Median priceⓘLast 12 months
826kk
↑ +50.0% YoY
Paynes Crossing, NSW 2325
Property data updated ·50 residents
Last 12 months snapshot
2 sales · 0 leases · Small sample · Refreshed July 2026
Inside Paynes Crossing, NSW 2325's recent activity
In the last 12 months, Paynes Crossing, NSW 2325 saw two houses sold — too small a sample to describe a suburb-wide figure.
The most recent Census still shows who lives in Paynes Crossing; that profile sits below.
Retirement communityMany own outright
Who lives hereA largely mortgage-free, retirement-age suburb.
House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.
Census · ABS 2021
Paynes Crossing demographics & population
Population
50
Median age
61yrs
Avg household
2.3people
Male · Female
50% · 50%
Owner-occupied
50%
Renting
50%
Lone person
50%
Couples, no kids
50%
Born overseas
50%
Year 12+ⓘ
50%
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
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Census · ABS 2021
Who lives in Paynes Crossing?
The age structure, household make-up, and cultural fabric of the people who call this suburb home.
Age & sex40 residentsMaleFemale
Share of all residents by 5-year band · hover a band for the count + split
Life stage
50%
50%
50%
50%
50%
50%
Children0–1450%Youth15–2450%Young adults25–3450%Midlife35–5450%Mature55–6450%Seniors65+50%
Household composition
50%
50%
50%
50%
50%
Lone person50%Couples, no kids50%Families with kids50%Other families50%Group / share50%
1.6 people / household0.4 persons / bedroom50% are 5+ person
Household sizepersons per dwelling
50%1
50%2
50%3
50%4
50%5
50%6+
Cultural make-upshare of residents · diversity = odds two differ
Born overseasⓘResidents born outside Australia, as a share of those who stated a birthplace.50%
Other language at homeⓘResidents who mainly speak a language other than English at home — counts the language used, not how well English is spoken.50%
Limited EnglishⓘResidents who speak English “not well” or “not at all”. A language-barrier measure, not bilingualism — many who speak another language at home still speak English well.50%
Both parents overseasⓘResidents whose mother and father were both born overseas — the Australian-born-to-migrants “second generation”, distinct from being born overseas yourself.50%
Australian citizensⓘResidents who are Australian citizens — both Australian-born and people who have since naturalised.50%
Birthplace diversity19%
Chance two random residents were born in different countries
Language diversity0%
Chance two random residents speak different languages at home
Religious diversity37%
Chance two random residents follow different religions
Where residents were borntop birthplaces
Afghanistan50%
Australia50%
Bangladesh50%
Bosnia & Herzegovina50%
Brazil50%
Cambodia50%
Canada50%
Chile50%
Languages at hometop languages
English only50%
Afrikaans50%
Arabic50%
Australian Indigenous50%
Cantonese50%
Mandarin50%
Other Chinese50%
Croatian50%
Ancestry% reporting · multi-response
Australian50%
Aboriginal/Torres Strait Islander50%
Chinese50%
Croatian50%
Dutch50%
English50%
Faith & belieftap Christianity
No religion50%
▸Christianity50%
Islam50%
Buddhism50%
Hinduism50%
Judaism50%
Other religions50%
Family originsparents’ birthplace
50%
50%
50%
Both parents overseas50%One parent overseas50%Both parents in Australia50%
A strongly multicultural community with deep migrant heritage.
When migrants arrivedshare of overseas-born
Before 198150%
1981-200050%
2001-201050%
2011-201550%
2016-202150%
2020–21 understated — COVID border closures.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Census · ABS 2021
Housing & affordability in Paynes Crossing
What it costs to live here, who owns versus rents, and the shape of the housing stock.
Affordability at a glance
LowMedianHighPercentile
Median weekly rentⓘMiddle weekly rent paid by renting households.—
Median monthly mortgageⓘMiddle monthly mortgage repayment among households with a mortgage.—
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.—
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.—
Social housingⓘHouseholds renting from a state housing authority or community housing provider.—
Unoccupied on census nightⓘDwellings recorded as unoccupied on Census night — holiday homes, between-tenant rentals, etc.—
Large dwellings (4+ bed)ⓘOccupied dwellings with 4 or more bedrooms.—
This suburb Typical range (middle 50%) Median suburb
Bedrooms per dwellingshare of dwellings
50%0
50%1
50%2
50%3
50%4
50%5
50%6+
Who owns vs rentsoccupied dwellings
50%
50%
50%
50%
Owned outright50%Mortgage50%Renting50%Other50%
What’s built heredwelling types
50%
50%
50%
50%
House50%Townhouse50%Apartment50%Other50%
50% separate houses50% apartments50% high-rise
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Census · ABS 2021
Income & employment in Paynes Crossing
Incomes, employment, and the occupation mix of the people who live here.
