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Suburbs›VIC›South East Melbourne›Cardinia

Cardinia, VIC 3978

Property data updated June 2026·342 residents
Last 12 months snapshot
5 sales · 3 leases · Refreshed June 2026

Cardinia, VIC 3978 market activity

Activity in Cardinia is light, with 5 sales at around $1.028M, taking about 23 days to sell.

House rentals are the next-biggest market, with 3 leases at $695 a week, renting out in about 16 days.

Above-average incomeFamily-focusedMostly ownersDeeply settled

Who lives hereAn above-average-income, mostly owner-occupied, family-oriented suburb — deeply settled.

House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.

Census · ABS 2021

Snapshot

Population
342
Median age
44yrs
Avg household
2.9people
Male · Female
55% · 45%
Owner-occupied
84%
Renting
9.7%
Families with kids
35%
Couples, no kids
30%
Born overseas
9.6%
Year 12+ⓘ
39%

Cardinia on the map

27.0 km²
Loading map
Ranked against all suburbs
How well-off · ABS SEIFA 2021 · vs Australia
Overall advantageⓘ
Top 47%
decile 6/10
IRSAD — Index of Relative Socio-economic Advantage & Disadvantage. Combines income, education, occupation and housing. Higher = more advantaged overall.
Economic resourcesⓘ
Top 39%
decile 7/10
IER — Index of Economic Resources. Household income, rent/mortgage costs and dwelling size. Higher = more economic resources (lots of renters or students pulls it down).
Education & jobsⓘ
Bottom 41%
decile 5/10
IEO — Index of Education and Occupation. Residents’ qualifications and skilled occupations. Higher = a more educated, higher-skilled workforce.
IncomeMedian household incomeProfessionalsShare who are managers or professionalsDiversityBirthplace diversityMortgage stressMortgage repayments as a share of incomeTrain / busCommute by public transportNo carHouseholds with no carNew moversMoved in within the last yearRent stressRent as a share of income
Hover a point for its percentile · – – – median
LowMedianHighPercentile
Median household incomeⓘMiddle weekly income of all households — half earn more, half less.Top 37%Median household income · $1,875/wk — above average: in the top 37%, higher household income than 63% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 46%Rent stress · 21% — typical: right around the median for Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 48%Mortgage stress · 24% — typical: right around the median for Aussie suburbs.
Birthplace diversityⓘChance two random residents were born in different countries — 0 = everyone the same, 1 = all different.Bottom 18%Birthplace diversity · 0.17 — well below average: in the bottom 18%, less diverse than 82% of Aussie suburbs.
Born overseasⓘResidents born outside Australia, of those who stated a birthplace.Bottom 21%Born overseas · 9.6% — well below average: in the bottom 21%, 79% of Aussie suburbs have more overseas-born residents than this suburb.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 45%Managers & professionals · 32% — typical: right around the median for Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 36%Unemployment rate · 5.0% — above average: in the top 36%, more unemployment than 64% of Aussie suburbs.
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Top 26%Public transport to work · 3.5% — above average: in the top 26%, more public-transport commuters than 74% of Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Bottom 45%No motor vehicle · 2.6% — typical: right around the median for Aussie suburbs.
High-rise apartmentsⓘOccupied dwellings that are apartments in 4-storey-or-higher blocks.Bottom 1%High-rise apartments · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more high-rise apartments than this suburb.
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Top 1%Settled 5+ years · 82% — among the highest: in the top 1%, more long-settled residents than 99% of Aussie suburbs.
This suburb Typical range · 25–75th Median
How this suburb comparesPosition among all Australian suburbs — “Top 10%” means higher than 90% of them.
LowMedianHighPercentile
LowMedianHighPercentile
Owner-occupiedⓘHouseholds that own their home — outright or with a mortgage.Top 29%Owner-occupied · 84% — above average: in the top 29%, more owner-occupiers than 71% of Aussie suburbs.
RentingⓘHouseholds renting their home.Bottom 18%Renting · 9.7% — well below average: in the bottom 18%, 82% of Aussie suburbs have more renters than this suburb.
