Median priceⓘLast 12 months
356kk
↑ +50.0% YoY
Swan Hill, VIC 3585
Property data updated ·11,186 residents
Last 12 months snapshot
234 sales · 190 leases · Refreshed July 2026
Swan Hill property market
Swan Hill's busiest market is house sales, with 211 sales (up 10.5%) at around $499k (up 3.1%) as of July 2026, taking about 41 days to sell (up a lot from 28 days last year), with 3-bedroom homes making up around 55%.
House rentals come next, with 123 leases (up 13.9%) at $500 a week (up 4.2%), renting out in about 24 days (up from 17 days last year), with 3-bedroom homes making up around 60%. Followed by 67 unit rentals at $378 a week (up), with rents growing faster than most unit rental markets in Victoria. 23 unit sales at around $405k (one of the country's least in-demand unit markets).
Below-average incomeMixed-agesMultigenerationalMostly owners
Who lives hereA below-average-income, mostly owner-occupied, mixed-age suburb.
House covers houses, duplexes, semi-detached and terraces; Unit covers apartments, units, townhouses and villas.
Census · ABS 2021
Swan Hill demographics & population
Population
11,186
Median age
38yrs
Avg household
2.3people
Male · Female
48% · 52%
Owner-occupied
50%
Renting
50%
Lone person
50%
Couples, no kids
50%
Born overseas
50%
Year 12+ⓘ
50%
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing and Socio-Economic Indexes for Areas (SEIFA) 2021 · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
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Census · ABS 2021
Who lives in Swan Hill?
The age structure, household make-up, and cultural fabric of the people who call this suburb home.
Age & sex7,201 residentsMaleFemale
Share of all residents by 5-year band · hover a band for the count + split
Life stage
50%
50%
50%
50%
50%
50%
Children0–1450%Youth15–2450%Young adults25–3450%Midlife35–5450%Mature55–6450%Seniors65+50%
Household composition
50%
50%
50%
50%
50%
Lone person50%Couples, no kids50%Families with kids50%Other families50%Group / share50%
1.4 people / household0.4 persons / bedroom50% are 5+ person
Household sizepersons per dwelling
50%1
50%2
50%3
50%4
50%5
50%6+
Cultural make-upshare of residents · diversity = odds two differ
Born overseasⓘResidents born outside Australia, as a share of those who stated a birthplace.50%
Other language at homeⓘResidents who mainly speak a language other than English at home — counts the language used, not how well English is spoken.50%
Limited EnglishⓘResidents who speak English “not well” or “not at all”. A language-barrier measure, not bilingualism — many who speak another language at home still speak English well.50%
Both parents overseasⓘResidents whose mother and father were both born overseas — the Australian-born-to-migrants “second generation”, distinct from being born overseas yourself.50%
Australian citizensⓘResidents who are Australian citizens — both Australian-born and people who have since naturalised.50%
Birthplace diversity23%
Chance two random residents were born in different countries
Language diversity17%
Chance two random residents speak different languages at home
Religious diversity30%
Chance two random residents follow different religions
Where residents were borntop birthplaces
Afghanistan50%
Australia50%
Bangladesh50%
Bosnia & Herzegovina50%
Brazil50%
Cambodia50%
Canada50%
Chile50%
Languages at hometop languages
English only50%
Afrikaans50%
Arabic50%
Australian Indigenous50%
Cantonese50%
Mandarin50%
Other Chinese50%
Croatian50%
Ancestry% reporting · multi-response
Australian50%
Aboriginal/Torres Strait Islander50%
Chinese50%
Croatian50%
Dutch50%
English50%
Faith & belieftap Christianity
No religion50%
▸Christianity50%
Islam50%
Buddhism50%
Hinduism50%
Judaism50%
Other religions50%
Family originsparents’ birthplace
50%
50%
50%
Both parents overseas50%One parent overseas50%Both parents in Australia50%
A strongly multicultural community with deep migrant heritage.
When migrants arrivedshare of overseas-born
Before 198150%
1981-200050%
2001-201050%
2011-201550%
2016-202150%
2020–21 understated — COVID border closures.
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Census · ABS 2021
Housing & affordability in Swan Hill
What it costs to live here, who owns versus rents, and the shape of the housing stock.
Affordability at a glance
LowMedianHighPercentile
Median weekly rentⓘMiddle weekly rent paid by renting households.Bottom 14%Median weekly rent · $165/wk — well below average: in the bottom 14%, lower rent than 86% of Aussie suburbs.
Median monthly mortgageⓘMiddle monthly mortgage repayment among households with a mortgage.Bottom 15%Median monthly mortgage · $782/mo — well below average: in the bottom 15%, lower mortgages than 85% of Aussie suburbs.
Rent stress (rent ÷ income)ⓘMedian weekly rent as a share of median weekly household income — a rough rental-affordability gauge. Higher = rent takes a bigger bite.Top 50%Rent stress · 50% — typical: right around the median for Aussie suburbs.