Income & work at a glance
LowMedianHighPercentile
Median personal incomeⓘMiddle weekly income of individuals aged 15+.—
Median family incomeⓘMiddle weekly income of families.—
Managers & professionalsⓘEmployed residents who work as managers or professionals.—
High earners (≥$2k/wk)ⓘResidents earning $2,000 or more per week.—
This suburb Typical range (middle 50%) Median suburb
Occupations
LowMedianHighPercentile
Managers & professionalsⓘEmployed residents who work as managers or professionals.—
Clerical & adminⓘEmployed residents in clerical and administrative jobs.—
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.—
Sales workersⓘEmployed residents in sales jobs.—
Technicians, trades & labourersⓘEmployed residents in technical/trade, machinery-operating and labouring jobs.—
Household incomeheight = share of households · weekly
Personal incomeheight = share of residents 15+ · weekly
A typical household pulls in about 4.2× the typical individual — a multi-earner area.
Labour forceemployment status · residents 15+
50%
50%
50%
50%
50%
Employed full-time50%Employed part-time50%Employed (away/other)50%Unemployed50%Not in labour force50%
LowMedianHighPercentile
Full-time workersⓘResidents in the labour force who are employed full-time.—
Part-time workersⓘEmployed residents working part-time, of all employed.—
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.—
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.—
Labour-force participationⓘResidents 15+ who are in the labour force — working or looking for work.—
This suburb Typical range (middle 50%) Median suburb
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Census · ABS 2021
Getting around Paynes Crossing
How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.
Transport at a glance
LowMedianHighPercentile
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.—
Walked or cycled to workⓘCommuters who walked or cycled to work, of those who travelled.—
Worked from homeⓘEmployed residents who worked from home in the Census week — elevated by COVID in 2021.—
No motor vehicleⓘHouseholds with no motor vehicle.—
Vehicles per dwellingⓘAverage number of motor vehicles per household.—
This suburb Typical range (middle 50%) Median suburb
Journey to workamong commuters · top modes
Car (driver)50%
Car (passenger)50%
Train50%
Bus50%
Tram/light rail50%
Ferry50%
Walked50%
Vehicles per dwellingshare of households
50%0
50%1
50%2
50%3
50%4+
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Education · ACARA My School 2025
Schools in and around Paynes Crossing
No school inside Paynes Crossing itself — the closest options around it are shown. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.
Within Paynes Crossing0schools in the suburb itself
Primary schools0within 5 km · nearest 9.1 km
Secondary schools0within 5 km
What is ICSEA Rank?
ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.
Nearby within0 schools
- No schools within 5 km — widen the radius.
Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.
School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.
Census · ABS 2021
Turnover
How settled or transient the community is — and where newcomers came from.
Settledness at a glance
LowMedianHighPercentile
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.—
Moved in past yearⓘResidents living at a different address one year earlier.—
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.—
This suburb Typical range (middle 50%) Median suburb
Where residents lived 5 years agoof those who stated
50%
50%
50%
50%
Same address50%Moved within area50%From elsewhere in Australia50%From overseas50%
Residential paceshare of residents
Moved in the past yearⓘResidents living at a different address one year earlier.50%
Moved in the past 5 yearsⓘResidents not living at the same address as five years ago.50%
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.50%
Property market
Market snapshot
Paynes Crossing median house price & rent
Headline price, rent, yield and time on market for Paynes Crossing — choose a property type and size below.
Active segment
Houses
Units
Days on marketⓘLast 12 months
305
SoldⓘLast 12 months
1
↑ +0.5% YoY
Months of supplyⓘLast 12 months
5.8mo
Median rentⓘLast 12 months
—
Days to leaseⓘLast 12 months
—
LeasedⓘLast 12 months
—
Gross yieldⓘLast 12 months
—
Data confidenceSales sample0Too thinLease sample0Too thinThin samples can swing month-to-month — treat single-figure deltas with care.
Segment breakdown
House & unit prices by bedroom
Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.