Owned outrightⓘHouseholds that own their home outright, with no mortgage.Top 32%Owned outright · 44% — above average: in the top 32%, more outright owners than 68% of Aussie suburbs.
Owned with mortgageⓘHouseholds buying their home with a mortgage.Top 36%Owned with mortgage · 40% — above average: in the top 36%, more mortgaged owners than 64% of Aussie suburbs.
Separate housesⓘOccupied dwellings that are standalone (detached) houses.Top 18%Separate houses · 100% — well above average: in the top 18%, more detached houses than 82% of Aussie suburbs.
ApartmentsⓘOccupied dwellings that are flats or apartments, any height.Bottom 1%Apartments · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more apartments than this suburb.
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Bottom 34%Median personal income · $693/wk — below average: in the bottom 34%, lower personal income than 66% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Top 45%Median family income · $2,036/wk — typical: right around the median for Aussie suburbs.
Low earners (<$500/wk)ⓘResidents earning under $500 per week.Top 42%Low earners · 37% — typical: right around the median for Aussie suburbs.
Low-income households (<$650/wk)ⓘHouseholds with a total income under $650 per week.Bottom 30%Low-income households · 12% — below average: in the bottom 30%, 70% of Aussie suburbs have more low-income households than this suburb.
Full-time workersⓘResidents in the labour force who are employed full-time.Top 47%Full-time workers · 36% — typical: right around the median for Aussie suburbs.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 13%Part-time workers · 41% — well above average: in the top 13%, more part-time workers than 87% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Bottom 13%Not in labour force · 26% — well below average: in the bottom 13%, fewer out of the workforce than 87% of Aussie suburbs.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Bottom 29%Community & personal service · 9.8% — below average: in the bottom 29%, 71% of Aussie suburbs have more care and service workers than this suburb.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Bottom 28%Clerical & admin · 10% — below average: in the bottom 28%, 72% of Aussie suburbs have more clerical and admin workers than this suburb.
Sales workersⓘEmployed residents in sales jobs.Top 6%Sales workers · 11% — among the highest: in the top 6%, more sales workers than 94% of Aussie suburbs.
Completed Year 12+ⓘResidents aged 15+ whose highest year of school is Year 12 or equivalent.Bottom 19%Completed Year 12+ · 39% — well below average: in the bottom 19%, less Year-12 completion than 81% of Aussie suburbs.
In educationⓘResidents currently attending school, TAFE or university — full or part time.Top 42%In education · 23% — typical: right around the median for Aussie suburbs.
Children (0–14)ⓘResidents aged 0–14.Bottom 18%Children · 14% — well below average: in the bottom 18%, 82% of Aussie suburbs have more children than this suburb.
Seniors (65+)ⓘResidents aged 65 and over.Top 45%Seniors · 20% — typical: right around the median for Aussie suburbs.
Youth dependencyⓘChildren (0–14) for every 100 working-age residents aged 15–64.Bottom 13%Youth dependency · 20.80 — well below average: in the bottom 13%, fewer children per worker than 87% of Aussie suburbs.
Total dependencyⓘChildren (0–14) plus seniors (65+) for every 100 working-age residents aged 15–64.Bottom 24%Total dependency · 50.44 — well below average: in the bottom 24%, fewer dependants per worker than 76% of Aussie suburbs.
Australian citizensⓘResidents who are Australian citizens — Australian-born and naturalised.Top 41%Australian citizens · 90% — typical: right around the median for Aussie suburbs.
Both parents born overseasⓘResidents whose mother and father were both born overseas — the second generation.Bottom 36%Both parents born overseas · 16% — below average: in the bottom 36%, 64% of Aussie suburbs have more second-generation residents than this suburb.
Established migrants (pre-2011)ⓘOf overseas-born residents, the share who arrived before 2011 — higher = a long-settled migrant community.Top 15%Established migrants · 100% — well above average: in the top 15%, more long-settled migrants than 85% of Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 1%Vehicles per dwelling · 0.95 — among the lowest: in the bottom 1%, fewer vehicles per home than 99% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Who lives here

The age structure, household make-up, and cultural fabric of the people who call this suburb home.