Mortgage stress (repay ÷ income)ⓘMedian mortgage repayment (converted to weekly) as a share of median weekly household income. Higher = repayments take a bigger bite.Top 50%Mortgage stress · 50% — typical: right around the median for Aussie suburbs.
High mortgage (≥$3k/mo)ⓘMortgaged households repaying $3,000 or more per month.Top 50%High mortgage · 50% — typical: right around the median for Aussie suburbs.
Social housingⓘHouseholds renting from a state housing authority or community housing provider.Top 50%Social housing · 50% — typical: right around the median for Aussie suburbs.
Unoccupied on census nightⓘDwellings recorded as unoccupied on Census night — holiday homes, between-tenant rentals, etc.Top 50%Unoccupied on census night · 50% — typical: right around the median for Aussie suburbs.
Large dwellings (4+ bed)ⓘOccupied dwellings with 4 or more bedrooms.Top 50%Large dwellings · 50% — typical: right around the median for Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Bedrooms per dwellingshare of dwellings
50%0
50%1
50%2
50%3
50%4
50%5
50%6+
Who owns vs rentsoccupied dwellings
50%
50%
50%
50%
Owned outright50%Mortgage50%Renting50%Other50%
What’s built heredwelling types
50%
50%
50%
50%
House50%Townhouse50%Apartment50%Other50%
50% separate houses50% apartments50% high-rise
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Census · ABS 2021
Income & employment in Swan Hill
Incomes, employment, and the occupation mix of the people who live here.
Income & work at a glance
LowMedianHighPercentile
Median personal incomeⓘMiddle weekly income of individuals aged 15+.Bottom 40%Median personal income · $642/wk — below average: in the bottom 40%, lower personal income than 60% of Aussie suburbs.
Median family incomeⓘMiddle weekly income of families.Bottom 34%Median family income · $1,291/wk — below average: in the bottom 34%, lower family income than 66% of Aussie suburbs.
Managers & professionalsⓘEmployed residents who work as managers or professionals.Top 50%Managers & professionals · 50% — typical: right around the median for Aussie suburbs.
High earners (≥$2k/wk)ⓘResidents earning $2,000 or more per week.Top 50%High earners · 50% — typical: right around the median for Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Occupations
LowMedianHighPercentile
Managers & professionalsⓘEmployed residents who work as managers or professionals.Top 50%Managers & professionals · 50% — typical: right around the median for Aussie suburbs.
Clerical & adminⓘEmployed residents in clerical and administrative jobs.Top 50%Clerical & admin · 50% — typical: right around the median for Aussie suburbs.
Community & personal serviceⓘEmployed residents in community and personal-service jobs — care, hospitality, security and similar.Top 50%Community & personal service · 50% — typical: right around the median for Aussie suburbs.
Sales workersⓘEmployed residents in sales jobs.Top 50%Sales workers · 50% — typical: right around the median for Aussie suburbs.
Technicians, trades & labourersⓘEmployed residents in technical/trade, machinery-operating and labouring jobs.Top 50%Technicians, trades & labourers · 50% — typical: right around the median for Aussie suburbs.
Household incomeheight = share of households · weekly
Personal incomeheight = share of residents 15+ · weekly
A typical household pulls in about 1.9× the typical individual — a multi-earner area.
Labour forceemployment status · residents 15+
50%
50%
50%
50%
50%
Employed full-time50%Employed part-time50%Employed (away/other)50%Unemployed50%Not in labour force50%
LowMedianHighPercentile
Full-time workersⓘResidents in the labour force who are employed full-time.Top 50%Full-time workers · 50% — typical: right around the median for Aussie suburbs.
Part-time workersⓘEmployed residents working part-time, of all employed.Top 50%Part-time workers · 50% — typical: right around the median for Aussie suburbs.
Unemployment rateⓘShare of the labour force (people working or actively looking) who are unemployed — not a share of all residents.Top 50%Unemployment rate · 50% — typical: right around the median for Aussie suburbs.
Not in labour forceⓘResidents 15+ neither working nor looking for work — retirees, students, carers.Top 50%Not in labour force · 50% — typical: right around the median for Aussie suburbs.
Labour-force participationⓘResidents 15+ who are in the labour force — working or looking for work.Top 50%Labour-force participation · 50% — typical: right around the median for Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Census · ABS 2021
Getting around Swan Hill
How people get to work, and how car-dependent the suburb is — the clearest tell of inner-urban versus outer-suburban living.
Transport at a glance
LowMedianHighPercentile
Public transport to workⓘCommuters who travelled to work by train, bus, ferry or tram, of those who travelled.Top 50%Public transport to work · 50% — typical: right around the median for Aussie suburbs.
