Chain Valley Bay, NSW 2259
Chain Valley Bay property market
House sales lead the way in Chain Valley Bay, with 30 sales at around $801k as of July 2026, taking about 25 days to sell (down from 26 days last year), with prices weaker than most house markets, with around half being 3-bedroom.
House rentals follow, with 19 leases at $635 a week, renting out in about 13 days. Then come 6 unit sales at around $483.5k.
Who lives hereA low-income, largely mortgage-free, retirement-age suburb.
House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.
Chain Valley Bay demographics & population
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
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InsideWho lives here · What homes cost to buy & rent · How fast homes are selling · How much is for sale or rent · How it compares to nearby suburbs · Schools nearby
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Who lives in Chain Valley Bay?
The age structure, household make-up, and cultural fabric of the people who call this suburb home.
Share of all residents by 5-year band · hover a band for the count + split
A strongly multicultural community with deep migrant heritage.
2020–21 understated — COVID border closures.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Housing & affordability in Chain Valley Bay
What it costs to live here, who owns versus rents, and the shape of the housing stock.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Income & employment in Chain Valley Bay
Incomes, employment, and the occupation mix of the people who live here.
A typical household earns about 1.6× the typical individual here.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Getting around Chain Valley Bay
How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Education · ACARA My School 2025
Schools in and around Chain Valley Bay
No school inside Chain Valley Bay itself — the closest options around it are shown. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.
ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.
- No schools within 5 km — widen the radius.
Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.
School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.
Turnover
How settled or transient the community is — and where newcomers came from.
Chain Valley Bay median house price & rent
Headline price, rent, yield and time on market for Chain Valley Bay — choose a property type and size below.
House & unit prices by bedroom
Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.
Chain Valley Bay property growth
Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.
Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.
Houses
Units
Buying vs renting in Chain Valley Bay
What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.
How strong is demand, and which way is it heading?
Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.
Sales market velocity
Chain Valley Bay against the neighbourhood
Eight diagnostic views cutting the data a different way each time — Chain Valley Bay in blue, peers in colour.
How fast — and is it getting faster?
Housing supply & months of stock
How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.
Sales market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | SoldSold (last year)Total sold transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months. |
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Rental market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months. |
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Who's transacting — buyers or tenants?
Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.
Chain Valley Bay — Units & Houses, all bedrooms
Chain Valley Bay median house price & rent history
Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.
Five-year summaryAs of Jun 2026, the median house sale price in Chain Valley Bay rose from $464k (Jul 2021) to $534k (Jun 2026) — +15.1% growth over five years — peaking at $674k between Sep 2024 and Aug 2025. Median house rent went from $240/wk to $318/wk (+32.5%) over the same period.
Suburbs near Chain Valley Bay: prices compared
The nearest suburbs to Chain Valley Bay, ranked by distance — each lined up against Chain Valley Bay on the same measures, so the differences jump out at a glance.
Suburbs like Chain Valley Bay
Suburbs anywhere in NSW that behave like Chain Valley Bay — matched on price, growth, selling speed and demand, not on distance. A shortlist of markets that move the same way — including ones far away you'd never think to compare. (Want the suburbs right next door instead? See Nearby markets above.)
Chain Valley Bay vs Windermere Park: the closest sales-market match trades at a median of $526k against Chain Valley Bay's $555k — about 5% lower, with homes selling in 17 days versus 46 days here.
Comparable sales markets to Chain Valley Bay: Windermere Park average house price, Fennell Bay property market, Farley, NSW property market, Cringila property market and Tuggerah property prices.
Chain Valley Bay's closest rental-market twins: Farley median house price, Tuggerah market trends, Windermere Park property prices, Fennell Bay property market and Cringila property growth. Each link opens that suburb's full market report.
Frequently asked · Chain Valley Bay
26 data-driven answers about Chain Valley Bay's property market — every one computed from the metrics above.
What things cost
Prices, rent, yield, ownership costWhat is the median house price in Chain Valley Bay?
#The median house price in Chain Valley Bay, NSW 2259 is $555k as of June 2026, based on 8 sales over the past 12 months. Houses there have moved +0.5% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.
What is the median unit price in Chain Valley Bay?
#The median unit price in Chain Valley Bay, NSW 2259 is $555k as of June 2026, based on 8 sales over the past 12 months. Units currently trade at roughly 100% of the median house price.
How much does it cost to rent in Chain Valley Bay?
#The median weekly house rent in Chain Valley Bay is $440 as of June 2026, drawn from 4 leases over the past 12 months. House rents have moved +50.0% year-on-year. Current vacancy pressure is shown in the supply section above.
How much is rent for a 3 bedroom house in Chain Valley Bay?
#A 3 bedroom house in Chain Valley Bay rents for a median $440 per week as of June 2026, drawn from 4 leases over the past 12 months. Across other house sizes: 2-bedroom $440/week, 4-bedroom $440/week. Figures cover only segments with enough recent leases to be statistically meaningful; sparse segments are excluded. The segment breakdown covers rent, yield and days on market for every property type and bedroom count.
What is the gross rental yield in Chain Valley Bay?
#Gross rental yield in Chain Valley Bay is 3.20% for houses as of June 2026, compared with the NSW unit median of 2.85%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.
How much is a 3 bedroom house in Chain Valley Bay?