Age & sex342 residentsMaleFemale
85+0.8% · 30.0% · 080-840.0% · 00.8% · 375-792.8% · 100.8% · 370-743.1% · 103.1% · 1065-693.6% · 123.3% · 1160-643.9% · 132.8% · 1055-593.1% · 104.5% · 1550-545.0% · 174.7% · 1645-492.0% · 73.6% · 1240-443.9% · 132.5% · 935-393.1% · 104.5% · 1530-341.1% · 42.0% · 725-294.2% · 141.4% · 520-243.6% · 122.5% · 915-194.5% · 154.2% · 1410-143.6% · 122.0% · 75-93.1% · 100.8% · 30-43.3% · 112.0% · 7◀ MaleFemale ▶

Share of all residents by 5-year band · hover a band for the count + split

Life stage
14%
14%
26%
16%
20%
Children0–1414%Youth15–2414%Young adults25–3410%Midlife35–5426%Mature55–6416%Seniors65+20%
Household composition
15%
30%
35%
16%
Lone person15%Couples, no kids30%Families with kids35%Other families16%Group / share4.4%
2.9 people / household0.8 persons / bedroom11% are 5+ person
Household sizepersons per dwelling
15%1
29%2
24%3
18%4
11%5
0.0%6+
Cultural make-upshare of residents · diversity = odds two differ
Born overseasⓘResidents born outside Australia, as a share of those who stated a birthplace.9.6%
Other language at homeⓘResidents who mainly speak a language other than English at home — counts the language used, not how well English is spoken.5.4%
Limited EnglishⓘResidents who speak English “not well” or “not at all”. A language-barrier measure, not bilingualism — many who speak another language at home still speak English well.0.0%
Both parents overseasⓘResidents whose mother and father were both born overseas — the Australian-born-to-migrants “second generation”, distinct from being born overseas yourself.16%
Australian citizensⓘResidents who are Australian citizens — both Australian-born and people who have since naturalised.90%
Birthplace diversity17%
Chance two random residents were born in different countries
Language diversity8%
Chance two random residents speak different languages at home
Religious diversity53%
Chance two random residents follow different religions
Where residents were bornoverseas origins
New Zealand3.2%
Elsewhere1.3%
England1.0%
Netherlands1.0%
Born in Australia91%
Languages at homeother than English
Other3.2%
Italian1.9%
Croatian1.0%
Greek1.0%
English only96%
Ancestry% reporting · multi-response
Australian41%
English33%
Scottish14%
Irish11%
Dutch5.3%
German2.9%
Faith & belieftap Christianity
No religion53%
▸Christianity43%
Buddhism1.9%
Islam1.6%

14% report Scottish ancestry, but only 0.0% were born in Scotland — the gap is the Australian-born and diaspora Scottish community, invisible in birthplace alone.

Family originsparents’ birthplace
16%
12%
70%
Both parents overseas16%One parent overseas12%Both parents in Australia70%

A predominantly Australian-born community.

When migrants arrivedshare of overseas-born
Before 198162%
1981-200015%
2001-201023%
2011-20150.0%
2016-20210.0%

2020–21 understated — COVID border closures.

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Affordability, Ownership & Housing

What it costs to live here, who owns versus rents, and the shape of the housing stock.