Walked or cycled to workⓘCommuters who walked or cycled to work, of those who travelled.Top 50%Walked or cycled to work · 50% — typical: right around the median for Aussie suburbs.
Worked from homeⓘEmployed residents who worked from home in the Census week — elevated by COVID in 2021.Top 50%Worked from home · 50% — typical: right around the median for Aussie suburbs.
No motor vehicleⓘHouseholds with no motor vehicle.Top 50%No motor vehicle · 50% — typical: right around the median for Aussie suburbs.
Vehicles per dwellingⓘAverage number of motor vehicles per household.Bottom 16%Vehicles per dwelling · 1.00 — well below average: in the bottom 16%, fewer vehicles per home than 84% of Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Journey to workamong commuters · top modes
Car (driver)50%
Car (passenger)50%
Train50%
Bus50%
Tram/light rail50%
Ferry50%
Walked50%
Vehicles per dwellingshare of households
50%0
50%1
50%2
50%3
50%4+
Census data sourced from the Australian Bureau of Statistics — © Commonwealth of Australia, 2021 Census of Population and Housing · Shares, ratios and percentiles shown are Micromarkets transformations of that data · licensed CC BY 4.0.
Education · ACARA My School 2025
Schools in and around Swan Hill
7 schools inside Swan Hill, plus the closest options around it. Families can choose from 7 primary schools in Swan Hill and its surrounds, and 2 high schools covering the secondary years. Distances are straight-line from the suburb centre and are not enrolment catchments — always confirm zones with the school.
Within Swan Hill7schools in the suburb itself
Primary schools7within 5 km · nearest in suburb
Secondary schools2within 5 km · nearest in suburb
Median ICSEA rank50thenrolment-weighted
What is ICSEA Rank?
ICSEA is ACARA’s official measure of a school’s socio-educational advantage — based mainly on parents’ education and occupation, plus the school’s location and student mix.
Nearby within10 schools
- Within Swan Hill · 7Order by
- 1St Mary's SchoolCatholic · Primary · Co-ed · Years Prep-6 · Within suburbState RankTop 50%English★★★★★★★★★★Maths★★★★★★★★★★Students251Multilingual50%ICSEA Rank50th
- 2Swan Hill Primary SchoolGovernment · Primary · Co-ed · Years Prep-6 · Within suburbState Rank—English—Maths—Students251Multilingual50%ICSEA Rank50th
- 3Swan Hill Specialist SchoolGovernment · Special · Co-ed · Years U · Within suburbState Rank—English—Maths—Students251Multilingual50%ICSEA Rank50th
- 4Swan Hill Christian SchoolIndependent · Primary · Co-ed · Years Prep-6 · Within suburbState Rank—English—Maths—Students251Multilingual50%ICSEA Rank50th
- 5Swan Hill North Primary SchoolGovernment · Primary · Co-ed · Years Prep-6 · Within suburbState Rank—English—Maths—Students251Multilingual50%ICSEA Rank50th
- 6St Mary MacKillop CollegeCatholic · Secondary · Co-ed · Years 7-12 · Within suburbState Rank—English—Maths—Students251Multilingual50%ICSEA Rank50th
- 7Swan Hill CollegeGovernment · Secondary · Co-ed · Years 7-12 · Within suburbState Rank—English—Maths—Students251Multilingual50%ICSEA Rank50th
- Nearby · within 5 km · 3
- 8Woorinen District Primary SchoolGovernment · Primary · Co-ed · Years Prep-6 · Woorinen South · 4.5 kmState RankTop 50%English★★★★★★★★★★Maths★★★★★★★★★★Students251Multilingual50%ICSEA Rank50th
- 9Lake Boga Primary SchoolGovernment · Primary · Co-ed · Years Prep-6 · Lake Boga · 4.5 kmState RankTop 50%English★★★★★★★★★★Maths★★★★★★★★★★Students251Multilingual50%ICSEA Rank50th
- 10Beverford District Primary SchoolGovernment · Primary · Co-ed · Years Prep-6 · Beverford · 4.5 kmState Rank—English—Maths—Students251Multilingual50%ICSEA Rank50th
GovernmentCatholicIndependent
Why are some State Rank and star ratings blank? Schools can choose not to publish their results. In practice, schools that score well above their state average almost always publish theirs — so a blank rating more often reflects a school opting out than a top result being hidden. Academic results also tend to rise with ICSEA Rank, so higher-ICSEA schools more often carry a strong State Rank as well.
School profile and ICSEA data sourced from ACARA — © Australian Curriculum, Assessment and Reporting Authority (data year 2025) · State Rank & star columns are Micromarkets-compiled academic ratings from publicly available school results · Distances are straight-line from the suburb centre, not catchments.
Census · ABS 2021
Turnover
How settled or transient the community is — and where newcomers came from.
Settledness at a glance
LowMedianHighPercentile
Settled 5+ yearsⓘResidents living at the same address as five years ago — how settled the community is.Top 50%Settled 5+ years · 50% — typical: right around the median for Aussie suburbs.
