looking for work.Bottom 4%Labour-force participation · 42% — among the lowest: in the bottom 4%, less workforce participation than 96% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Getting Around

How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.

Transport at a glance
LowMedianHighPercentile
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Top 17%Public transport to work · 5.4% — well above average: in the top 17%, more public-transport commuters than 83% of Aussie suburbs.
Walked or cycled to workⓘCommuters who walked or cycled to work, of those who travelled.Top 25%Walked or cycled to work · 7.1% — well above average: in the top 25%, more walking and cycling than 75% of Aussie suburbs.
Worked from homeⓘEmployed residents who worked from home in the Census week — elevated by COVID in 2021.Top 1%Worked from home · 57% — among the highest: in the top 1%, more working from home than 99% of Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Top 42%No motor vehicle · 3.9% — typical: right around the median for Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 4%Vehicles per dwelling · 0.97 — among the lowest: in the bottom 4%, fewer vehicles per home than 96% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Journey to workamong commuters · top modes
Car (driver)79%
Car (passenger)8.9%
Walked7.1%
Train5.4%
Vehicles per dwellingshare of households
3.9%0
41%1
41%2
10%3
3.9%4+

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.


Education · ACARA My School 2025

Schools in and around Pearl Beach

No school inside Pearl Beach itself — the closest options around it are shown. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.

Within Pearl Beach0schools in the suburb itself
Primary schools5within 5 km · nearest 2.1 km
Secondary schools1within 5 km · nearest 3.9 km
Median ICSEA rank45thenrolment-weighted
What is ICSEA Rank?

ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.

Nearby within6 schools
  • Nearby · within 5 km · 6Order by
  • 1
    Umina Beach Public SchoolGovernment · Primary · Co-ed · Years K-6 · Umina Beach · 2.1 km
    State Rank—English—Maths—Students606Multilingual16%ICSEA Rank51st
  • 2
    Brisbane Water Secondary College Umina CampusGovernment · Secondary · Co-ed · Years 7-9 · Umina Beach · 3.9 km
    State Rank—English—Maths—Students787Multilingual10%ICSEA Rank32nd
  • 3
    Ettalong Public SchoolGovernment · Primary · Co-ed · Years K-6 · Ettalong Beach · 4.2 km
    State Rank—English—Maths—Students490Multilingual13%ICSEA Rank35th
  • 4
    St John the Baptist Catholic Primary SchoolCatholic · Primary · Co-ed · Years K-6 · Woy Woy South · 4.4 km
    State Rank—English—Maths—Students551Multilingual17%ICSEA Rank79th
  • 5
    Woy Woy South Public SchoolGovernment · Primary · Co-ed · Years K-6 · Woy Woy · 4.6 km
    State Rank—English—Maths—Students648Multilingual13%ICSEA Rank45th
  • 6
    Pretty Beach Public SchoolGovernment · Primary · Co-ed · Years K-6 · Pretty Beach · 4.6 km
    State RankTop 44%English★★★★★★★★★★Maths★★★★★★★★★★Students154Multilingual15%ICSEA Rank85th
GovernmentCatholic

Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.

School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.


Census · ABS 2021

Turnover

How settled or transient the community is — and where newcomers came from.

Settledness at a glance
LowMedianHighPercentile
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Bottom 40%Settled 5+ years · 60% — below average: in the bottom 40%, 60% of Aussie suburbs have more long-settled residents than this suburb.
Moved in past yearⓘResidents living at a different address one year earlier.Top 34%Moved in past year · 15% — above average: in the top 34%, more recent movers than 66% of Aussie suburbs.
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.Top 24%Arrived from overseas · 4.3% — well above average: in the top 24%, more recent migrants than 76% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Where residents lived 5 years agoof those who stated
60%
30%
Same address60%Moved within area5.8%From elsewhere in Australia30%From overseas4.3%
Residential paceshare of residents
Moved in the past yearⓘResidents living at a different address one year earlier.15%
Moved in the past 5 yearsⓘResidents not living at the same address as five years ago.40%
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.4.3%
Property market
Market data

Snapshot

Headline price, rent, yield and time on market for Pearl Beach — choose a property type and size below.

Active segment
Houses
Units
Median priceⓘLast 12 months
1.83M
↑ +16.2% YoY
Days on marketⓘLast 12 months
88
↑ 20 days YoY
SoldⓘLast 12 months
19
↓ -29.6% YoY
Months of supplyⓘLast 12 months
8.8mo
Median rentⓘLast 12 months
$840/w
↑ +5.7% YoY
Days to leaseⓘLast 12 months
16
↑ 0 days YoY
LeasedⓘLast 12 months
16
↑ +45.5% YoY
Gross yieldⓘLast 12 months
2.30%
Annualised
Data confidenceSales sample19ThinLease sample16ThinThin samples can swing month-to-month — treat single-figure deltas with care.
Market data

Segment breakdown

Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.