Affordability at a glance
LowMedianHighPercentile
Median weekly rentⓘMiddle weekly rent paid by renting households.Top 31%Median weekly rent · $390/wk — above average: in the top 31%, higher rent than 69% of Aussie suburbs.
Median monthly mortgageⓘMiddle monthly mortgage repayment among households with a mortgage.Top 37%Median monthly mortgage · $1,950/mo — above average: in the top 37%, higher mortgages than 63% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 46%Rent stress · 21% — typical: right around the median for Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 48%Mortgage stress · 24% — typical: right around the median for Aussie suburbs.
High mortgage (≥$3k/mo)ⓘMortgaged households repaying $3,000 or more per month.Bottom 38%High mortgage · 7.3% — below average: in the bottom 38%, 62% of Aussie suburbs have more big mortgages than this suburb.
Social housingⓘHouseholds renting from a state housing authority or community housing provider.Bottom 1%Social housing · 0.0% — among the lowest: in the bottom 1%, less social housing than 100% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Bedrooms per dwellingshare of dwellings
0.0%0
0.0%1
2.8%2
39%3
41%4
9.2%5
6.4%6+
Who owns vs rentsoccupied dwellings
44%
40%
Owned outright44%Mortgage40%Renting9.7%
What’s built heredwelling types
100%
House100%
100% separate houses0.0% apartments0.0% high-rise

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Economy & Work

Incomes, employment, and the occupation mix of the people who live here.

Income & work at a glance
LowMedianHighPercentile
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Bottom 34%Median personal income · $693/wk — below average: in the bottom 34%, lower personal income than 66% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Top 45%Median family income · $2,036/wk — typical: right around the median for Aussie suburbs.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 45%Managers & professionals · 32% — typical: right around the median for Aussie suburbs.
High earners (≥$2k/wk)ⓘResidents earning $2,000 or more per week.Bottom 43%High earners · 9.0% — typical: right around the median for Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Occupations
LowMedianHighPercentile
Managers & professionalsⓘEmployed residents who work as managers or professionals.Bottom 45%Managers & professionals · 32% — typical: right around the median for Aussie suburbs.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Bottom 28%Clerical & admin · 10% — below average: in the bottom 28%, 72% of Aussie suburbs have more clerical and admin workers than this suburb.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Bottom 29%Community & personal service · 9.8% — below average: in the bottom 29%, 71% of Aussie suburbs have more care and service workers than this suburb.
Sales workersⓘEmployed residents in sales jobs.Top 6%Sales workers · 11% — among the highest: in the top 6%, more sales workers than 94% of Aussie suburbs.
Technicians, trades & labourersⓘEmployed residents in technical/trade, machinery-operating and labouring jobs.Top 33%Technicians, trades & labourers · 38% — above average: in the top 33%, more trades and labourers than 67% of Aussie suburbs.
Household incomeheight = share of households · weekly
% of households$0$300$650$1.5k$2.5k$4k+
Personal incomeheight = share of residents 15+ · weekly
% of residents 15+$0$300$650$1k$1.8k$3.5k+

A typical household pulls in about 2.7× the typical individual — a multi-earner area.

Labour forceemployment status · residents 15+
36%
29%
26%
Employed full-time36%Employed part-time29%Employed (away/other)4.1%Unemployed3.7%Not in labour force26%
LowMedianHighPercentile
Full-time workersⓘResidents in the labour force who are employed full-time.Top 47%Full-time workers · 36% — typical: right around the median for Aussie suburbs.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 13%Part-time workers · 41% — well above average: in the top 13%, more part-time workers than 87% of Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 36%Unemployment rate · 5.0% — above average: in the top 36%, more unemployment than 64% of Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Bottom 13%Not in labour force · 26% — well below average: in the bottom 13%, fewer out of the workforce than 87% of Aussie suburbs.
Labour-force participationⓘResidents 15+ who are in the labour force — working or looking for work.Top 11%Labour-force participation · 74% — well above average: in the top 11%, more workforce participation than 89% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.

Census · ABS 2021

Getting Around

How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.