Demand percentile 0–100 · last 12 months12-mo change
Sales
Rental
Demand
Segment
Sold
Price
DOM
Leased
Rent
DOM
Yield
SalesRent
01
Houses · 3 bed0 sales · 0 leases
Sold1
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
Sales—
Rent—
02
Houses · 2 bed0 sales · 0 leases
Sold—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
Sales—
Rent—
03
Houses · 4 bed0 sales · 0 leases
Sold—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
Sales—
Rent—
04
Units · 1 bed0 sales · 0 leases
Sold—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
Sales—
Rent—
05
Units · 2 bed0 sales · 0 leases
Sold—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
Sales—
Rent—
06
Units · 3 bed0 sales · 0 leases
Sold—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
Sales—
Rent—
All houses
Sold1+0.5%
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
Sales—
Rent—
All units
Sold—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
Sales—
Rent—
Where each segment ranks
Paynes Crossing property growth
Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.
Metric
Ranked against
Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.
Houses
0/2above median
02550 · MEDIAN75100
Percentile vs NSW
Value
Units
0/4above median
02550 · MEDIAN75100
Percentile vs NSW
Value
The buy-versus-rent equation
Buying vs renting in Paynes Crossing
What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.
Not enough overlapping sales and rental activity in Paynes Crossing to compute an ownership premium yet.
Market data
How strong is demand, and which way is it heading?
Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.
Side
View
Property
Bedrooms
Radius
Compared against
Sales market velocity
1 nearby suburb · 10km · Total house · sales
risingfalling
DOM change YoYis demand rising or falling?
median
median
Recoveryweak but rising
Boomstrong and rising
Troughweak and falling
Peakstrong but easing
Nearby suburb
Demand index
0 / 100vs NSW
Days on market
102 days▼ −23 days YoY
Median price
$730k▼ −7.6% YoY
Sold (last year)
12▲ +18.4% YoY
weakSales market velocityhow strong sales demand isstrong
Neighbouring suburbs · coloured by market phaseHover a point for its figures
Market data
Paynes Crossing against the neighbourhood
Eight diagnostic views cutting the data a different way each time — Paynes Crossing in blue, peers in colour.
Pair
View
Property
Bedrooms
Radius
How fast — and is it getting faster?
No peer suburbs · 10km · Total house
fasterslower
DOM change YoYvs 12 months ago
median
median
Recoveringquiet but accelerating
Boomingbusy and accelerating
Stalledquiet and slowing further
Coolingbusy but slowing
Paynes Crossing · this suburb
Demand index
—vs Australia
Days on market
305 days—
Median price
$826k▲ +50.0% YoY
Sold (last year)
1▲ +0.5% YoY
Gross yield
6.00%
slowDays on marketmedian days to sellfast
This suburb Neighbouring suburbs · coloured by market phaseHover a point for its figures
How much is available right now?
Housing supply & months of stock
How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.
View
Sales market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | SoldSold (last year)Total sold transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months. |
|---|
median
Rental market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months. |
|---|
median
Severe
Very Tight
Tight
Balanced
Loose
Very Loose
Saturated
Under-suppliedOver-supplied
Market data
Who's transacting — buyers or tenants?
Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.
Property
Paynes Crossing — Units & Houses, all bedrooms
Jul 2021 – Jun 2026 · each point = a 12-month window
0%25%50%75%100%202420252026
Sales · buyer transactions
Leases · tenant transactions
Five-year arc
Paynes Crossing median house price & rent history
Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.
Five-year summaryAs of Jun 2026, the median house sale price in Paynes Crossing rose from $392k (Jul 2021) to $876k (Jun 2026) — +123.6% growth over five years — peaking at $957k between Mar 2025 and Feb 2026.
PropertyBedrooms
Median price (trailing year)
Jun 2026
$876k+187.7%
5y median $387kvs last year $304k
Total sales (trailing year)
Jun 2026
1+0.0%
5y median 1vs last year 1
Days on market (trailing year)
Jun 2026
210 days+1
5y median 239 daysvs last year 209 days
Median rent
No data
Total leases
No data
Days on market (rental)
No data
Gross yield (trailing year)
Mar 2026
2.29%+0.41 pt
5y median 2.15%vs last year 1.88%
Months of supply
Jun 2026
4.0 months+0.0%
5y median 4.0 monthsvs last year 4.0 months
Months of supply (rental)
No data
Nearby markets
Suburbs near Paynes Crossing: prices compared
The nearest suburbs to Paynes Crossing, ranked by distance — each lined up against Paynes Crossing on the same measures, so the differences jump out at a glance.