Moved in past yearⓘResidents living at a different address one year earlier.Top 50%Moved in past year · 50% — typical: right around the median for Aussie suburbs.
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.Top 50%Arrived from overseas · 50% — typical: right around the median for Aussie suburbs.
This suburb Typical range (middle 50%) Median suburb
Where residents lived 5 years agoof those who stated
50%
50%
50%
50%
Same address50%Moved within area50%From elsewhere in Australia50%From overseas50%
Residential paceshare of residents
Moved in the past yearⓘResidents living at a different address one year earlier.50%
Moved in the past 5 yearsⓘResidents not living at the same address as five years ago.50%
Arrived from overseas (5 yr)ⓘResidents who arrived in Australia from overseas within the past five years.50%
Property market
Market snapshot
Swan Hill median house price & rent
Headline price, rent, yield and time on market for Swan Hill — choose a property type and size below.
Active segment
Houses
Units
Days on marketⓘLast 12 months
53
↓ 29 days YoY
SoldⓘLast 12 months
33
↑ +50.0% YoY
Months of supplyⓘLast 12 months
5.3mo
Median rentⓘLast 12 months
$304/w
↑ +50.0% YoY
Days to leaseⓘLast 12 months
13
↓ 3 days YoY
LeasedⓘLast 12 months
30
↑ +50.0% YoY
Gross yieldⓘLast 12 months
4.27%
Annualised
Data confidenceSales sample31StrongLease sample33Strong
Segment breakdown
House & unit prices by bedroom
Every segment this suburb tracks — sales and rentals side by side, ranked by total activity over the last twelve months.
Demand percentile 0–100 · last 12 months12-mo change
Sales
Rental
Demand
Segment
Sold
Price
DOM
Leased
Rent
DOM
Yield
SalesRent
01
Houses · 2 bed31 sales · 33 leases
Sold33▲+50.0%
Price$356k▲+50.0%
Sales DOM53 days▲+29d
Leased30▲+50.0%
Rent$304/wk+0.5%
Rental DOM13 days▲+3d
4.27%
Sales50/100
Rent50/100
02
Houses · 3 bed31 sales · 33 leases
Sold33▲+50.0%
Price$356k▲+50.0%
Sales DOM53 days▲+29d
Leased30+0.5%
Rent$304/wk▲+50.0%
Rental DOM13 days▲+3d
4.27%
Sales50/100
Rent50/100
03
Houses · 4 bed31 sales · 33 leases
Sold33+0.5%
Price$356k▲+50.0%
Sales DOM53 days▲+29d
Leased30▲+50.0%
Rent$304/wk+0.5%
Rental DOM13 days▲+3d
4.27%
Sales50/100
Rent50/100
04
Units · 1 bed31 sales · 33 leases
Sold33+0.5%
Price$356k+0.5%
Sales DOM53 days▲+29d
Leased30+0.5%
Rent$304/wk+0.5%
Rental DOM13 days▲+3d
4.27%
Sales—
Rent—
05
Units · 2 bed31 sales · 33 leases
Sold33▲+50.0%
Price$356k▲+50.0%
Sales DOM53 days▲+29d
Leased30▲+50.0%
Rent$304/wk▲+50.0%
Rental DOM13 days▲+3d
4.27%
Sales50/100
Rent50/100
06
Units · 3 bed31 sales · 33 leases
Sold33+0.5%
Price$356k▲+50.0%
Sales DOM53 days▲+29d
Leased30▲+50.0%
Rent$304/wk▲+50.0%
Rental DOM13 days▲+3d
4.27%
Sales—
Rent—
All houses
Sold33▲+50.0%
Price$356k▲+50.0%
Sales DOM53 days▲+29d
Leased30▲+50.0%
Rent$304/wk▲+50.0%
Rental DOM13 days▲+3d
4.27%
Sales50/100
Rent50/100
All units
Sold33+0.5%
Price$356k▲+50.0%
Sales DOM53 days▲+29d
Leased30▲+50.0%
Rent$304/wk▲+50.0%
Rental DOM13 days▲+3d
4.27%
Sales50/100
Rent50/100
Where each segment ranks
Swan Hill property growth
Where each segment sits against its peers in the chosen geography — past the midline means it's outperforming the rest.
Metric
Ranked against
Market demandHow fast this market is moving — a velocity index built from trailing-year transaction volume and median days on market. Strong volume lifts the score; days on market drags it down, with the drag growing sharply once listings start lingering. Ranked against peers in the chosen geography.
Houses
4/4above median
02550 · MEDIAN75100
Percentile vs VIC
Value
Units
2/2above median
02550 · MEDIAN75100
Percentile vs VIC
Value
The buy-versus-rent equation
Buying vs renting in Swan Hill
What it costs each week to own a property versus renting the same one — positive means buying carries the premium, negative means rent covers the mortgage.