#As of June 2026, Chain Valley Bay medians by bedroom count:
| Property | 1 bed | 2 bed | 3 bed | 4 bed | Total |
|---|---|---|---|---|---|
| Houses | — | $555k | $555k | $555k | $555k |
| Units | — | $555k | $555k | — | $555k |
Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.
What does it cost to own versus rent at the Chain Valley Bay median?
#At the median Chain Valley Bay house ($555k purchase, $440/week rent), weekly mortgage repayments sit at roughly $620 — about $180 more per week than renting. That gap is the ownership premium. Figures assume 80% LVR, a 6.0% interest rate and a 30-year principal-and-interest loan.
How the market is moving
Speed, supply, growth, cycle phaseWhat are Chain Valley Bay's property market trends?
#Chain Valley Bay's property market trends to June 2026: house prices rose +0.5% year-on-year; weekly house rents moved +50.0%; homes sell in a median 46 days; sales supply sits at 5.3 months (very loose). Read together — price, rent, selling speed and supply — they show which way the Chain Valley Bay market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.
What does the data say about Chain Valley Bay as an investment?
#As of June 2026 in Chain Valley Bay, house prices rose +0.5% over the year, gross rental yield is 3.20% against a NSW median of 2.20%, houses take a median 46 days to sell, sales supply is 5.3 months (very loose). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.
How quickly do houses sell in Chain Valley Bay?
#Houses in Chain Valley Bay sell in a median 46 days on market as of June 2026, with units clearing slightly similarly at 46 days. Faster clearance typically coincides with stronger buyer demand and lower supply.
Is Chain Valley Bay a tight or loose property market right now?
#Chain Valley Bay's sales market sits at 5.3 months of supply for houses as of June 2026 — classified as Very Loose against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose. The rental side is tighter still at 0.4 months of supply.
Have property prices in Chain Valley Bay gone up or down?
#House prices in Chain Valley Bay moved +0.5% over the 12 months to June 2026. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.
How active is the rental market in Chain Valley Bay?
#Chain Valley Bay's house rental market sits at 0.4 months of supply as of June 2026 — classified as Severe (extreme shortage), with 5 houses leased over the past 12 months. Tighter supply typically corresponds to faster letting and upward pressure on rents.
Where is Chain Valley Bay in its property market cycle?
#Chain Valley Bay's house market is currently in the 'softer_firming' phase as of June 2026 — combining above-median sales velocity nationally with flat year-on-year days on market. The demand cycle chart above plots all eight segments on the same demand-versus-direction axes.
How it compares
Vs state, vs nearby, vs popularHow does Chain Valley Bay compare to other NSW suburbs?
#Chain Valley Bay's median house price ($555k) is 28% below the NSW median ($772k) as of June 2026. On selling speed, houses clear in 46 days vs 22 days state median. On gross yield, Chain Valley Bay sits at 3.20% vs 2.20% state median.
How does Chain Valley Bay compare to neighbouring suburbs?
#Chain Valley Bay's most-similar nearby market is Windermere Park (4.5 km away) with a median house price of $526k — about 5% cheaper. The Nearby and Similar markets sections above rank every peer within radius and by composite similarity across price, days on market, yield, ownership cost and cycle phase.
What's the most popular property type in Chain Valley Bay?
#The most-transacted segment in Chain Valley Bay over the 12 months to June 2026 is 2 bed houses with 6 sales. 3 bed houses come second at 6 sales. The buying-versus-renting section above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.
How many properties were sold and leased in Chain Valley Bay last year?
#Chain Valley Bay recorded 6 house sales and 6 unit sales over the 12 months to June 2026 — a combined 12 transactions. On the rental side, 5 houses and 0 units were leased. Segments with statistically thin samples are excluded from displayed figures.
About the area
Population, income, who lives here, schoolsWhat postcode is Chain Valley Bay in?
#Chain Valley Bay is in postcode 2259, in the Central Coast region of NSW. Addresses there are written as Chain Valley Bay, NSW 2259.
What is the population of Chain Valley Bay?
#Chain Valley Bay, NSW 2259 is home to 1,842 residents (ABS Census 2021). The median resident age is 53, and the average household holds 1.4 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.
What is the median household income in Chain Valley Bay?
#The median household in Chain Valley Bay earns $638 per week — roughly $33k a year (ABS Census 2021). Median personal income runs $397/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.
What is the unemployment rate in Chain Valley Bay?
#The unemployment rate in Chain Valley Bay is 50.0% (ABS Census 2021). That sits right around the median for Australian suburbs. The rate counts people who are working or actively looking for work — not a share of all residents. Workforce participation sits at 50%. The local economy section above covers incomes, employment status and the occupation mix.
Do people own or rent in Chain Valley Bay?
#Chain Valley Bay is mostly owner-occupied: about 100% of households are owner-occupiers and 50% rent (ABS Census 2021). Of owners, 50% own outright and 50% are paying off a mortgage.
What schools are near Chain Valley Bay?
#Chain Valley Bay has 68 schools within reach — including St Brigid's Catholic College, St Brendan's Catholic Primary School, Lake Munmorah High School. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).
Is Chain Valley Bay a good place to live?
#Chain Valley Bay, NSW 2259 has a population of 1,842, a median age of 53, a median household income around $638/week, 50% of households renting (ABS Census 2021). There are 68 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.
About this data
Methodology and update cadenceWhen was this Chain Valley Bay market data last updated?
#This Chain Valley Bay market data was last updated July 2026, covering the 12 months to June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.