Market
Property
Bedrooms
Radius
Colour by
No markets within 5km · expanded to 10km
This marketPaynes CrossingNSW 2325 · Houses · Total
Price$826k
DOM305 days
Sold1
3 markets within 10kmLast 12 months
Houses · TotalSales market
Stat colourHow each suburb's stat compares to Paynes Crossing
Much lowerLowerSimilarHigherMuch higher
Market data
Frequently asked · Paynes Crossing
18 data-driven answers about Paynes Crossing's property market — every one computed from the metrics above.
What things cost
Prices, rent, yield, ownership costWhat is the median house price in Paynes Crossing?
#The median house price in Paynes Crossing, NSW 2325 is $826k as of June 2026. Houses there have moved +50.0% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.
How much is a 3 bedroom house in Paynes Crossing?
#As of June 2026, Paynes Crossing medians by bedroom count:
| Property | 1 bed | 2 bed | 3 bed | 4 bed | Total |
|---|---|---|---|---|---|
| Houses | — | — | $826k | — | $826k |
Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.
How the market is moving
Speed, supply, growth, cycle phaseWhat are Paynes Crossing's property market trends?
#Paynes Crossing's property market trends to June 2026: house prices rose +50.0% year-on-year; homes sell in a median 305 days; sales supply sits at 5.8 months (very loose). Read together — price, rent, selling speed and supply — they show which way the Paynes Crossing market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.
What does the data say about Paynes Crossing as an investment?
#As of June 2026 in Paynes Crossing, house prices rose +50.0% over the year, houses take a median 305 days to sell, sales supply is 5.8 months (very loose). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.
How quickly do houses sell in Paynes Crossing?
#Houses in Paynes Crossing sell in a median 305 days on market as of June 2026. Faster clearance typically coincides with stronger buyer demand and lower supply.
Is Paynes Crossing a tight or loose property market right now?
#Paynes Crossing's sales market sits at 5.8 months of supply for houses as of June 2026 — classified as Very Loose against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose.
Have property prices in Paynes Crossing gone up or down?
#House prices in Paynes Crossing moved +50.0% over the 12 months to June 2026. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.
How it compares
Vs state, vs nearby, vs popularHow does Paynes Crossing compare to other NSW suburbs?
#Paynes Crossing's median house price ($826k) is 3% below the NSW median ($847k) as of June 2026. On selling speed, houses clear in 305 days vs 24 days state median.
What's the most popular property type in Paynes Crossing?
#The most-transacted segment in Paynes Crossing over the 12 months to June 2026 is 3 bed houses with 1 sale. The buying-versus-renting section above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.
How many properties were sold and leased in Paynes Crossing last year?
#Paynes Crossing recorded 1 house sale and 0 unit sales over the 12 months to June 2026 — a combined 1 transaction. Segments with statistically thin samples are excluded from displayed figures.
About the area
Population, income, who lives here, schoolsWhat postcode is Paynes Crossing in?
#Paynes Crossing is in postcode 2325, in the Hunter Valley region of NSW. Addresses there are written as Paynes Crossing, NSW 2325.
What is the population of Paynes Crossing?
#Paynes Crossing, NSW 2325 is home to 40 residents (ABS Census 2021). The median resident age is 44, and the average household holds 1.6 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.
What is the median household income in Paynes Crossing?
#The median household in Paynes Crossing earns $1k per week — roughly $54k a year (ABS Census 2021). Median personal income runs $245/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.
What is the unemployment rate in Paynes Crossing?
#The unemployment rate in Paynes Crossing is 50.0% (ABS Census 2021). The rate counts people who are working or actively looking for work — not a share of all residents. Workforce participation sits at 50%. The local economy section above covers incomes, employment status and the occupation mix.
Do people own or rent in Paynes Crossing?
#Paynes Crossing is mostly owner-occupied: about 100% of households are owner-occupiers and 50% rent (ABS Census 2021). Of owners, 50% own outright and 50% are paying off a mortgage.
What schools are near Paynes Crossing?
#Paynes Crossing has 3 schools within reach — including Laguna Public School, Millfield Public School, Broke Public School. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).
Is Paynes Crossing a good place to live?
#Paynes Crossing, NSW 2325 has a population of 40, a median age of 44, a median household income around $1k/week, 50% of households renting (ABS Census 2021). There are 3 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.
About this data
Methodology and update cadenceWhen was this Paynes Crossing market data last updated?
#This Paynes Crossing market data was last updated July 2026, covering the 12 months to June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.