Property
Compare to
Houses · 2 bed: +50%
Houses · 3 bed: +50%
Houses · 4 bed: +50%
Houses · Total: +50%
Units · 2 bed: +50%
Units · Total: +50%
VIC MEDIAN · +32%
Rent covers itRenting matches or beats the cost of owning−10% to 0%
BalancedMortgage roughly matches asking rent+30% to +60%
Far pricier to ownBuying costs much more than renting+100% to +130%+
BreakdownLast 12 months
Holding cost
Mortgage
Rent
Premium
Band
01
Houses · 2 bed33 sales · 30 leases
−$99/wk
$403/wk
$304/wk
+50%
Typical premium
02
Houses · 3 bed33 sales · 30 leases
−$99/wk
$403/wk
$304/wk
+50%
Typical premium
03
Houses · 4 bed33 sales · 30 leases
−$99/wk
$403/wk
$304/wk
+50%
Typical premium
04
Units · 2 bed33 sales · 30 leases
−$99/wk
$403/wk
$304/wk
+50%
Typical premium
Assumes 80% LVR·6.0% rate·30y P&I
Premium = (weekly mortgage − weekly rent) ÷ weekly rent. Band thresholds are national breakpoints across ~11,400 eligible Australian segments — the Typical premium band spans national P25 to P75, so it’s literally what’s typical.
Market data
How strong is demand, and which way is it heading?
Two questions on one chart — how strong demand is right now, and which way it's heading year-on-year.
Side
View
Property
Bedrooms
Radius
Compared against
Sales market velocity
No nearby suburbs · 10km · Total house · sales
risingfalling
DOM change YoYis demand rising or falling?
median
median
Recoveryweak but rising
Boomstrong and rising
Troughweak and falling
Peakstrong but easing
Swan Hill · this suburb
Demand index
44 / 100vs VIC
Days on market
53 days▲ +29 days YoY
Median price
$356k▲ +50.0% YoY
Sold (last year)
33▲ +50.0% YoY
weakSales market velocityhow strong sales demand isstrong
This suburb Neighbouring suburbs · coloured by market phaseHover a point for its figures
Market data
Swan Hill against the neighbourhood
Eight diagnostic views cutting the data a different way each time — Swan Hill in blue, peers in colour.
Pair
View
Property
Bedrooms
Radius
How fast — and is it getting faster?
2 peer suburbs · 10km · Total house
fasterslower
DOM change YoYvs 12 months ago
median
median
Recoveringquiet but accelerating
Boomingbusy and accelerating
Stalledquiet and slowing further
Coolingbusy but slowing
Nearby suburb
Demand index
0 / 100vs Australia
Days on market
82 days—
Median price
—▲ +39.0% YoY
Sold (last year)
—▲ +103.0% YoY
Gross yield
6.00%
Nearby suburb
Demand index
0 / 100vs Australia
Days on market
98 days—
Median price
—▲ +37.0% YoY
Sold (last year)
—▲ +152.0% YoY
Gross yield
6.00%
Swan Hill · this suburb
Demand index
50 / 100vs Australia
Days on market
53 days▲ +29 days YoY
Median price
$356k▲ +50.0% YoY
Sold (last year)
33▲ +50.0% YoY
Gross yield
4.27%
slowDays on marketmedian days to sellfast
This suburb Neighbouring suburbs · coloured by market phaseHover a point for its figures
How much is available right now?
Housing supply & months of stock
How long current listings would take to clear at the recent rate of sales or leases. Critical shortage and Oversupply only fire at the genuine tails of the national distribution — sales tip in under 0.7 months, rentals far faster, under 0.3.