Year-on-year growth · demand percentile rank 0–100
Segment
Sales
Price
DOM
Leased
Rent
DOM
Yield
Market demand
01
Houses · 4 bed9 sales · 4 leases
Sales9+0.0%
Price—
Sales DOM—
Leased4▼−20.0%
Rent—
Rental DOM—
—
—
—
02
Houses · 3 bed7 sales · 2 leases
Sales7▼−22.2%
Price—
Sales DOM—
Leased2▼−60.0%
Rent—
Rental DOM—
—
—
—
03
Houses · 2 bed1 sales · 5 leases
Sales1▼−75.0%
Price—
Sales DOM—
Leased5▲+400.0%
Rent—
Rental DOM—
—
—
—
04
Units · 1 bed0 sales · 1 leases
Sales—
Price—
Sales DOM—
Leased1
Rent—
Rental DOM—
—
—
—
05
Units · 2 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
06
Units · 3 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
All houses
Sales19▼−29.6%
Price$1.83M▲+16.2%
Sales DOM88 days▼−20d
Leased16▲+45.5%
Rent$840/wk▲+5.7%
Rental DOM16 days+0d
2.30%
6/100
36/100
All units
Sales—
Price—
Sales DOM—
Leased2
Rent—
Rental DOM—
—
—
—
Market data

Where each segment ranks

Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.

Metric
Ranked against

Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.

Houses
0/1above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Units
0/4above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Market data

The buy-versus-rent equation

What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.

Property
Compare to
Houses · Total: +141%
NSW MEDIAN · +70%
Rent covers itRenting matches or beats the cost of owning−10% to 0%
BalancedMortgage roughly matches asking rent+30% to +60%
Far pricier to ownBuying costs much more than renting+100% to +130%+
BreakdownLast 12 months
Holding cost
Mortgage
Rent
Premium
Band
Assumes 80% LVR·6.0% rate·30y P&I
Premium = (weekly mortgage − weekly rent) ÷ weekly rent. Band thresholds are national breakpoints across ~11,400 eligible Australian segments — the Typical premium band spans national P25 to P75, so it’s literally what’s typical.
Market data

How strong is demand, and which way is it heading?

Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.

Side
View
Property
Compared against
Sales demand
1 segments · sales · vs Australia
rising
DOM change YoYis demand rising or falling?
falling
median
median
Recoveryweak but rising
Boomstrong and rising
Troughweak and falling
Peakstrong but easing
House Total
Demand index
5 / 100vs Australia
Days on market
88 days▼ −20 days YoY
Median price
$1.83M▲ +16.2% YoY
Sold (last year)
19▼ −29.6% YoY
weakSales demandhow strong sales demand isstrong
Property segments · coloured by market phaseHover a point for its figures
Sales demand
How strong is sales demand — and is it rising or falling?
What this shows

Each dot is one of this suburb's property segments on the sales side. Left-right shows how strong sales demand is — combining how many properties sold in the last 12 months with how quickly they sold (median days on market). Top-bottom shows whether that demand is rising or falling compared to 12 months ago.

The two axes
Sales demandX axis
how strong sales demand is

A composite of 12-month sales volume and median days on market. Higher means more sales completed faster — stronger sales demand right now.

Days on market change (Year-on-year)Y axis
is demand rising or falling?

How much faster (or slower) sales are completing compared to 12 months ago. Top half means sales are completing faster than a year ago (demand growing).

Market data

Pearl Beach against the neighbourhood

Eight diagnostic views cutting the data a different way each time — Pearl Beach in blue, peers in colour.

Pair
View
Property
How fast — and is it getting faster?
0 peer segments · Total house
faster
DOM change YoYvs 12 months ago
slower
median
median
Recoveringquiet but accelerating
Boomingbusy and accelerating
Stalledquiet and slowing further
Coolingbusy but slowing
Pearl Beach · this suburb
Demand index
5 / 100vs Australia
Days on market
88 days▼ −20 days YoY
Median price
$1.83M▲ +16.2% YoY
Sold (last year)
19▼ −29.6% YoY
Gross yield
2.30%
slowDays on marketmedian days to sellfast
This suburb Property segments · coloured by market phaseHover a point for its figures
PAIR 01 OF 08
How fast — and is it getting faster?
What this shows

Combines the current median days on market with how much faster or slower it is changing compared to last year. Top-right means a fast-selling market that is getting faster compared to last year — peak demand.