Transport at a glance
LowMedianHighPercentile
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Top 26%Public transport to work · 3.5% — above average: in the top 26%, more public-transport commuters than 74% of Aussie suburbs.
Walked or cycled to workⓘCommuters who walked or cycled to work, of those who travelled.Top 25%Walked or cycled to work · 7.0% — well above average: in the top 25%, more walking and cycling than 75% of Aussie suburbs.
Worked from homeⓘEmployed residents who worked from home in the Census week — elevated by COVID in 2021.Top 20%Worked from home · 25% — well above average: in the top 20%, more working from home than 80% of Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Bottom 45%No motor vehicle · 2.6% — typical: right around the median for Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 1%Vehicles per dwelling · 0.95 — among the lowest: in the bottom 1%, fewer vehicles per home than 99% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Journey to workamong commuters · top modes
Car (driver)80%
Walked7.0%
Car (passenger)5.3%
Other/combined4.4%
Train3.5%
Vehicles per dwellingshare of households
2.6%0
11%1
30%2
26%3
26%4+

Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.


Education · ACARA My School 2025

Schools in and around Cardinia

1 school inside Cardinia, plus the closest options around it. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.

Within Cardinia1schools in the suburb itself
Primary schools1within 5 km · nearest in suburb
Secondary schools0within 5 km · nearest 7.5 km
Median ICSEA rank36thenrolment-weighted
What is ICSEA Rank?

ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.

Nearby within1 school
  • Within Cardinia · 1Order by
  • 1
    Cardinia Primary SchoolGovernment · Primary · Co-ed · Years Prep-6 · Within suburb
    State Rank—English—Maths—Students189Multilingual9%ICSEA Rank36th
Government

Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.

School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.


Census · ABS 2021

Turnover

How settled or transient the community is — and where newcomers came from.

Settledness at a glance
LowMedianHighPercentile
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Top 1%Settled 5+ years · 82% — among the highest: in the top 1%, more long-settled residents than 99% of Aussie suburbs.
Moved in past yearⓘResidents living at a different address one year earlier.Bottom 8%Moved in past year · 7.6% — among the lowest: in the bottom 8%, 92% of Aussie suburbs have more recent movers than this suburb.
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.Bottom 1%Arrived from overseas · 0.0% — among the lowest: in the bottom 1%, 100% of Aussie suburbs have more recent migrants than this suburb.
This suburb Typical range (middle 50%) Median suburb
Where residents lived 5 years agoof those who stated
82%
17%
Same address82%From elsewhere in Australia17%
Residential paceshare of residents
Moved in the past yearⓘResidents living at a different address one year earlier.7.6%
Moved in the past 5 yearsⓘResidents not living at the same address as five years ago.18%
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.0.0%
Property market
Market data

Snapshot

Headline price, rent, yield and time on market for Cardinia — choose a property type and size below.

Active segment
Houses
Units
Median priceⓘLast 12 months
1.03M
↓ -8.2% YoY
Days on marketⓘLast 12 months
23
↑ 86 days YoY
SoldⓘLast 12 months
5
↑ +150.0% YoY
Months of supplyⓘLast 12 months
2.4mo
Median rentⓘLast 12 months
$695/w
↑ +0.7% YoY
Days to leaseⓘLast 12 months
16
↑ 32 days YoY
LeasedⓘLast 12 months
3
↓ -40.0% YoY
Gross yieldⓘLast 12 months
3.50%
Annualised
Data confidenceSales sample5Too thinLease sample3Too thinThin samples can swing month-to-month — treat single-figure deltas with care.
Market data

Segment breakdown

Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.

Year-on-year growth · demand percentile rank 0–100
Segment
Sales
Price
DOM
Leased
Rent
DOM
Yield
Market demand
01
Houses · 4 bed1 sales · 2 leases
Sales1▼−50.0%
Price—
Sales DOM—
Leased2▲+100.0%
Rent—
Rental DOM—
—
—
—
02
Houses · 3 bed1 sales · 0 leases
Sales1▼−50.0%
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
03
Houses · 2 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
04
Units · 1 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
05
Units · 2 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
06
Units · 3 bed0 sales · 0 leases
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
All houses
Sales5▲+150.0%
Price—
Sales DOM—
Leased3▼−40.0%
Rent—
Rental DOM—
—
—
—
All units
Sales—
Price—
Sales DOM—
Leased—
Rent—
Rental DOM—
—
—
—
Market data

Where each segment ranks

Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.