View
Sales market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | SoldSold (last year)Total sold transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are sold each month in this segment, over the last 12 months. |
|---|---|---|---|---|---|---|
| Severe shortage | 1.1 | ▼ -1.5 | 3 | 33 | 2.8 | |
| Balanced | 2.7 | ▲ +1.1 | 7 | 33 | 2.8 | |
| Slightly loose | 3.4 | ▲ +1.4 | 9 | 33 | 2.8 | |
| Loose | 4.0 | ▲ +1.8 | 11 | 33 | 2.8 | |
| Loose | 5.3 | ▲ +3.5 | 15 | 33 | 2.8 | |
| Loose | 5.5 | ▲ +2.9 | 15 | 33 | 2.8 | |
| Loose | 5.6 | ▲ +3.3 | 15 | 33 | 2.8 | |
| Loose | 6.6 | ▲ +3.6 | 18 | 33 | 2.8 |
median
Rental market
| Segment | Band | Months of supply left | YoYYoY change12-month change in months of supply. Down means stock is tightening (fewer months than a year ago); up means stock is loosening. | ListedListedActive listings in this segment right now, derived from months of supply multiplied by the recent transaction rate. | LeasedLeased (last year)Total leased transactions completed in this segment over the last 12 months. | Per monthPer monthAverage monthly absorption — how many properties are leased each month in this segment, over the last 12 months. |
|---|---|---|---|---|---|---|
| Tight | 0.4 | ▼ -1.6 | 1 | 30 | 2.5 | |
| Tight | 0.5 | ▼ -1.9 | 1 | 30 | 2.5 | |
| National typical | 0.7 | ▼ -0.2 | 2 | 30 | 2.5 | |
| Loose | 1.3 | ▲ +0.8 | 3 | 30 | 2.5 | |
| Loose | 1.5 | ▼ -0.4 | 4 | 30 | 2.5 | |
| Oversupply | 2.0 | ▲ +0.9 | 5 | 30 | 2.5 | |
| Oversupply | 2.1 | ▼ -0.9 | 5 | 30 | 2.5 | |
| Oversupply | 2.5 | ▲ +0.9 | 6 | 30 | 2.5 |
median
Severe
Very Tight
Tight
Balanced
Loose
Very Loose
Saturated
Under-suppliedOver-supplied
Market data
Who's transacting — buyers or tenants?
Out of every property transaction in this suburb, what share are sales versus leases — each point a rolling twelve-month window.
Property
Swan Hill — Units & Houses, all bedrooms
Jul 2021 – Jun 2026 · each point = a 12-month window
0%25%50%75%100%20222023202420252026
Sales · buyer transactions
Leases · tenant transactions
Five-year arc
Swan Hill median house price & rent history
Each tape traces one metric across sixty months for the selected segment — every point a trailing twelve-month figure, matching the headline KPIs above.
Five-year summaryAs of Jun 2026, the median house sale price in Swan Hill rose from $185k (Jul 2021) to $368k (Jun 2026) — +99.3% growth over five years — peaking at $446k between Jun 2025 and May 2026. Median house rent went from $226/wk to $267/wk (+18.1%) over the same period. For units, the median sale price fell from $249k to $239k (−4.0%), with rent up from $165/wk to $198/wk (+20.0%) over the same period.
PropertyBedrooms
Median price (trailing year)
Jun 2026
$368k+2.7%
5y median $317kvs last year $358k
Total sales (trailing year)
Jun 2026
113-10.3%
5y median 132vs last year 126
Days on market (trailing year)
Jun 2026
37 days+5
5y median 28 daysvs last year 32 days
Median rent (trailing year)
Jun 2026
$267/wk-3.6%
5y median $286/wkvs last year $277/wk
Total leases (trailing year)
Jun 2026
105+9.4%
5y median 85vs last year 96
Days on market (rental) (trailing year)
Jun 2026
14 days-2
5y median 14 daysvs last year 16 days
Gross yield (trailing year)
Jun 2026
3.10%-0.16 pt
5y median 3.32%vs last year 3.26%
Months of supply
Jun 2026
2.9 months+67.4%
5y median 2.6 monthsvs last year 1.8 months
Months of supply (rental)
Jun 2026
1.9 months-4.8%
5y median 1.2 monthsvs last year 2.0 months
Nearby markets
Suburbs near Swan Hill: prices compared
The nearest suburbs to Swan Hill, ranked by distance — each lined up against Swan Hill on the same measures, so the differences jump out at a glance.
Market
Property
Bedrooms
Radius
Colour by
No markets within 5km · expanded to 10km
This marketSwan HillVIC 3585 · Houses · Total
Price$356k
DOM53 days
Sold33
5 markets within 10kmLast 12 months
01
Castle DonningtonVIC 3585 · 5.5km · Houses · Total
Price$484k
DOM20 days
Sold4
priciermuch faster
02MurraweeVIC 3586 · 5.6km · Houses · Total
Price—
DOM82 days
Sold—
much slower
03Woorinen SouthVIC 3588 · 5.9km · Houses · Total
Price$212k
DOM119 days
Sold2
much cheapermuch slower
04Tyntynder SouthVIC 3586 · 8.3km · Houses · Total
Price$835k
DOM37 days
Sold1
much priciermuch faster
05MurraydaleVIC 3586 · 8.8km · Houses · Total
Price—
DOM98 days
Sold—
much slower
Houses · TotalSales market
Stat colourHow each suburb's stat compares to Swan Hill
Much lowerLowerSimilarHigherMuch higher
Similar markets
Suburbs like Swan Hill
Suburbs anywhere in VIC that behave like Swan Hill — matched on price, growth, selling speed and demand, not on distance. A shortlist of markets that move the same way — including ones far away you'd never think to compare. (Want the suburbs right next door instead? See Nearby markets above.)
Swan Hill vs Newborough: the closest sales-market match trades at a median of $433k against Swan Hill's $356k — about 22% higher, with homes selling in 21 days versus 53 days here.