The two axes
Days on marketX axis
median days to sell

Median days a property sits on the market before selling. Right side = fewer days (faster).

Days on market change (Year-on-year)Y axis
vs 12 months ago

How much faster (or slower) sales are completing compared to 12 months ago. Top = sales completing faster than a year ago.

Market data

How much stock is available right now?

How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.

View
Sales market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.SoldSold (last year)Total sold transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months.
median
Rental market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months.
median
Severe
Very Tight
Tight
Balanced
Loose
Very Loose
Saturated
Under-suppliedOver-supplied
Market data

Who's transacting — buyers or tenants?

Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.

Property
Pearl Beach — Units & Houses, all bedrooms
Jun 2021 – May 2026 · each point = a 12-month window
0%25%50%75%100%20222023202420252026
Sales · buyer transactions
Leases · tenant transactions
Latest tenant share · trailing year
50.0%

of Pearl Beach's transactions in the year to May 2026 were leases.

5-year shift

Tenant share moved ↑ 31.3 pts since the 12 months ending Jun 2021, from 18.8% to 50.0%.

Market data

Five-year arc — how this market has moved

Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.

Property
Bedrooms
Median price (trailing year)
May 2026
$1.86M+15.8%
5y median $1.96Mvs last year $1.60M
Total sales (trailing year)
May 2026
18-35.7%
5y median 23vs last year 28
Days on market (trailing year)
May 2026
102 days-8
5y median 102 daysvs last year 110 days
Median rent (trailing year)
May 2026
$840/wk+5.7%
5y median $750/wkvs last year $795/wk
Total leases (trailing year)
May 2026
16+45.5%
5y median 11vs last year 11
Days on market (rental) (trailing year)
May 2026
16 days-1
5y median 21 daysvs last year 17 days
Gross yield (trailing year)
May 2026
2.35%-0.23 pt
5y median 2.05%vs last year 2.58%
Months of supply
May 2026
9.3 months+82.4%
5y median 8.3 monthsvs last year 5.1 months
Months of supply (rental)
May 2026
3.8 months+72.7%
5y median 2.2 monthsvs last year 2.2 months
Market data

Nearby markets

Every market within reach of Pearl Beach, ranked by distance — each compared against this suburb's Houses · Total segment so divergence reads at a glance.

Market
Property
Bedrooms
Radius
Colour by
This marketPearl BeachNSW 2256 · Houses · Total
Price$1.83M
DOM88 days
Sold19
9 markets within 5kmLast 12 months
01
PatongaNSW 2256 · 2.2km · Houses · Total
Price$1.95M
DOM66 days
Sold6
priciermuch faster
02
Umina BeachNSW 2257 · 2.6km · Houses · Total
Price$1.26M
DOM31 days
Sold236
much cheapermuch faster
03
Box HeadNSW 2257 · 3.8km · Houses · Total
Price—
DOM150 days
Sold—
much slower
04
Ettalong BeachNSW 2257 · 3.8km · Houses · Total
Price$1.30M
DOM35 days
Sold73
cheapermuch faster
05
WagstaffeNSW 2257 · 3.9km · Houses · Total
Price$2.16M
DOM25 days
Sold5
priciermuch faster
06
Little WobbyNSW 2256 · 4.5km · Houses · Total
Price$769k
DOM144 days
Sold2
much cheapermuch slower
07
Woy WoyNSW 2256 · 4.6km · Houses · Total
Price$1.08M
DOM30 days
Sold131
much cheapermuch faster
08
Pretty BeachNSW 2257 · 4.6km · Houses · Total
Price$1.48M
DOM93 days
Sold8
cheaperslower
09
BlackwallNSW 2256 · 4.9km · Houses · Total
Price$1.21M
DOM58 days
Sold19
much cheapermuch faster
Loading map
Houses · TotalSales market
Stat colourHow each suburb's stat compares to Pearl Beach
Much lowerLowerSimilarHigherMuch higher
Market data

Similar markets

NSW markets whose Houses · Total segment behaves most like Pearl Beach's on the buy side — ranked by a like-for-like blend of price, yield, days on market, ownership cost and cycle phase.