Metric
Ranked against

Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.

Houses
0/1above median
02550 · MEDIAN75100
Percentile vs VIC
Value
Units
0/4above median
02550 · MEDIAN75100
Percentile vs VIC
Value
Market data

The buy-versus-rent equation

What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.

Property
Compare to
VIC MEDIAN · +50%
Rent covers itRenting matches or beats the cost of owning−10% to 0%
BalancedMortgage roughly matches asking rent+30% to +60%
Far pricier to ownBuying costs much more than renting+100% to +130%+
BreakdownLast 12 months
Holding cost
Mortgage
Rent
Premium
Band
Assumes 80% LVR·6.0% rate·30y P&I
Premium = (weekly mortgage − weekly rent) ÷ weekly rent. Band thresholds are national breakpoints across ~11,400 eligible Australian segments — the Typical premium band spans national P25 to P75, so it’s literally what’s typical.
Market data

How strong is demand, and which way is it heading?

Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.

Side
View
Property
Compared against
Sales demand
0 segments · sales · vs Australia
rising
DOM change YoYis demand rising or falling?
falling
median
median
Recoveryweak but rising
Boomstrong and rising
Troughweak and falling
Peakstrong but easing
weakSales demandhow strong sales demand isstrong
Property segments · coloured by market phaseHover a point for its figures
Sales demand
How strong is sales demand — and is it rising or falling?
What this shows

Each dot is one of this suburb's property segments on the sales side. Left-right shows how strong sales demand is — combining how many properties sold in the last 12 months with how quickly they sold (median days on market). Top-bottom shows whether that demand is rising or falling compared to 12 months ago.

The two axes
Sales demandX axis
how strong sales demand is

A composite of 12-month sales volume and median days on market. Higher means more sales completed faster — stronger sales demand right now.

Days on market change (Year-on-year)Y axis
is demand rising or falling?

How much faster (or slower) sales are completing compared to 12 months ago. Top half means sales are completing faster than a year ago (demand growing).

Market data

Cardinia against the neighbourhood

Eight diagnostic views cutting the data a different way each time — Cardinia in blue, peers in colour.

Pair
View
Property
How fast — and is it getting faster?
0 peer segments · Total house
faster
DOM change YoYvs 12 months ago
slower
median
median
Recoveringquiet but accelerating
Boomingbusy and accelerating
Stalledquiet and slowing further
Coolingbusy but slowing
Cardinia · this suburb
Demand index
—vs Australia
Days on market
23 days▼ −86 days YoY
Median price
$1.03M▼ −8.2% YoY
Sold (last year)
5▲ +150.0% YoY
Gross yield
3.50%
slowDays on marketmedian days to sellfast
This suburb Property segments · coloured by market phaseHover a point for its figures
PAIR 01 OF 08
How fast — and is it getting faster?
What this shows

Combines the current median days on market with how much faster or slower it is changing compared to last year. Top-right means a fast-selling market that is getting faster compared to last year — peak demand.

The two axes
Days on marketX axis
median days to sell

Median days a property sits on the market before selling. Right side = fewer days (faster).

Days on market change (Year-on-year)Y axis
vs 12 months ago

How much faster (or slower) sales are completing compared to 12 months ago. Top = sales completing faster than a year ago.

Market data

How much stock is available right now?

How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.

View
Sales market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.SoldSold (last year)Total sold transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months.
median
Rental market
SegmentBandMonths of supply leftYoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening.ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate.LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months.Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months.
median
Severe
Very Tight
Tight
Balanced
Loose
Very Loose
Saturated
Under-suppliedOver-supplied
Market data

Who's transacting — buyers or tenants?

Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.

Property
Cardinia — Units & Houses, all bedrooms
Jun 2021 – May 2026 · each point = a 12-month window
0%25%50%75%100%20222023202420252026
Sales · buyer transactions
Leases · tenant transactions
Latest tenant share · trailing year
60.0%

of Cardinia's transactions in the year to May 2026 were leases.