Colour by
Property
Bedrooms
Market
This marketSwan HillVIC 3585 · Houses · Total
Price$356k
DOM53 days
Sold33
Most similar sales markets · within 130.3–265 kmLast 12 months
0102030405
NewboroughVIC 3825 · 265km · 56% match
Price$433k
DOM21 days
Sold109
BenallaVIC 3672 · 208km · 54% match
Price$301k
DOM29 days
Sold152
MooroopnaVIC 3629 · 130km · 50% match
Price$355k
DOM22 days
Sold135
IronbarkVIC 3550 · 137km · 57% match
Price$421k
DOM25 days
Sold18
HamiltonVIC 3300 · 167km · 45% match
Price$320k
DOM24 days
Sold202
Stat colourHow each suburb's stat compares to Swan Hill
Much lowerLowerSimilarHigherMuch higher
Comparable sales markets to Swan Hill: Newborough property market, Benalla property growth, Mooroopna property market, Ironbark property growth and Hamilton property market.
Swan Hill's closest rental-market twins: Newborough property market, Mooroopna property growth, Ironbark house prices, Hamilton property growth and Benalla property growth. Each link opens that suburb's full market report.
Market data
Frequently asked · Swan Hill
26 data-driven answers about Swan Hill's property market — every one computed from the metrics above.
What things cost
Prices, rent, yield, ownership costWhat is the median house price in Swan Hill?
#The median house price in Swan Hill, VIC 3585 is $356k as of June 2026, based on 31 sales over the past 12 months. Houses there have moved +50.0% year-on-year. Prices vary by bedroom count, from compact two-bedroom homes to larger four-bedroom houses. See the bedroom-level breakdown below for 2-, 3- and 4-bedroom medians.
What is the median unit price in Swan Hill?
#The median unit price in Swan Hill, VIC 3585 is $356k as of June 2026, based on 31 sales over the past 12 months. Units have moved +50.0% year-on-year and currently trade at roughly 100% of the median house price.
How much does it cost to rent in Swan Hill?
#The median weekly house rent in Swan Hill is $304 as of June 2026, drawn from 33 leases over the past 12 months. Units rent for around $304 per week. House rents have moved +50.0% year-on-year. Current vacancy pressure is shown in the supply section above.
How much is rent for a 3 bedroom house in Swan Hill?
#A 3 bedroom house in Swan Hill rents for a median $304 per week as of June 2026, drawn from 33 leases over the past 12 months. Across other house sizes: 2-bedroom $304/week, 4-bedroom $304/week. Unit rents: 1-bedroom $304/week, 2-bedroom $304/week, 3-bedroom $304/week. Figures cover only segments with enough recent leases to be statistically meaningful; sparse segments are excluded. The segment breakdown covers rent, yield and days on market for every property type and bedroom count.
What is the gross rental yield in Swan Hill?
#Gross rental yield in Swan Hill is 4.27% for houses and 4.27% for units as of June 2026, compared with the VIC unit median of 4.01%. Gross yield is annual rent divided by purchase price — it doesn't account for ownership costs like council rates, strata, maintenance or vacancy.
How much is a 3 bedroom house in Swan Hill?
#As of June 2026, Swan Hill medians by bedroom count:
| Property | 1 bed | 2 bed | 3 bed | 4 bed | Total |
|---|---|---|---|---|---|
| Houses | — | $356k | $356k | $356k | $356k |
| Units | $356k | $356k | $356k | — | $356k |
Figures cover only segments with enough recent transactions to be statistically meaningful; sparse segments are excluded.
What does it cost to own versus rent at the Swan Hill median?
#At the median Swan Hill house ($356k purchase, $304/week rent), weekly mortgage repayments sit at roughly $403 — about $99 more per week than renting. That gap is the ownership premium. For the median unit ($356k purchase, $304/week rent), repayments run about $403 per week. Figures assume 80% LVR, a 6.0% interest rate and a 30-year principal-and-interest loan.
How the market is moving
Speed, supply, growth, cycle phaseWhat are Swan Hill's property market trends?
#Swan Hill's property market trends to June 2026: house prices rose +50.0% year-on-year and units +50.0%; weekly house rents moved +50.0%; homes now sell in a median 53 days — slower than a year ago by 29; sales supply sits at 5.3 months (very loose). Read together — price, rent, selling speed and supply — they show which way the Swan Hill market is leaning. The 5-year tape and demand cycle charts above plot the full trajectory.
What does the data say about Swan Hill as an investment?
#As of June 2026 in Swan Hill, house prices rose +50.0% over the year, gross rental yield is 4.27% against a VIC median of 2.46%, houses take a median 53 days to sell, sales supply is 5.3 months (very loose). Capital growth, rental yield, selling speed and supply are the signals investors weigh — but these figures describe the market, not a recommendation. This is data, not financial advice; always do your own research and consider a licensed adviser.