Colour by
Property
Bedrooms
Market
Loading map
This marketPearl BeachNSW 2256 · Houses · Total
Price$1.83M
DOM88 days
Sold19
Most similar sales markets · within 6.1–149 kmLast 12 months
01
St Huberts IslandNSW 2257 · 7km · 84% match
Price$1.95M
DOM86 days
Sold27
02
Boat HarbourNSW 2316 · 113km · 82% match
Price$1.75M
DOM85 days
Sold20
03
Pitt TownNSW 2756 · 40km · 77% match
Price$1.81M
DOM53 days
Sold52
04
KillcareNSW 2257 · 6km · 76% match
Price$1.90M
DOM114 days
Sold17
05
BanksiaNSW 2216 · 47km · 76% match
Price$1.84M
DOM25 days
Sold39
06
RedheadNSW 2290 · 71km · 75% match
Price$1.85M
DOM31 days
Sold35
07
KogarahNSW 2217 · 50km · 75% match
Price$1.90M
DOM26 days
Sold51
08
Bexley NorthNSW 2207 · 48km · 75% match
Price$1.89M
DOM24 days
Sold37
09
KurrajongNSW 2758 · 57km · 74% match
Price$1.73M
DOM106 days
Sold31
10
BerryNSW 2535 · 149km · 74% match
Price$1.72M
DOM112 days
Sold61
12
AsquithNSW 2077 · 24km · 74% match
Price$1.83M
DOM23 days
Sold31
23
Strathfield SouthNSW 2136 · 45km · 70% match
Price$2.16M
DOM31 days
Sold26
54
Berowra HeightsNSW 2082 · 17km · 65% match
Price$1.66M
DOM29 days
Sold73
58
ArncliffeNSW 2205 · 46km · 65% match
Price$1.88M
DOM26 days
Sold92
68
CanterburyNSW 2193 · 45km · 65% match
Price$2.04M
DOM25 days
Sold37
91
Hurlstone ParkNSW 2193 · 44km · 63% match
Price$2.38M
DOM25 days
Sold45
99
Pennant HillsNSW 2120 · 31km · 62% match
Price$2.10M
DOM24 days
Sold77
178
CampsieNSW 2194 · 45km · 58% match
Price$2.05M
DOM26 days
Sold83
Stat colourHow each suburb's stat compares to Pearl Beach
Much lowerLowerSimilarHigherMuch higher

Comparable sales markets to Pearl Beach include St Huberts Island (NSW 2257), Boat Harbour (NSW 2316), Pitt Town (NSW 2756), Killcare (NSW 2257), Banksia (NSW 2216), Redhead (NSW 2290), Kogarah (NSW 2217) and Bexley North (NSW 2207). Each link opens that suburb's full market report.

Market data

Frequently asked · Pearl Beach

21 data-driven answers about Pearl Beach's property market — every one computed from the metrics above.

Browse by
  • What things costPrices, rent, yield, ownership cost4
  • How the market is movingSpeed, supply, growth, cycle phase7
  • How it comparesVs state, vs nearby, vs popular4
  • About the areaPopulation, income, who lives here, schools5
  • About this dataMethodology and update cadence1

What things cost

Prices, rent, yield, ownership cost
01

What is the median house price in Pearl Beach?

#

The median house price in Pearl Beach, NSW 2256 is $1.83M as of June 2026, based on 19 sales recorded over the past 12 months. Houses there have moved +16.2% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.

02

How much does it cost to rent in Pearl Beach?

#

The median weekly house rent in Pearl Beach is $840 as of June 2026, drawn from 16 leases over the past 12 months. Units rent for around $655 per week. House rents have moved +5.7% year-on-year. Current vacancy pressure is shown in the supply section above.

03

What is the gross rental yield in Pearl Beach?

#

Gross rental yield in Pearl Beach is 2.30% for houses as of June 2026, compared with the NSW unit median of 4.81%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.

04

What are typical sale prices by bedroom count in Pearl Beach?

#

As of June 2026, Pearl Beach medians by bedroom count:

Property1 bed2 bed3 bed4 bedTotal
Houses—$1.48M$1.71M$1.95M$1.83M

Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.

How the market is moving

Speed, supply, growth, cycle phase
05

What are Pearl Beach's property market trends?

#

Pearl Beach's property market trends to June 2026: house prices rose +16.2% year-on-year; weekly house rents moved +5.7%; homes now sell in a median 88 days — faster than a year ago by 20; sales supply sits at 8.8 months (saturated). Read together — price, rent, selling speed and supply — they show which way the Pearl Beach market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.

06

What does the data say about Pearl Beach as an investment?

#

As of June 2026 in Pearl Beach, house prices rose +16.2% over the year, gross rental yield is 2.30% against a NSW median of 3.39%, houses take a median 88 days to sell, sales supply is 8.8 months (saturated). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.

07

How quickly do houses sell in Pearl Beach?