5-year shift

Tenant share moved ↑ 15.6 pts since the 12 months ending Jun 2021, from 44.4% to 60.0%.

Market data

Five-year arc — how this market has moved

Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.

Property
Bedrooms
Median price (trailing year)
May 2026
$1.06M-5.5%
5y median $1.11Mvs last year $1.12M
Total sales (trailing year)
May 2026
2-50.0%
5y median 5vs last year 4
Days on market (trailing year)
May 2026
79 days-29
5y median 108 daysvs last year 108 days
Median rent (trailing year)
May 2026
$695/wk+0.7%
5y median $690/wkvs last year $690/wk
Total leases (trailing year)
May 2026
3-40.0%
5y median 5vs last year 5
Days on market (rental) (trailing year)
May 2026
15 days-32
5y median 45 daysvs last year 47 days
Gross yield (trailing year)
Mar 2026
3.50%+0.00 pt
5y median 2.60%vs last year 3.50%
Months of supply
May 2026
12.0 months+33.3%
5y median 7.2 monthsvs last year 9.0 months
Months of supply (rental)
May 2026
0.0 months-100.0%
5y median 2.0 monthsvs last year 4.8 months
Market data

Nearby markets

Every market within reach of Cardinia, ranked by distance — each compared against this suburb's Houses · Total segment so divergence reads at a glance.

Market
Property
Bedrooms
Radius
Colour by
This marketCardiniaVIC 3978 · Houses · Total
Price$1.03M
DOM23 days
Sold5
3 markets within 5kmLast 12 months
01
RythdaleVIC 3810 · 3.4km · Houses · Total
Price—
DOM150 days
Sold—
much slower
02
Officer SouthVIC 3809 · 4.6km · Houses · Total
Price$910k
DOM34 days
Sold49
cheaperslower
03
DalmoreVIC 3981 · 4.8km · Houses · Total
Price$3.35M
DOM150 days
Sold1
much priciermuch slower
Loading map
Houses · TotalSales market
Stat colourHow each suburb's stat compares to Cardinia
Much lowerLowerSimilarHigherMuch higher
Market data

Frequently asked · Cardinia

19 data-driven answers about Cardinia's property market — every one computed from the metrics above.

Browse by
  • What things costPrices, rent, yield, ownership cost4
  • How the market is movingSpeed, supply, growth, cycle phase6
  • How it comparesVs state, vs nearby, vs popular3
  • About the areaPopulation, income, who lives here, schools5
  • About this dataMethodology and update cadence1

What things cost

Prices, rent, yield, ownership cost
01

What is the median house price in Cardinia?

#

The median house price in Cardinia, VIC 3978 is $1.03M as of June 2026, based on 5 sales recorded over the past 12 months. Houses there have moved −8.2% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.

02

How much does it cost to rent in Cardinia?

#

The median weekly house rent in Cardinia is $695 as of June 2026, drawn from 3 leases over the past 12 months. House rents have moved +0.7% year-on-year. Current vacancy pressure is shown in the supply section above.

03

What is the gross rental yield in Cardinia?

#

Gross rental yield in Cardinia is 3.50% for houses as of June 2026, compared with the VIC unit median of 5.12%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.

04

What are typical sale prices by bedroom count in Cardinia?

#

As of June 2026, Cardinia medians by bedroom count:

Property1 bed2 bed3 bed4 bedTotal
Houses——$699k$1.42M$1.03M

Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.

How the market is moving

Speed, supply, growth, cycle phase
05

What are Cardinia's property market trends?

#

Cardinia's property market trends to June 2026: house prices fell −8.2% year-on-year; weekly house rents moved +0.7%; homes now sell in a median 23 days — faster than a year ago by 86; sales supply sits at 2.4 months (tight). Read together — price, rent, selling speed and supply — they show which way the Cardinia market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.

06

What does the data say about Cardinia as an investment?