How quickly do houses sell in Swan Hill?
#Houses in Swan Hill sell in a median 53 days on market as of June 2026, with units clearing slightly similarly at 53 days. Days on market have lengthened by 29 days versus a year ago. Faster clearance typically coincides with stronger buyer demand and lower supply.
Is Swan Hill a tight or loose property market right now?
#Swan Hill's sales market sits at 5.3 months of supply for houses as of June 2026 — classified as Very Loose against the Australian distribution. Under 1.7 months is Severe (extreme shortage); over 4.5 months is Loose. The rental side is tighter still at 0.4 months of supply.
Have property prices in Swan Hill gone up or down?
#House prices in Swan Hill moved +50.0% over the 12 months to June 2026, while units moved +50.0%. The 5-year tape above plots the full monthly trajectory — showing where the market changed character rather than just crossing round numbers.
How active is the rental market in Swan Hill?
#Swan Hill's house rental market sits at 0.4 months of supply as of June 2026 — classified as Severe (extreme shortage), with 30 houses leased over the past 12 months. Units sit at 2.0 months. Tighter supply typically corresponds to faster letting and upward pressure on rents.
Where is Swan Hill in its property market cycle?
#Swan Hill's house market is currently in the 'softer_weakening' phase as of June 2026 — combining above-median sales velocity nationally with year-on-year loosening in days on market. The demand cycle chart above plots all eight segments on the same demand-versus-direction axes.
How it compares
Vs state, vs nearby, vs popularHow does Swan Hill compare to other VIC suburbs?
#Swan Hill's median house price ($356k) is 11% below the VIC median ($399k) as of June 2026. On selling speed, houses clear in 53 days vs 18 days state median. On gross yield, Swan Hill sits at 4.27% vs 2.46% state median.
How does Swan Hill compare to neighbouring suburbs?
#Swan Hill's most-similar nearby market is Newborough (265.2 km away) with a median house price of $433k — about 22% pricier. The Nearby and Similar markets sections above rank every peer within radius and by composite similarity across price, days on market, yield, ownership cost and cycle phase.
What's the most popular property type in Swan Hill?
#The most-transacted segment in Swan Hill over the 12 months to June 2026 is 2 bed houses with 33 sales. 3 bed houses come second at 33 sales. The buying-versus-renting section above breaks down the top segments with weekly mortgage, rent and ownership-cost detail.
How many properties were sold and leased in Swan Hill last year?
#Swan Hill recorded 33 house sales and 33 unit sales over the 12 months to June 2026 — a combined 66 transactions. On the rental side, 30 houses and 30 units were leased. Segments with statistically thin samples are excluded from displayed figures.
About the area
Population, income, who lives here, schoolsWhat postcode is Swan Hill in?
#Swan Hill is in postcode 3585, in the North West region of VIC. Addresses there are written as Swan Hill, VIC 3585.
What is the population of Swan Hill?
#Swan Hill, VIC 3585 is home to 7,201 residents (ABS Census 2021). The median resident age is 26, and the average household holds 1.4 people. The "Who lives here" section above breaks the community down by age, life stage and tenure.
What is the median household income in Swan Hill?
#The median household in Swan Hill earns $1k per week — roughly $63k a year (ABS Census 2021). Median personal income runs $642/week. Income, rent-to-income and mortgage-to-income context sits in the "Who lives here" section above.
What is the unemployment rate in Swan Hill?
#The unemployment rate in Swan Hill is 50.0% (ABS Census 2021). That sits right around the median for Australian suburbs. The rate counts people who are working or actively looking for work — not a share of all residents. Workforce participation sits at 50%. The local economy section above covers incomes, employment status and the occupation mix.
Do people own or rent in Swan Hill?
#Swan Hill is mostly owner-occupied: about 100% of households are owner-occupiers and 50% rent (ABS Census 2021). Of owners, 50% own outright and 50% are paying off a mortgage.
What schools are near Swan Hill?
#Swan Hill has 10 schools within reach, 7 of them inside the suburb itself — including Swan Hill Primary School, Swan Hill Specialist School, Swan Hill Christian School. The Schools section above maps each one with sector, year range, enrolment, Micromarkets-compiled academic ratings and ICSEA (ACARA).
Is Swan Hill a good place to live?
#Swan Hill, VIC 3585 has a population of 7,201, a median age of 26, a median household income around $1k/week, 50% of households renting (ABS Census 2021). There are 10 schools within reach. Whether it's the right fit depends on your priorities — these figures describe the community, housing mix and amenity rather than offer a verdict.
About this data
Methodology and update cadenceWhen was this Swan Hill market data last updated?
#This Swan Hill market data was last updated July 2026, covering the 12 months to June 2026. Figures are computed monthly from 12-month rolling windows of recorded sales and leases, with five years of monthly history behind the trend charts. Methodology, glossary and data sources are linked in the footer.