#

Houses in Pearl Beach sell in a median 88 days on market as of June 2026. Days on market have tightened by 20 days versus a year ago. Faster clearance typically coincides with stronger buyer demand and lower supply.

08

Is Pearl Beach a tight or loose property market right now?

#

Pearl Beach's sales market sits at 8.8 months of supply for houses as of June 2026 — classified as Saturated (extreme oversupply) against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose. The rental side is tighter still at 3.8 months of supply.

09

Have property prices in Pearl Beach gone up or down?

#

House prices in Pearl Beach moved +16.2% over the 12 months to June 2026. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.

10

How active is the rental market in Pearl Beach?

#

Pearl Beach's house rental market sits at 3.8 months of supply as of June 2026 — classified as Saturated (extreme oversupply), with 16 houses leased over the past 12 months. Units sit at 0.0 months. Tighter supply typically corresponds to faster letting and upward pressure on rents.

11

Where is Pearl Beach in its property market cycle?

#

Pearl Beach's house market is currently in the 'softer_firming' phase as of June 2026 — combining low sales velocity (bottom quartile nationally) with year-on-year tightening in days on market. The demand cycle chart above plots all eight segments on the same demand-versus-direction axes.

How it compares

Vs state, vs nearby, vs popular
12

How does Pearl Beach compare to other NSW suburbs?

#

Pearl Beach's median house price ($1.83M) is 59% above the NSW median ($1.15M) as of June 2026. On selling speed, houses clear in 88 days vs 29 days state median. On gross yield, Pearl Beach sits at 2.30% vs 3.39% state median.

13

How does Pearl Beach compare to neighbouring suburbs?

#

Pearl Beach's most-similar nearby market is St Huberts Island (6.5 km away) with a median house price of $1.95M — about 7% pricier. The Nearby and Similar markets sections above rank every peer within radius and by composite similarity across price, days on market, yield, ownership cost and cycle phase.

14

What's the most popular property type in Pearl Beach?

#

The most-transacted segment in Pearl Beach over the 12 months to June 2026 is 4 bed houses with 9 sales. 3 bed houses come second at 7 sales. The 'Most popular' panel above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.

15

How many properties were sold and leased in Pearl Beach last year?

#

Pearl Beach recorded 19 house sales and 0 unit sales over the 12 months to June 2026 — a combined 19 transactions. On the rental side, 16 houses and 2 units were leased. Segments with statistically thin samples are excluded from displayed figures.

About the area

Population, income, who lives here, schools
16

What is the population of Pearl Beach?

#

Pearl Beach, NSW 2256 is home to 510 residents (ABS Census 2021). The median resident age is 64, and the average household holds 2.0 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.

17

What is the median household income in Pearl Beach?

#

The median household in Pearl Beach earns $2k per week — roughly $92k a year (ABS Census 2021). Median personal income runs $872/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.

18

Do people own or rent in Pearl Beach?

#

Pearl Beach is mostly owner-occupied: about 83% of households are owner-occupiers and 13% rent (ABS Census 2021). Of owners, 62% own outright and 21% are paying off a mortgage.

19

What schools are near Pearl Beach?

#

Pearl Beach has 60 schools within reach — including Umina Beach Public School, Brisbane Water Secondary College Umina Campus, Ettalong Public School. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).

20

Is Pearl Beach a good place to live?

#

Pearl Beach, NSW 2256 has a population of 510, a median age of 64, a median household income around $2k/week, 13% of households renting (ABS Census 2021). There are 60 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.

About this data

Methodology and update cadence
21

When was this Pearl Beach market data last updated?

#

This Pearl Beach market data was last updated June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.

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Methodology

  • How metrics are calculated
  • Glossary of terms
  • Browse all suburbs
  • All NSW suburbs
  • About Micromarkets.ai

Suburbs near Pearl Beach

  • Patonga2.2km
  • Umina Beach2.6km
  • Box Head3.8km
  • Ettalong Beach3.8km
  • Wagstaffe3.9km
  • Little Wobby4.5km
  • Pretty Beach4.6km
  • Woy Woy4.6km
  • Blackwall4.9km
  • Hardys Bay5.0km
  • Booker Bay5.1km
  • Great Mackerel Beach5.5km
  • Horsfield Bay5.5km
  • Phegans Bay6.0km
  • Dangar Island6.0km
  • Killcare6.1km
  • Daleys Point6.1km
  • Palm Beach6.5km
  • St Huberts Island6.5km
  • Killcare Heights6.9km
Disclaimer

Information is provided for general analytical purposes and does not constitute financial, investment, or property advice. Past performance does not predict future returns.

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