#

As of June 2026 in Cardinia, house prices fell −8.2% over the year, gross rental yield is 3.50% against a VIC median of 3.84%, houses take a median 23 days to sell, sales supply is 2.4 months (tight). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.

07

How quickly do houses sell in Cardinia?

#

Houses in Cardinia sell in a median 23 days on market as of June 2026. Days on market have tightened by 86 days versus a year ago. Faster clearance typically coincides with stronger buyer demand and lower supply.

08

Is Cardinia a tight or loose property market right now?

#

Cardinia's sales market sits at 2.4 months of supply for houses as of June 2026 — classified as Tight against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose. The rental side is tighter still at 0.0 months of supply.

09

Have property prices in Cardinia gone up or down?

#

House prices in Cardinia moved −8.2% over the 12 months to June 2026. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.

10

How active is the rental market in Cardinia?

#

Cardinia's house rental market sits at 0.0 months of supply as of June 2026 — classified as Severe (extreme shortage), with 3 houses leased over the past 12 months. Tighter supply typically corresponds to faster letting and upward pressure on rents.

How it compares

Vs state, vs nearby, vs popular
11

How does Cardinia compare to other VIC suburbs?

#

Cardinia's median house price ($1.03M) is 33% above the VIC median ($773k) as of June 2026. On selling speed, houses clear in 23 days vs 29 days state median. On gross yield, Cardinia sits at 3.50% vs 3.84% state median.

12

What's the most popular property type in Cardinia?

#

The most-transacted segment in Cardinia over the 12 months to June 2026 is 3 bed houses with 1 sales. 4 bed houses come second at 1 sales. The 'Most popular' panel above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.

13

How many properties were sold and leased in Cardinia last year?

#

Cardinia recorded 5 house sales and 0 unit sales over the 12 months to June 2026 — a combined 5 transactions. On the rental side, 3 houses and 0 units were leased. Segments with statistically thin samples are excluded from displayed figures.

About the area

Population, income, who lives here, schools
14

What is the population of Cardinia?

#

Cardinia, VIC 3978 is home to 342 residents (ABS Census 2021). The median resident age is 44, and the average household holds 2.9 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.

15

What is the median household income in Cardinia?

#

The median household in Cardinia earns $2k per week — roughly $98k a year (ABS Census 2021). Median personal income runs $693/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.

16

Do people own or rent in Cardinia?

#

Cardinia is mostly owner-occupied: about 84% of households are owner-occupiers and 10% rent (ABS Census 2021). Of owners, 44% own outright and 40% are paying off a mortgage.

17

What schools are near Cardinia?

#

Cardinia has 60 schools within reach, 1 of them inside the suburb itself — including Cardinia Primary School. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).

18

Is Cardinia a good place to live?

#

Cardinia, VIC 3978 has a population of 342, a median age of 44, a median household income around $2k/week, 10% of households renting (ABS Census 2021). There are 60 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.

About this data

Methodology and update cadence
19

When was this Cardinia market data last updated?

#

This Cardinia market data was last updated June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.

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Methodology

  • How metrics are calculated
  • Glossary of terms
  • Browse all suburbs
  • All VIC suburbs
  • About Micromarkets.ai

Suburbs near Cardinia

  • Rythdale3.4km
  • Officer South4.6km
  • Dalmore4.8km
  • Clyde5.9km
  • Tooradin6.8km
  • Pakenham South7.0km
  • Clyde North7.5km
  • Koo Wee Rup8.2km
  • Pakenham9.5km
  • Koo Wee Rup North10.1km
  • Devon Meadows10.5km
  • Officer10.8km
  • Blind Bight10.9km
  • Cranbourne East11.0km
  • Junction Village11.6km
  • Monomeith12.1km
  • Beaconsfield12.3km
  • Warneet12.9km
  • Cranbourne North13.3km
  • Berwick13.4km
Disclaimer

Information is provided for general analytical purposes and does not constitute financial, investment, or property advice. Past performance does not predict future returns.

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